Why does Huabei automatically deduct 63 yuan every month?

If you use Huabei to pay for consumption, as long as you ensure that you repay the loan on time and in full, Huabei will not charge any fees.

Normally, Huabei will only charge interest or other fees if the following occurs:

1. Use Huabei minimum repayment: If only the minimum repayment amount is paid off and the full amount is not paid off, the remaining unpaid principal will be calculated as revolving interest from the day after the due repayment date, with a daily interest rate, and will be credited to the next month's bill. Assuming that the remaining arrears of Huabei are 10,000 yuan, then you need to repay 5 yuan of interest every day.

2. Use Huabei installment payment or bill installment repayment: The use of installment service will incur corresponding installment handling fees, and the specific handling fees are subject to the display on the page.

3. Huabei overdue behavior: If Huabei fails to repay on time, overdue penalty interest will be generated, overdue fee = overdue amount * overdue days.

Huabei can only be used for consumption, there is no cash advance function, if you have borrowing needs, you can use borrowing, micro loan, Du Xiaoman financial money to spend and other reliable loans. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Huabei will not be automatically deducted, unless you have an installment bill, or you choose Alipay to pay in installments after spending elsewhere, you can click on the bill to see what the collection is**, and then contact.

If your Huabei will deduct 63 yuan every month, if you don't consume yourself, then you may have inadvertently purchased any membership, etc., you can check the Huabei bill and look at the consumption list to know where the 63 yuan went. FYI.

It is speculated that you have used Huabei before, and Huabei automatically calculates that you need to repay 63 yuan per month, which you can check on your Huabei bill.

You must have had the experience of shopping in installments, otherwise how could you automatically deduct the payment?

If you have deducted Huabei from the automatic recharge of the phone bill, the reason is that you have activated the "automatic charge" function of the phone bill. If you don't want to use this feature, you can delete it. The path is as follows:

Open the Alipay APP recharge center at the bottom of the page "Automatic charge, click the three dots to the right of the corresponding number" ·· You can set and delete the number by selecting "Disable Auto-Charge Settings" (only the auto-recharge settings will be retained) or "Delete Number" (after deleting, the number and all settings will be deleted).

Now Alipay is a very well-known financial platform in the industry, with many credit businesses, among which the largest number of users is Ant Huabei, basically everyone has a quota. However, there are many people who don't know much about Huabei, and find that they are always deducted for no reason, it may be that you have opened the withholding service, today I will teach you how to quickly cancel and turn off the withholding function, and no longer be cheated every month!

1. What is the withholding service?

At present, many platforms cooperate with Alipay to support the use of Huabei payment, and these platforms are often membership-based, and you need to pay a certain fee on time every month to continue to use the service.

Alipay withholding service is to bind the merchant and Alipay account, when you renew, recharge, and consume, you can enter the SMS verification code, and directly deduct the payment to complete the transaction, which is more convenient.

2. Which merchants support Alipay withholding?

The common ones are Weibo members, Momo, Youyuan.com, Kugou, iQiyi, Xiaomi, PPTV, Eleme, Youku, mobile phone bill automatic charging, etc., many people do not pay attention to the automatic renewal or withholding service when they open or recharge for the first time, resulting in the automatic deduction of the account due in the second month.

3. How to quickly cancel and close the Huabei withholding function?

Once the withholding function is activated, the payment will be deducted according to the payment order you set, and if you default to Huabei being the first, then the money will indeed be deducted every month.

Click on the details of the merchant who has signed a contract, you can [close the service], if the page does not have this button, you can directly contact the merchant to cancel the automatic deduction.

The reason why Huabei will automatically deduct the mobile phone fee is that you spent the red envelope in Huabei before it expired, and Huabei and the mobile phone fee are related, if you don't pay back Huabei, it will automatically deduct the mobile phone fee.

You may have set up automatic recharge in the mobile phone recharge business, and every time you use Alipay to pay the mobile phone bill, you will be prompted whether to pay the mobile phone fee automatically, or you may agree without paying attention.

It may be that you have set up continuous monthly automatic deductions, which can be canceled manually.

Have you set up a regular monthly mobile phone bill? If you have enabled it, you will be automatically charged monthly fees.

The reason is that there is no refund order set:

First, first open the Alipay software on your mobile phone, enter the home page of the Alipay software, and find the Huabei option, and enter the Huabei page, as shown in the figure below;

Second, there is no Huabei option in Alipay's homepage, you can select the More option, enter the application page, search for the Huabei app in the search bar above or find Huabei in the app below, click to enter, as shown in the figure below;

Third, after entering the Huabei page, there is a settings page in the lower right corner of the page, enter the settings page, as shown in the figure below;

Fourth, in the settings page, there is an Auto Repayment Settings, click to enter the following figure, you can choose to repay the full amount automatically or repay according to the minimum payment amount of the bill, as shown in the following figure;

Fifth, after the settings are completed, return to the settings page of Huabei, select the Set Payment Order option, and click to enter, as shown in the figure below;

Sixth, adjust the order in the order you want to do it.

The Huabei in Alipay will be automatically deducted every month, and the 9th of each month is the repayment date of Huabei, and the user needs to pay off the Huabei bill that has been generated on the repayment date, and the system will automatically deduct the balance of the Alipay account on the repayment date, and if the balance is insufficient, it will be deducted from the balance of Yuebao (need to enable the Yuebao withholding function).

According to the comprehensive consideration of consumers' online shopping, payment habits, credit risks, etc., Ant Huabei in Alipay grants users a consumption limit ranging from 500 to 50,000 through big data computing and risk control model.

Huabei is not used, and there is no need to repay.

Why did I take the initiative to deduct my money, I didn't use Huabei.

Huabei is purely **, I used a few dollars in Huabei last month, and I paid it back the next day, but I didn't expect to deduct 99 today, big**.

Summary. Hello, this is the Huabei automatic repayment function, the balance in your Alipay account will be deducted by default every month, and the amount will be deducted according to your Huabei bill, generally speaking, 40% of your repayment amount will be deducted every month as the automatic repayment amount for this month. If you want to change the auto-repayment amount, you can log in to your Alipay account, go to "My Bills", and click "Set Auto-Repayment" on the bill details page to reset the monthly auto-repayment amount.

Why did Huabei deduct me 40 yuan every month.

Hello, this is the Huabei automatic repayment function, the balance in your Alipay account will be deducted by default every month, and the amount will be deducted according to your Huabei bill, generally speaking, 40% of your repayment amount will be deducted every month as the automatic repayment amount for this month. If you want to change the auto-repayment amount, you can log in to your Alipay account, go to "My Bills", and click "Set Auto-Repayment" on the bill details page to reset the monthly auto-repayment amount.

Can you add, I don't quite understand it.

Hello, this is the Huabei automatic repayment function, the balance in your Alipay account will be deducted by default every month, and the amount will be deducted according to your Huabei bill, generally speaking, 40% of your repayment amount will be deducted every month as the automatic repayment amount for this month. If you want to change the auto-repayment amount, you can log in to your Alipay account, go to "My Bills", and click "Set Auto-Repayment" on the bill details page to reset the monthly auto-repayment amount.