What is the proportion of the post 80s generation who can earn their own money to buy a house?

This should not be investigated by the census, and it has to look at the house that is **. . . If it's in the city, the proportion should still be quite small, and you still need the help of your parents.

It's about 70 percent. It mainly depends on the individual.

The people I know and see who can afford to buy a house on their own are all in second- or third-tier cities, and the proportion in first-tier cities should be less than 5%.

In the post-80s, it is estimated that it is less than 5% Only a small number of people born around 80-82 who have a better job can earn their own money to buy a house, and the rest basically depends on their parents, and there is no way.

There are a few ordinary workers who can earn money to buy a house.

Even if you are 30 years old and 20 years old, you can go to work and save money for 10 years, 2 people save 3000 a month, only 3w a year, and only 30w for 10 years

How expensive is the house now?

Although the housing prices in the city are now under control, the prices are still high and ordinary office workers cannot afford them. I am also a post-80s generation, and many of my classmates bought houses in the city, although their salaries are relatively high, but they also take out loans to buy houses, or relatives and friends make up a little bit. It is still unrealistic for most post-80s generations to buy a house with the money they earn.

The proportions are all imaginary, the key is still yourself, work hard, and you will buy it.

First of all, please forgive me for my incompetence, with my current salary, I can earn about 50,000 a year, if in the city where my home is now located, the average house price is 8000, according to the 80 square meters of two-bedroom apartment calculation, about 640,000, full purchase is an unattainable dream, if the loan, assuming a down payment of 200,000, the remaining loan for 30 years, plus interest and various expenses, about 20000 a month need to repay more than 2000, and 200,000 down payment, with my existing deposits, If I don't eat or drink, it will take four years, if there is no special opportunity, even if I work overtime to earn more money, I can pay a down payment to buy a house in about 5 years, and then I will not be so tired to repay the loan every month, provided that the house price does not rise again, if it rises again, I really can't afford it.

Of course, this is all theoretical, in fact it will not be so embarrassing, because I am a girl, I don't have to rush to buy a house and marry a daughter-in-law, this still saves my parents a lot of heart, the reason why buying a house now has become the biggest pain in people's hearts, with a house can be said to be out of the ranks of the poor, is because of the increasingly ** housing prices, we can see people complaining about housing prices every day, whether it is in the circle of friends or online, but in fact, housing prices**, most people are happy, but they are happy, Never said, because 90% of the people have a house, no matter what kind of house, even if it is a small broken bungalow, they will move, so they have a house, they have a lot of wealth, they snickered, only a small part of the house, they did not grasp the opportunity, resulting in the price of the house is too fast, and a house has gradually become their unattainable dream.

My object is also an ordinary family, and my family is a good match, although it is not worried about eating and drinking, but it is indeed an ordinary family can no longer be ordinary, we got married this year, his family is still ready in advance of the marriage room, this is just needed, and it is indeed incredible to buy a house, my mother-in-law told me that they saved 100,000 themselves, borrowed 100,000, and bought the house like this, it sounds a little scary, but in fact, it is okay, after all, his family still has a house in the countryside, and it is about to move, In the last 10 years, the house will definitely be able to recoup a sum of money, although you can't fill all the money for this house, but you can still make up the down payment and most of the loan, in fact, there is not so much pressure.

Plan for the long term.

1. Clarify whether your conditions are eligible to buy a house. If it's not enough, qualify now.

2. If you don't plan to start a business, find a company with better benefits, because in addition to provident fund loans, you may also encounter housing reform.

3. To buy a house, first of all, buy a small house, which can be lived in or invested, for example, buy a SOHO standard room, you can live in it, and the rent is not small, even if you buy a big house and sell it, you will not lose money. It's a matter of calculation.

Clause. 1. You can find your parents for a down payment to buy a house, but encourage yourself to take out a loan, after all, it is not easy for them to earn pension money. There is no shame in properly "gnawing the old", now that housing prices are so high, when the post-80s generation is not able to pay a large down payment, the support of parents is the most solid backing for the post-80s.

However, after your parents have laid a good foundation, you need to work hard for your monthly payment.

Clause. 2. Don't repay more than 50% of your monthly income every month, otherwise you will find that the price tags of all your favorite clothes in the mall are difficult for you. If you have to tighten your belt, say goodbye to new clothes for travel karaoke food games, and be comrades-in-arms with instant noodles and dry food, and the quality of life has plummeted, then it is time to examine your own view of buying a house, buy a smaller and cheaper house, leave a little living space for yourself, and be a happy "house slave".

Clause. 3. Don't buy a suburban house. For the post-80s generation who love to sleep lazy, it is obviously not advisable to get up at 6 o'clock every day to go to work on the bus and go to work, and spend 2 hours on the way up and down the Huiju songban.

And the traffic outside the ring is still a problem, you need to investigate it yourself, don't listen to the developer, you may have a car, your wife generally doesn't. Convenient transportation can make us more comfortable in this city (forum news), and the appreciation of suburban houses is slow, the appreciation of space is not complete, and when the time comes, it will be troublesome if you want to sell it if you are unhappy.

Clause. Fourth, there must be restaurants and hospitals around the house. It is best to have a suitable restaurant or convenient supermarket around the house to solve the problem of eating, because the post-80s generation will definitely not cook every day, and it is a very happy thing to come back from work and solve the stomach problem downstairs by the way.

Not to mention the benefits of living next to the hospital, now the post-80s generation is busy with work and irregular life, and it is inevitable that they will not get sick, and it would be too convenient if they could walk to the hospital.

Clause. 5. Be neighbors with friends. When the post-80s buy a house, most of them care about who their neighbors are, and instead of worrying about guessing whether the dinosaurs live next door or the strange aunt, it is better to bring a neighbor and answer Huai to buy a house with a good friend.

Most of the post-80s generation are only children, and they can't feel the joy of living with their siblings. Then it's better to live with friends, close the door and have your own small space, and open the door to party and play with everyone at any time.

Clause. Sixth, when buying a house, you should consider the appreciation space. Living in a big house is the dream of many people. In addition to the self-living environment and so on, the value of the investment in Qianzheng should also be considered clearly, because sooner or later we will have to live in a big house.