Questions about the major finance Why did you choose a major in finance?

The reasons for choosing a career in finance are:

1. The employment prospects of the financial industry are broad, the financial industry is a popular industry in the future, in the rapid development of China's financial industry, Chinese-funded financial institutions and foreign-funded financial institutions need a large number of talents, and financial professionals have a large job market;

2. The needs of future work, master solid financial knowledge, which will be of great help to your career and your own financial management;

3. The needs of the times, in the era of globalization, the rapid expansion of the global financial market, the general lack of outstanding financial talents, and the extreme lack of risk management talents and financial engineering talents.

Categories: Education, Science, >> Vocational Education.

Problem description:1)."When the bureau theoretically and technically has the conditions for monopolizing the issuance of money, the issuance of money has become a relatively independent link, a subjective factor in the supply and demand of money, and it is more likely to be out of touch with the circulation of commodities. "

2)"Since the asset business of commercial banks can carry out large-scale deposit derivation, the storage method of deposits not only does not reduce the amount of money, but on the contrary, it will increase the amount of money. "

How do you explain these two paragraphs?

Analysis: 1. For example, in 1949, the people issued gold dollar bills indiscriminately, and the currency was seriously out of touch with the circulation of commodities, resulting in inflation and currency depreciation.

2, for example, I deposit 1 million in the bank, the bank lends you the 1 million, you pay 1 million to the supplier, the supplier's bank has another 1 million deposit, and the bank can lend the 1 million, so that Yanming has repeatedly doubled the deposit and loan, but it is derived from the original 1 million. Therefore, the first bank in various countries implements the deposit reserve system, so that a certain proportion of deposits will be deposited in the first bank as reserves in each cycle, and the first bank adjusts the amount of money through the deposit reserve ratio.

Summary. The core of macro-prudential management is to take measures from a macro-cyclical and counter-cyclical perspective to prevent systemic risks caused by pro-cyclical fluctuations and cross-sectoral contagion in the financial system, and to maintain the stability of the monetary and financial system. As the core content of post-crisis international financial management reform, the international community's efforts to strengthen macroprudential policies have made positive progress and initially formed an operational policy framework.

For example, in the current situation of masks, the principle of macro-prudential can be used.

If you have a specific financial question, you can describe it so that I can answer it for you.

Explanation of terms: macro-prudential management.

The core of macro-prudential management is to take measures from a macro-cyclical and counter-cyclical perspective to prevent systemic risks caused by pro-cyclical fluctuations and cross-sectoral contagion in the financial system, and to maintain the stability of the monetary and financial system. As the core content of post-crisis international financial management reform, the international community's efforts to strengthen macroprudential policies have made positive progress and initially formed an operational policy framework. For example, in the current situation of masks, the principle of macro-prudential can be used.

Macro-prudential management is a concept corresponding to micro-prudential supervision, which is the sublimation of micro-prudential supervision. Micro-prudential supervision is more concerned with the security and stability of individual financial institutions, while macro-prudential management is more concerned with the stability of the entire financial system.

Good. Thank you

Summary. Let's be specific.

Let's be specific.

Explain how depreciation generates real cash flow for the company.

Depreciation 1"The word could be a spelling or typo, and I'm guessing you're trying to ask"Depreciation"How to generate real cash flow for the company.

First, let me explain the concept of depreciation. Depreciation is an accounting term that refers to the gradual reduction in the value of fixed assets (such as buildings, equipment, vehicles, etc.) due to wear, aging, or obsolescence over their useful life. Depreciation does not directly generate cash flow, but the way it does have an impact on a company's cash flow is by reducing the company's tax burden.

When a company purchases fixed assets, it cannot immediately offset these costs as expenses for the current year. Instead, the company needs to spread these costs over the next few years based on the useful life of the fixed assets. This is the ** of depreciation.

Every year, the company records a certain amount of depreciation expense on its income statement, which reduces its pre-tax profit.

Since depreciation expense reduces the taxable income of the company, the tax paid by the company to ** will also be reduced accordingly. This is why depreciation generates real cash flow for the company. The reduced tax expenditure equates to saving cash for the company, which indirectly improves cash flow.

In conclusion, depreciation itself does not directly generate cash flow, but by reducing the company's tax burden, it can indirectly save cash for the company. These cash savings can be used for the company's state-directed operations, investments, or distribution to shareholders.