Which banks in China can accept US dollars, and can domestic bank cards accept US dollars for foreig

Bank of China, People's Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, Commercial Bank of China and other big banks can be.

The Bank of China, the Industrial and Commercial Bank of China, the Agricultural Bank of China, the China Construction Bank, the Bank of Communications, and the China Merchants Bank are all banks that have been approved by the state to engage in foreign exchange business.

The exchange and deposit and withdrawal of US dollars can be handled at these designated banks, and the customer can handle it with his or her valid identity documents, fill in the relevant documents, and deliver cash. Valid identity documents include: personal ID card (Chinese citizens, household registration book (Chinese citizens under the age of 16), military identity documents (Chinese People's Liberation Army), armed police identity documents (Chinese People's Armed Police), Mainland Travel Permit for Hong Kong and Macao Residents (Hong Kong and Macao residents), Mainland Travel Permit for Taiwan Residents (Taiwan residents), passport (foreign citizens).

I generally use the Industrial Bank of China, and many banks can accept it. You can use moneybookers to receive and then transfer to your domestic bank (this must be registered, after the customer transfers money to your moneybookers, it can no longer be reversed, ensuring the safety of your funds.) You can directly transfer money back to your account in China, customers transfer money to you without charging your fees, you transfer money back to China, no matter how much money you have, only Euros will be charged.

When registering, you must have your real name, consistent with your ID card, the address is also consistent with your ID card, but also leave your birthday, the registration information must be remembered, and must be true, once registered, it cannot be changed, and to be confirmed, the confirmation method is similar to the way PayPal, if you can understand English register first. Please register with a foreign email address such as yahoo or hotmail, because domestic mailboxes sometimes do not receive foreign letters, and moneybookers use your registered email address as the username, and you will receive a notification letter every time you receive a sum of money), the following is the registration page:

Yes, now the debit cards of major banks in the country can receive foreign currency, and there is no need to open a foreign exchange account. However, you have to tell the other party the English address and swift code of the opening bank, the name of the bank, the bank address, the swift code, the name of the payee, the payee, and the payee**, which can be found on the official website of WikiFX. Due to the differences in business in individual regions, please contact the bank where the receiving account is opened for specific information.

Extended information: 1. Scope of foreign currency exchange.

1. The exchange range of different currencies is different.

2. Freely convertible foreign currencies can be exchanged into other currencies without restriction and freely.

3. The foreign currency that can be exchanged only under certain conditions, such as only a certain number of people can be exchanged, or the amount of exchange is limited, etc.

4. Non-convertible foreign currencies are not allowed to be exchanged for other currencies or can only be exchanged for other currencies through licensing.

2. Foreign currency**.

The foreign currency** market is the largest international** market in the world. This market is also the body that determines the exchange rate between various currencies. The most important points are New York, Tokyo, Hong Kong, Frankfurt, London, etc.

The most important foreign currencies are the US dollar, the euro, the Japanese yen, and the British pound and the Swiss franc.

3. Other meanings of foreign currency.

3. There is a distinction between narrow and broad foreign currency, which refers to the currency of other countries or regions other than the national currency, including all kinds of paper money and coinage. Foreign currency in a broad sense refers to all payment vouchers expressed in foreign currencies that can be used for international settlement. In addition to foreign banknotes and coinage, it also includes foreign valuables held by enterprises, such as public bonds, treasury bills, corporate bonds, and dividends expressed in foreign currencies; It also includes foreign currency payment vouchers, such as bills expressed in foreign currency, bank deposit certificates, postal savings certificates, etc., as well as other foreign currency funds, such as various foreign currency remittances, foreign currency payments for import and export**, etc.

Its meaning is consistent with the static meaning of foreign exchange.

2. The concept of foreign currency in accounting is not the same as the concept of foreign currency in the general sense above, and has its own unique way of use. It refers to currencies other than the base currency (or functional currency), such as enterprises using RMB as the base currency of accounting, then all kinds of foreign currencies are foreign currencies, including the currencies of Hong Kong, Macao and Taiwan; If the enterprise uses a currency other than a non-RMB currency (USD), including RMB is a foreign currency. In order to distinguish it from the concept of foreign currency in general, the concept of foreign currency in accounting is usually replaced by a non-accounting base currency (or non-functional currency).

1.A handling fee will be charged. Commission for overseas withdrawal of Bank of China card:

The commission for overseas withdrawals of credit cards of international organizations is 3%, and the maximum amount of each withdrawal is 15 yuan. Debit cards** are also up to $15. CCB bank card overseas withdrawal commission:

UnionPay system withdrawal commission: debit card 12 yuan + 1%; Credit card 12 yuan + minimum 2 yuan for this part). Cash withdrawals through international organizations:

3%, minimum $3.

2.If you hold a UnionPay standard debit card starting with Bank of China "62", you cannot use the foreign currency account balance to settle withdrawal transactions on overseas UnionPay devices, you can only use the card's RMB account to settle transactions. UnionPay** will deduct the corresponding RMB from the RMB account at the time of the transaction.

Great Wall Debit Card: Cross-border ATM withdrawals are 5 of the withdrawal amount, with a minimum of 15 yuan per transaction and a maximum of 50 yuan per transaction. Great Wall International Debit Card:

Overseas ATM withdrawals are 5 of the withdrawal amount, with a minimum of $3 and a maximum of $5.

Extended Materials. 1.The general cost of sending money from China to the United States is roughly:

A fixed fee such as 100 RMB, plus 1 of the remittance amount (at least 100 RMB), can reach the other party's account within 2 days. Receiving banks in the U.S. may charge a fee of $10 to $20. Bank transfer draft, Bank of China can provide US dollar check, need the beneficiary's bank, and other information.

The sender can send a check to the recipient, who will cash the check at a bank in the United States.

2.Bank of China's charges are about: The beneficiary bank may charge a fee of $10-20, please check with the bank for details.

International debit or credit cards, deposits on domestic cards, purchases abroad, no service charge. $15 for remittances to countries outside Africa for each remittance of less than $500; $500 --1，000， $20;$1，000 --2，000， $25;$2,000 to $5,000, $30; $5,000 to $10,000, $40; $20 will be charged for each additional $500 or zero over $10,000.

3.For African countries, $13 if each remittance is less than $50; $ 100， $14;$ 200， $21;$ 300， $27;$ 400， $32; -500， $37; -750， $42; -1，000， $47;$ 1，250， $55;$ 1，500， $60;$ 1750， $70;$ 2，000， $75;$ 2，500， $85;An additional $20 will be charged for each additional $500 or zero over $2,500. Western Union, it only takes a few minutes and the money will be received.

This involves international settlement, simply put, if your card can be swiped, then there is no handling fee, if you can't swipe, then you can't use it, you don't have to pay the handling fee if you want to. So the bottom line is, there are no fees.

Bank of China's dollars in the United States, he doesn't need to pay any fees, you just take the dollars out, just like the local people.

A handling fee will be charged.

1. Handling fee for overseas cash withdrawal of Bank of China bank card: Cash withdrawal fee for credit card of overseas international organizations3, up to 15 yuan for each withdrawal of UnionPay machine. Debit cards are also up to $15.

2. Handling fee for overseas cash withdrawal of CCB bank card: Handling fee for cash withdrawal through UnionPay system: 12 yuan + 1 for debit card; Credit card 12 yuan + this part of the minimum 2 yuan). Handling fee for cash withdrawals through international organizations: 3, minimum 3 USD.

If it's really a dollar, he must use it directly, how can a Chinese bank card be charged with dollars?

1. Industrial and Commercial Bank of ChinaIndustrial and Commercial Bank of China (ICBC) was established on January 1, 1984, with its head office located at No. 55 Fuxingmennei Street, Beijing, and is a large state-owned commercial bank. ICBC has the largest customer base in China, one of the largest commercial banks in China, and one of the world's top 500 enterprises, and its basic task is to raise social funds through financing activities at home and abroad in accordance with national laws and regulations, strengthen the management of credit funds, support enterprise production and technological transformation, and serve the country's economic construction.

2. Agricultural Bank of ChinaAgricultural Bank of China (ABC) is a large listed bank in China and one of the five largest banks in China. Originally established in 1951, it was the first state-owned commercial bank in the People's Republic of China and an important part of China's financial system, with its head office in Beijing. For several years, the Agricultural Bank of China has been ranked among the world's top 500 enterprises"Top 1000 Global Banks"It has a Moody's credit rating of A1.

3. Bank of ChinaBank of China (BOC) was officially established on February 5, 1912 with the approval of Dr. Sun Yat-sen. Headquartered at No. 1 Fuxingmennei Street, Beijing, the head office is a large state-owned commercial bank and one of the five largest banks in China.

To receive USD transfers with a domestic bank card, you need to open a foreign currency account, and the remittance can be credited to the account.

You need to open a foreign currency account in a local bank in your personal name with your ID card, and open a current domestic and foreign currency pass, and you can receive foreign currency remittances free of charge. In order to facilitate the filling of the remittance form, it is necessary to inform the other party of the beneficiary's information in a timely manner, including the account username and the English name of the bank where the account is opened. Wait for two working days, and the file hidden remittance can be sent to the imitation state account.

There are many ways to receive US dollars in China, such as cash transactions, online bank transfers, and exchange rate exchanges. Each approach has different advantages, but also has its own disadvantages. The domestic method of collecting dollars will be introduced, and its advantages and disadvantages will be introduced.

Transfer fee: The online banking handling fee is charged at 20% off the standard of the same type of storage fee for the same type of counter, with a minimum of RMB 16 and a maximum of RMB 160. The telegraph fee is 100 yuan.

The daily limit of international remittance is the equivalent of US$50,000 for a single transaction and the daily limit of online banking, and if the limit is exceeded, it will not be able to be remitted. The purchase quota is equivalent to US$50,000 per person per year. <>

UnionPay's bank cards can receive foreign currency and do not require a foreign exchange account.

Major domestic banks have launched international credit cards, or both RMB and specific foreign currency accounts, or special foreign currency accounts, which can be used abroad, and some banks have also launched credit cards for international students.

Basically, we can provide a wide range of currencies in the main countries and regions where you want to study. Therefore, if you need to carry a large amount of foreign currency funds, you may consider depositing some of them into your credit card. However, it usually takes a while to apply for a credit card, so you should apply in advance.

List of domestic bank charges for cross-border remittance —--:

1. Bank of China.

Counter: Handling fee 1, minimum 50RMB, maximum 260RMB, telecommunication fee 80RMB. Internet Banking: 20% off the counter handling fee.

2. Industrial and Commercial Bank of China.

Counter: Handling fee1, minimum 50RMB, maximum 260RMB, telecommunication fee 150RMB. Internet Banking:

20% off the counter handling fee, the highest handling fee is 16RMB, and the highest is 160RMB.

3. China Merchants Bank.

Counter: Handling fee 1, minimum 100RMB, maximum 1000RMB, telecommunication fee 150RMB. Internet Banking:

Handling fee 1, minimum 100RMB, maximum 1000RMB, telecommunication fee 150RMB. Note: You need to open the professional version of online banking to exchange currency and remit overseas in online banking.

4. China Construction Bank.

Counter: Handling fee 1, minimum 20RMB, maximum 300RMB, telegram fee 80RMB. Internet Banking: Handling fee 1, minimum 20RMB, maximum 300RMB, Telegram fee 80RMB.

Note: For overseas remittance with online banking, the handling fee is converted into foreign currency for deduction, so you can exchange an extra part as a handling fee when exchanging foreign currency.

5. Bank of Communications.

Counter: Handling fee, minimum 20 50RMB, maximum 250RMB, telecommunication fee 80 150 RMB.

Online Banking: Ordinary Remittance: Handling Fee, Minimum 20 50RMB, Maximum 250RMB, Free Telegram Fee.

Fast money transfer: handling fee, minimum 20 50RMB, maximum 250RMB, half the telecommunication fee.

Note 1: Cross-border remittance can only be done by opening online banking with U shield.

Note 2: There is a floating range of fees depending on the currency of remittance, and the specific fee standard can be consulted at the bank counter. <>