Can China Life make a claim if it has an accident? Has China Life Insurance collapsed?

China Life Insurance will make claims, and it is a nationwide claim.

If you buy insurance in Yunnan and go to Beijing and have an accident, Huaxia Insurance Company in Beijing will come to your service.

1. Huaxia Life Insurance Co., Ltd. is a national, joint-stock life insurance company. The registered capital of the company is 15.3 billion yuan, and the staff team exceeds 100,000.

2. China Life Insurance Company has a strong back-up system to protect the rights and interests of customers.

3. Since its establishment, Huaxia Life Insurance Company has accumulated 104 million yuan in compensation in three years, and more than 30,000 customers across the country have received insurance claim services.

4. At present, the settlement rate of claims cases nationwide within 10 days is as high.

5. Recently, China Life Insurance Beijing Branch paid a critical illness insurance claim of up to one million yuan, setting a new record for the company's highest critical illness insurance.

Xueba talks about insurance, focusing on insurance evaluation! If you want to compare insurance products, you have to look at the insurance products, and here is a comparison table of insurance products:"Super Complete! A big comparison of 136 popular critical illness insurances in China

Huaxia is one of the best companies in the country and is a company with abundant strength. The company is mainly engaged in annuity insurance, critical illness insurance and life insurance, and has launched a series of products such as Evergain and Fulinmen.

There are many products in Huaxia, let's take the more popular evergain multiple versions on the market to analyze:

Evergain Multi Edition is a critical illness insurance with multiple claims and is guaranteed for life.

Its advantages are:

1. It has a relatively comprehensive protection content, whether it is a critical illness, a moderate illness, or a mild illness.

2. When making a claim for a critical illness, multiple claims only need to be made every 180 days.

3. The high-incidence disease of malignant tumors can be divided into a separate group, which improves the probability of winning compensation for multiple times.

Although this product is popular, it still has certain shortcomings, for example, it is high, with an annual payment of more than 10,000 yuan, which is a burden for many families. At the same time, his leverage is low in other similar products, and the maximum payment period is only 20 years.

If you have a larger budget, you can consider it.

Friends who pursue cost-effectiveness, it is recommended to compare other products, you can refer to my this"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

Mine is finished, I hope it will be used for you.

Hello dear dear, it is a pleasure to serve you: China Life Insurance has not gone bankrupt, in my country, there are very few cases of insurance company failures, and they generally will not go bankrupt. Even if the insurance company does go bankrupt, the life insurance contract will be taken over by another insurance company, and the interests of consumers will not be harmed.

Although it is theoretically possible for an insurance company to go bankrupt, the likelihood of a real spike bankruptcy is slim to none. The reason for this is that the insurance industry has a well-established regulatory mechanism. The China Banking and Insurance Regulatory Commission (CBIRC) supervises the operation of insurance companies very strictly, and supervises insurance companies in terms of solvency, reinsurance mechanism, and use of funds.

1. Funds of insurance companies supervised by the use of funds: cannot be deposited in non-bank financial institutions; cannot be directly engaged in real estate development and construction; Cannot engage in venture capital; 2. Solvency supervision: According to the regulations, insurance companies need to publish the "Solvency Adequacy Ratio" on a quarterly basis, and solvency greater than 100% is a minimum requirement. 3. The Reinsurance Mechanism Insurance Law stipulates that under certain conditions, insurance companies need to purchase insurance from reinsurance companies to share risks.

Summary. China Life Insurance did not go bankrupt, but it is said that due to the problem of insufficient solvency, in order to protect the interests of insured customers, it was taken over by the state, which also means that China Life Insurance may reappear in front of the public under another name, after all, China Life's current business situation is still relatively stable.

Hua or Stupid Xia Life Insurance did not go bankrupt, but it is said that due to the problem of insufficient solvency, in order to protect the interests of insured customers, it was taken over by the state, which also means that China Life Insurance may reappear in front of the public under another name, after all, the current business situation of China Life Insurance is still relatively stable.

Can you tell us more about that?

China Life Insurance did not go bankrupt, but it is said that due to the problem of insufficient solvency, in order to protect the interests of insured customers, it was taken over by the state, and at the same time, it also means that China Life Insurance may reappear in front of the public under another name, after all, the current business situation of China Life Insurance is still relatively stable. Huaxia Life Insurance Co., Ltd.**** triggered the prescribed conditions for receivership, and the CBIRC decided to implement the receivership from July 17, 2020. If the takeover does not achieve the expected results, the takeover period shall be extended in accordance with law.

On July 16, 2021, the China Banking and Insurance Regulatory Commission (CBIRC) decided to extend the receivership period for one year, from July 17, 2021 to July 16, 2022. The takeover is to better protect the rights and interests of the consumers of the Shousun people, and to maintain the fairness and integrity of the insurance market, which is completely different from bankruptcy and bankruptcy.