How to repay a small loan fish How to apply for a fish loan

The small loan fish borrowed 2400, and the next payment was 2160To repay three installments, a total of 3003The interest rate is too high, how to report it.

After logging in to the useful installment with a small loan fish login, it didn't show that it was going to be repaid, and it also called my home, saying that it was in arrears, and it didn't give me a **, and I was called ** before saying that this money was a management fee, and it couldn't be deducted from spp, and there was no manual customer service, and I was scolded for it.

It's okay if you don't pay it back, it's that the collection is particularly annoying, intimidating you, and it's about blowing up the address book, calling ** to relatives and friends, forging documents from the public security organs and courts, as long as you don't pay it back, the premise is to notify relatives and friends first, it's a fraud, that's what I did, and I will give up collecting in about a month at most.

You don't have to pay it back, I haven't paid it back for more than 1 year, at the beginning I just sent any text message legal information, it's all a lie, ignore him, high interest, usury, my family checked it in the public security bureau, you just need to save the information that intimidates you, and you can sue him when the time comes. Pretending to be a public security organ, the relevant departments of the court unreasonably use the arrears.

If you can't pay it back, forget it, you explode the address book every day, and hang it up every time you say it for 11 seconds.

There are three issues in total.,I paid back one issue in the middle.,I paid off the last two issues at one time.,Today's so-called customer service hit me** and said that the last issue was not returned.,And hit my family**.,What to do?,The one who understands it will think about it.。

I also found out today that I can't return it.,I can't log in.,Is there a return now?,Please let me know.。

Borrowed 1400In three phases, two phases have been 1300Wouldn't I have to repay more than 2,000, obviously usury, no customer service**, don't say where the address is, call the industrial and commercial bureau ** and say that you need to call the police.

Repayment can be made with a discount.

I can't repay much and I'm depressed.

Have you paid it back? I just borrowed it, but I don't know exactly how to pay it back.

How long has your micro-loan been disbursed?

I didn't want 2500 under 12 last month, I couldn't find anyone customer service said don't think it might not be done two or three days didn't approve it As a result, I gave it to me on the 16th 2500 under 2250 plus interest It will cost more than 3,000 I can't find anyone to contact Don't I haven't been calling ** this month I have been explaining that the attitude of calling ** over is still very bad Let me want to return the money to them have no heart.

Legal Notice: If the small loan fish loan is overdue for a long time, and is suspected of malicious loans, and within 2 hours of receiving this notice, still does not fulfill the repayment obligation, and still does not respond, our company will follow the provisions of Article 193 of the Criminal Law and Article 203 of the Contract Law: intervene in the form of justice, apply to the local court for property preservation, file a class lawsuit against the parties, report to the credit, and bear all the consequences, and the information has been sent to family and friends!

Is this true?

Parting with the king, the same is a eunuch.

The bank's installment loan repayment should have a corresponding contract with the bank at the beginning, and the contract will also indicate the repayment matters, and the installment repayment can be operated in accordance with the contract prompts.

An amortization loan is a loan that the bank agrees to be repaid by the borrower in installments over a certain period of time. When granting such a loan, the bank must investigate the borrower's financial situation and ability to repay the loan, and at the same time, the loan contract must determine the time of repayment in instalments, the amount to be repaid in each instalment, and the calculation of interest. For example, a bank issues an installment loan of 1.2 million yuan, which is disbursed at the beginning of the year and recovered at the end of the year, and the loan of 100,000 yuan is recovered at the end of each month, and the interest is settled at the end of the year.

This method not only satisfies the borrower's large capital needs, but also reduces the burden of interest from the amortization. For banks, it not only provides loans, increases returns, but also accelerates loan turnover from amortization and reduces risks. In the past, only a small percentage of loans were disbursed in this form.

With the reform of the credit system, this type of lending will be extended to the extent appropriate.

Extended information: 1. Classification.

According to the specific repayment method, the amortization loan can be divided into the full installment repayment method and the partial installment repayment method.

1. The method of repayment in equal installments refers to the method of repaying the principal and interest of the loan at regular intervals of the same amount, rather than repaying the principal and interest at one time on the maturity date; It allows the lender to reduce the risk of the borrower being unable to repay the loan when due.

2. The partial installment repayment method refers to the method of repaying part of the loan in equal installments, and paying the interest on the remaining part of the loan in installments and repaying the principal in one lump sum at maturity.

2. Determine the amount of repayment.

1. Calculation of the annual repayment amount.

Principal = r (present value coefficient of n-year annuity).

r= principal amount (present value coefficient of n-year annuity).

2. Determination of the principal and interest parts of the annual repayment.

Interest Portion = Principal Balance at the beginning of the year Interest rate.

Principal Portion = Annual Repayment Amount - Interest Portion

3. Loan amortization schedule

A schedule of the principal and interest payments required to repay the loan on time.

Suppose a company borrows $100,000 at an annual interest rate of 8% and has to repay it within five years. The annual repayment amount is: 100,000 (P a,8%,5) = 100,000,044 yuan.

As long as you apply for this small fish loan installment, the loan contract will clearly say how to repay the loan in installments, and you will understand it by taking a good look at the loan contract.

Summary. Hello, you only need to deposit the monthly repayment amount into the bank card you used to repay. When the repayment date comes, the payment will be automatically deducted.

Hello, you only need to deposit the monthly repayment amount into the bank card you used to repay the ruined Pi Song. When it comes to repaying the debt, it will automatically deduct the money of the min.

For example, if you borrow it today and repay it three days later, how to calculate this interest.

I just looked at the repayment method of Xiajiang Xiaoyu, and there is no daily acid, and it is a minimum of three months to repay.

Hello, if you repay it after three days, it is equivalent to early repayment, then you need to pay the interest of the current month if you repay it early.

This means that you will need to pay the first instalment of interest.

It's also a good idea to ask if there are any penalties for early repayment, although most of them are not, but I suggest you ask again.

At present, the common ways to apply for a loan are as follows:

1.Purely offline use. The submission of application materials, evaluation, contract signing, mortgage registration, etc. all need to be completed. Currently, most employers' organizations operate in this way.

Features: low efficiency, strong human factor, flexible links.

2.Apply online. That is, the submission of materials, applications, reviews and other links are fully automated, and the manual intervention in the approval process is very low.

However, the signing and mortgage registration of the post-Changchang continuation still need to be applied offline, but the efficiency has been greatly improved compared with the offline application. Currently, some banks and individuals use this method.

Features: High efficiency, it may only take a few minutes from application to loan approval, and there is less manual intervention. Generally, online applications cannot be approved, and some institutions can also apply offline.

3.Apply online. At present, this method is only applicable to personal credit products and online loan products. The application, approval and loan disbursement are all completed and fully automated. The loan you need can reach your account in a matter of minutes.

Features: You can get the money you need without leaving home, but the amount is generally smaller. The review was not passed, and there was no chance to defend himself.

In fact, there is no way to judge which of the first two methods is better or worse when applying for a mortgage loan, but the current trend of automating loan approval is obvious. As for which way to choose at the moment, it depends on your own needs and qualifications, and the right one is the best.