How to reimburse children before the age of three

Minor critical illness is paid on a pro-rata basis.

Summary. Hello, dear, Ping An Children's Fu 1, paid for 3 years, about 24,000 yuan, can be refunded about 5,000 yuan.

Ping An Children's Welfare 1, how much money can be refunded after paying about 24,000 yuan for 3 years.

How much money can be refunded.

Hello, dear, Ping An Children's Fu 1, paid for 3 years, about 24,000 yuan, can be refunded about 5,000 yuan.

The specific surrender amount can be found in your policy contract, cash value table, cash value table at the end of the third benefit year.

In the purchased insurance contract, there is a page of cash value on the front of the room. There are three ways to express the cash value, which are the cash value for every 1,000 yuan of basic insurance, the cash value for every 10,000 yuan of basic insurance and the cash value of the policy. If the cash value corresponding to every 1,000 yuan of insurance amount in your insurance contract is in your insurance contract, then you first need to convert the basic insurance amount into a multiple of 1,000, and then multiply it by the number in the cash value table of the corresponding policy year, and you can calculate the cash value of the current year.

For example, if the basic insurance amount of your policy is 200,000 yuan, you have paid for 3 years. In the cash value table, the value of the third year is 25 yuan, then, the calculation method is 200000 1000 25 = 25 yuan, and the cash value of the third year of the policy is 5000 yuan.

It has been paid for nearly 3 years, and the policy is surrendered after the cooling-off period. According to the contract, the normal surrender can only refund the part of the cash value of the insurance contract, which will cause a great loss for the policyholder. If you want to surrender the policy in full, you need to buy the insurance in violation of the rules.

For example, if there is a salesman signing on behalf of the salesman or the salesman exaggerating and falsely advertising the protection benefits, not telling the details of the chain and shouting clear terms of the policy contract, and the customer is not clear about the insurance benefits to call the register and give the customer a rebate, etc., it is a violation of the operation, in this case, the full surrender of the insurance policy is handled in a technical way, and the accumulated insurance premiums are refunded. Morihong.

It is an ordinary disease, and this kind of disease can only be reimbursed if it is hospitalized, and if it is not hospitalized, the medical expenses incurred cannot be reimbursed.

1. If after the preliminary examination, it has been determined that you want to be hospitalized, try not to do too much examination and ** in the outpatient clinic, admit to the hospital as soon as possible, and then check in detail after admission. Only check-ups and ** during hospitalization will be reimbursed.

2. Although the medical insurance regulations have norms on the criteria for discharge and the standards for taking medicines. However, if possible, you should try to stay in the hospital** and try not to be discharged early for other reasons. When you leave the hospital, you should ask your doctor to prescribe medication for as many days as possible if possible.

After coming out, the follow-up visit will no longer be reimbursed.

Children's Ping'an Fu outpatient expenses can be reimbursed, and the reimbursement scope is as follows:

1. Medical expenses: including outpatient fees, diagnosis and treatment fees, examination fees, laboratory fees, radiation fees, surgery fees, ** fees, etc.;

2. Drug costs: including medical expenses such as western medicine, traditional Chinese medicine, and health care products used in outpatient clinics;

3. Medical material costs: including the cost of various medical materials used in outpatient clinics, such as surgical tools, dressings, needles, etc.

Materials for reimbursement of outpatient expenses for children's Ping An Fu:

1. The insurance policy or certification document of Children's Ping An Fu;

2. List of outpatient charges or receipts issued by the hospital;

3. Medical records, diagnosis certificates and first-class programs issued by the hospital to prove the occurrence of medical expenses;

4. Children's identity certificates, such as household registration booklets, birth certificates, etc.;

5. Reimbursement application form or reimbursement voucher and other required materials.

To sum up, Ping An Fu is a children's outpatient medical insurance product launched by Ping An of China, which can provide outpatient medical protection for children aged 0-18. Different insurance companies and products have different reimbursement scopes and reimbursement amounts, and the specific situation needs to be confirmed according to the terms and conditions of the specific product purchased.

Legal basis of Henglun Song]:

Article 30 of the Social Insurance Law of the People's Republic of China.

The following medical expenses are not covered by basic medical insurance**:

1) It should be paid out of work-related injury insurance**;

2) It shall be borne by a third party;

3) It should be borne by public health;

4) Seeking medical treatment outside the country.

Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

Children's Ping An Fu is a life insurance and does not have the responsibility of hospitalization medical insurance.

If you have additional medical insurance for hospitalization, or if you have it separately.

health insurance, which can be claimed for reasonable expenses.

Ask your own ** person in detail.

The current insurance is that you can be reimbursed if you buy an ordinary minor illness, and you can't report it if you don't buy it.

Open your policy or gold housekeeper to check the policy, see if there is additional accident medical insurance in the policy, if there is, ordinary diseases can be reimbursed, general additional insurance will be attached to accidental medical treatment, hospitalization days, minor illnesses are subsidized, if not, it means that your insurance still has loopholes.

Summary. Hello dear, it is a pleasure to serve you <>

Ping An Insurance Children's Insurance can generally be reimbursed in the following ways:1The insurance salesman can handle the reimbursement procedures on behalf of the insurance clerk

The beneficiary of the insured can contact the insurance salesman and hand over the information required for reimbursement to the insurance salesman, who can handle the reimbursement procedures on his behalf; 2.You can apply for reimbursement by yourself: after the occurrence of an insured accident, the insured beneficiary also needs to notify the insurance company in time, report the case, and then prepare the materials required for reimbursement according to the requirements of the insurance company, such as invoices for inpatient medical expenses, medical expense lists, medical insurance statements, discharge records and other relevant materials for medical expense reimbursement; For the claim of death insurance benefits, you need to prepare three certificates of SI death, that is, SI death certificate, cremation certificate, and certificate of account cancellation; Disability insurance claims require a disability appraisal**; In addition, if it is caused by an accident, it is generally necessary to prepare an accident manual.

After preparing the reimbursement materials, they will be handed over to the insurance company, and the insurance company will approve the claim, and the claim will be paid into the bank account designated by the beneficiary of the insured.

How to reimburse Ping An Insurance children's insurance.

Hello dear, it is a pleasure to serve you <>

Ping An Insurance Children's Insurance can generally be reimbursed in the following ways:1The reimbursement procedures can be handled by the Baoru dry insurance salesman on behalf of the company

The beneficiary of the insured can contact the insurance salesman and hand over the information required for reimbursement to the insurance salesman, who can handle the reimbursement procedures on his behalf; 2.You can apply for reimbursement by yourself: after the occurrence of an insured accident, the insured beneficiary also needs to notify the insurance company in time, report the case, and then prepare the materials required for reimbursement according to the requirements of the insurance company, such as invoices for inpatient medical expenses, medical expense lists, medical insurance statements, discharge records and other relevant information for medical expense reimbursement; For the claim of death insurance benefits, you need to prepare three certificates of SI death, that is, SI death certificate, cremation certificate, and certificate of account cancellation; Disability insurance claims require a disability appraisal**; In addition, if it is caused by an accident, it is generally necessary to prepare an accident manual.

After preparing the reimbursement materials, they will be handed over to the insurance company, and the insurance company will approve the claim, and the claim will be paid into the bank account designated by the beneficiary of the insured.

Extended information: Children's insurance can generally be reimbursed in the following ways: The insurance salesman can handle the procedures for reporting the split chain and selling the fortune on behalf of the insurance salesman

The beneficiary of the insured can contact the insurance salesman and hand over the information required for reimbursement to the insurance salesman, who can handle the reimbursement procedures on his behalf; Usually, if you buy insurance for your child for the first time, you need to wait a month or three months, but there is no waiting period for renewal. When the child is hospitalized, you need to report to Ping An Insurance Company, and after the hospitalization, bring the hospitalization settlement certificate, Bing calendar, Yao list, diagnosis certificate, invoice, etc., but these need to be stamped with the official seal of the hospital, in addition, you also need to go to the insurance company for the insurance contract, household registration book, guardian SFZ and YHK to handle it.

Ping An Children's Insurance can generally be reimbursed in the following ways:

1.The insurance salesman can handle the reimbursement procedures: the insured beneficiary can contact the insurance salesman and hand over the materials required for reimbursement to the insurance salesman to handle the reimbursement procedures on behalf of the insurance salesman;

2.You can apply for reimbursement by yourself: after the occurrence of the insured event, the insured beneficiary should notify the insurance company in time to report, and then prepare the materials required for reimbursement according to the requirements of the insurance company, such as invoices for inpatient medical expenses, medical expenses list, medical insurance settlement list, discharge records and other relevant materials; Death insurance claims should prepare death certificates, i.e., death certificates, cremation certificates, and cancellation certificates; Disability insurance claims should be prepared with a disability assessment form; In addition, if it is caused by an accident, it is generally necessary to prepare a statement of the accident.

Once you have prepared the reimbursement materials, hand them over to the insurance company. If the insurance company approves it, the claim can be made. The claim will go to the bank account designated by the insured beneficiary.