Now that the fund has fallen so much, should I redeem some of it? Detailed introduction, thank you

When deciding to redeem**, you should not only refer to the floating profit and loss. Past investment gains or losses do not affect future performance in any way. Most of the floating and lucrative ** were purchased relatively early, and they accumulated large profits in the previous **; Most of the ** that have lost money have only recently been purchased.

Therefore, floating loss and floating profit do not represent the investment ability of **. On the premise that the basic strategy has been decided, the reason for deciding whether the portfolio needs to be adjusted is not how many losses the portfolio has incurred, but an in-depth analysis of the style, characteristics and future expectations of the portfolio.

First of all, the trend **, reduce positions first. This approach, while aggressive, is an effective strategy to avoid systemic risks. But in fact, it is difficult for many people to reduce their positions ruthlessly, and this is the case for "protracted war" investors. Therefore, the trend risk must be effectively reduced**.

For those who reduce their positions in time, the timing of their deleveraging is also important. Generally, investors expect to minimize losses or return on investment after losses, and want to wait a little longer, but such thoughts often delay the opportunity. It is difficult for general investors to choose the best time, but it is not difficult to judge the market timing in combination with the trend.

Secondly, structural adjustment is still important, and differentiated varieties are worth allocating. The differentiated investment varieties here mainly refer to bonds and currencies with strong liquidity**. Recognise that bonds and currencies** are both worthwhile allocations in both bull and bear markets.

As far as the current point is concerned, investors in the "protracted war" may wish to open their minds, do not be trapped in the tree of income, and give priority to reducing positions in some varieties with poor expected performance in the market, and hedging operations may be carried out for some expected better performance, and this mainly lies in the allocation of strong liquidity; Since the time of intervention of "guerrilla warfare" investors is in the stock index, the loss is smaller than that of the former, so they may wish to gradually change the variety.

It depends on what you buy**. There is also its own situational decision.

If you buy an index**, then choose the opportunity to switch to the bonds of the same company**, so as to avoid greater losses in the oscillating market.

If it is a stock-biased type**, and the loss is very serious, then put it first, and the main risk has been basically released at this time. Especially for investors who have fallen deeply, it is not very cost-effective to cut meat and redeem at present.

If it is a bond or currency**, there is no need to redeem it.

Some have had huge redemptions, net worth.

The big rise is because:

1.The prospectus stipulates that the redemption fee charged for the share of Class A for less than 30 days shall be fully attributed to the property.

2.For the redemption fee charged for the ** share of Class A ** with a holding period of not less than 30 days but less than 3 months, 75% of the redemption fee is attributed to the ** property.

Therefore, when a huge redemption occurs by a class A share holder, a large number of redemption fees will be generated, and these redemption fees will be included in the remaining ** assets with few shares, and the net value will skyrocket.

Although it is said that it is necessary to stop losses in time, there will still be some investors who want to increase their positions and earn back, so do you need to redeem the big fall? **Do you want to redeem a part of it if it keeps falling? Relevant content has been prepared for your reference.

Do I need to redeem the big fall?

The first thing to consider is whether the fall is within the range of risk that you can bear, if it is beyond your own tolerance range, then stop loss in time to keep the rest of the capital file reform, if it is within your own tolerance range, then you can analyze what is the reason for the sharp fall.

For example: why did it fall sharply, it fell, resulting in most of the ****, or its own reasons, **manager made a major mistake, **manager is inexperienced, **itself is not good, etc., after analyzing the reasons, you can consider increasing your position if you are optimistic, and you can redeem it if you are not optimistic, or you can keep redeeming a part of Zheng, and leave some funds to wait and see.

**Do you want to redeem a part of it if it keeps falling?

** has been falling, if you can't bear its risk, for example: seeing ** fell by 10%, then to 20%, and finally lost to 30%, the psychology must be uncomfortable, in the encounter** has been falling, to set a stop loss point.

For example: set to 30%, when the ** falls to 30%, it will be redeemed in time, or set to 20%, when the ** falls to 30%, it will be redeemed in time, these are all okay, and then wait for the opportunity to disperse the judgment before entering the market, because when buying **, people who lose will always want to earn back, but there are not a few who backfire.

Although the risk coefficient is much lower than that of, there is still a certain risk, when making money, everyone is happy, if you lose money, it is easy to fall into frustration, some people choose not to look at the account so as not to feel uncomfortable, some people choose to redeem quickly, in order to reduce losses, the market leads to losses, is it to leave it alone or redeem part of it first?

First of all, I want to emphasize here that ** is a variety suitable for long-term investment, and don't move the idea of redeeming ** shares at every turn.

In the face of the first loss, timely redemption, timely stop loss of the imagination is beautiful, think to avoid more losses, wait until the market falls, warm, and then **, and the actual result is always buy at a high level, and sell at a low level.

Successful swing operations require certain prerequisites: 1. Certainty continues, and the best result is that in the overall trend, it rises slightly today, and then you sell it, and it will continue to maintain tomorrow; 2. You can judge when the market will pick up and when it will start to rise back, that is, you can roughly judge the time node when the bear market will turn into a bull market. It's too hard to do both.

The current gains are superimposed on the previous losses, and growth requires a price, and the old ** is also a novice who grows up through the lessons of money.

Of course, whether to redeem or not is also related to your risk tolerance, we can't completely ignore the psychological tolerance to do the operation, the mentality always affects and dominates your operation. An investor has a good mentality because he feels that he can afford to lose, and the loss will not shake the foundation of life.

In addition, the market is beneficial in the long run, providing us with opportunities to increase our positions, because we are optimistic about China's economy and the future development of China's finance.

**It can be redeemed the next day, but there will be a high processing fee, depending on luck.

**Redemption is generally received every other day, and the time of waiting has no effect on the rise and fall, because it is calculated according to the net value at the time of redemption.