Can I buy a car in my current state, and what type of car should I buy!!

My situation is far worse than yours, that is, I am younger than you. It's okay to buy a car if you want to, but do you want to buy a new car? Personally, it is recommended to buy second-hand because you don't have much money, buy a new car, maintain it, this tax, that tax will cost a lot of money, and if you can't turn over a new car, sell it at a discount very quickly.

And if you buy a second-hand car, you won't lose much if you drive it for a year or two. Anyway, I'm you, I'll go to the used car market to have a look.

If you can buy a car in your situation, it is recommended to buy a Zhonghua Junjie, ** between 65,000 and 75,000, according to the configuration! No matter how cheap Chery is. 8 27,000 yuan, BYD F3 more than 40,000.

The annual cost of the car is almost the same, the compulsory insurance is about 1300 per year, the inspection is 300, the listing license does not cost much, the surcharge is 10% of the purchase price, and you are enough for 2000 yuan a year! You can consider paying in installments

I suggest not to buy a car for the time being, with your current conditions, it seems to be too early, although the car is cheap now, but the car is a consumable, it will not increase in value, and the price of oil is soaring, whether to buy depends on your mood, how much money is spent on the car every year, the first three years do not count the fuel money is two or three thousand a year, it belongs to consumables, so the money is spent in the back.

Don't buy it just yet. Children are a bottomless pit, and then you will know what it is like to spend money.

It is recommended not to buy it at first, and it is not too late to buy it when your economic situation is stable, take your time.

After the mortgage is approved, it cannot be changed to full payment, but you can apply for early repayment of the car loan.

1. Pay off in advance in a lump sum. Individuals can prepare personal car loan information and repayment, apply to the lending institution in advance, and after the lending institution agrees, they can pay off the car loan in one go.

2. Partial repayment in advance. Auto mortgage loans can also be repaid in advance, but some lending institutions have a minimum repayment limit for early repayment of part of the arrears, and the specific repayer should consult the lending institution to understand.

Fees are different.

There is no need for a mortgage to buy a car in full, and you must pay: purchase tax, listing fee, compulsory traffic insurance, vehicle and vessel tax, and the insurance is voluntarily purchased by the car owner.

The loan to buy a car requires full insurance, and the bank requirements are the same across the country. Because the property right of the car does not belong to the owner during the loan period, the owner uses the vehicle as collateral, and the property right certificate, car purchase invoice, and all-risk insurance policy must be charged in the bank during the loan period, and the mortgage will be released when the loan is paid off.

The car loan has passed the preliminary examination and the user has not signed the car loan contract, so the car loan application can be revoked at this time and the car can be purchased in full instead. Of course, if the purchased vehicle provides interest-free installments, then taking out a loan to buy a car can allow the user's funds to obtain better liquidity, and at the same time, it can also allow this part of the funds to generate higher returns.

There are pros and cons to buying a car in full and buying a car with a loan, and users can decide according to their own needs. Among them, regardless of whether the loan to buy a car is successful in the end, after submitting the application, the credit inquiry record will be left in the credit report.

The main differences between buying a car in full and buying a car with a loan are as follows:

1. The advantage of buying a car in full is that it can be paid off at one time without worries, but it requires a large amount of cash to be paid at one time; On the other hand, you need to pay a handling fee and interest in addition to the price of the car, and the advantage is that the car owner can drive the car home by spending a part of the money first.

2. The full purchase of a car must be paid: purchase tax, listing fee, compulsory traffic insurance, vehicle and vessel tax, and the insurance is voluntary; If you take out a loan to buy a car, you will have to go to full insurance, and the bank will require it to be the same across the country.

3. Because the property right of the car during the loan period is not the buyer's, the vehicle is used as collateral, and the mortgage will be released when the loan is paid off.

This depends on whether the loan has been approved, and if it is not approved, it can be modified.

Yes, it is recommended that you contact your dealer and bank to cancel your loan.

Didi doesn't have any special requirements for the model, but if you want to buy it yourself, you need itConsider the economy of the vehicle, and choose a car with a low failure rate, low fuel consumption, and cheap maintenanceThere are also many options for these cars, and the price is not too high, such as the new Santana, Toyota Corolla Corolla.

Suggestions: 1. Buy a second-hand car to run Didi, and it is not recommended to take out a loan to buy a car that exceeds your budget.

2. Choose a second-hand car with a car year of more than 3 years and less than 5 years.

3. Choose a second-hand car with small dead weight and low displacement.

4. Japanese second-hand cars are recommended.

Requirements for Didi drivers and car owners:

1. The requirements for joining are: driving experience of more than 1 year, vehicle age of less than 6 years, mileage of less than 100,000 kilometers, male age requirement 22-60 years old, female age requirement 22-50 years old, calculated according to natural months. All drivers who join the platform will automatically cancel the contract and quit after their age exceeds the standard.

2. Driving experience, special car: more than 3 years of driving experience. Express: More than 1 year of driving experience.

3. Quasi-driving type, C2, C1 and C1 or above, and the registered vehicle (assigned to drive the vehicle) meets the driver's quasi-driving type.

I advise you not to buy it, buy a car now and run Didi, or in a few years, the car will be lost.

Hello subject, please ask the local customer service.

But in layman's terms.

Conditions for private cars to enter Didi special car models:

More than 10,000 yuan, (except for domestic cars).

2. The vehicle displacement is up to standard.

3. Within three years of the date of purchase.

Within 10,000 km.

I wish the subject a happy life.

The details of online car-hailing in different cities are different, so it is recommended to focus on the rules of local transportation management.

It is most accurate to ask the local transportation management department.

First of all, it depends on the actual use of the car you buy, and the price budget, if it is a practice, buy a second-hand with complete insurance and easy to use, like Elantra, Zhijun, Bora, if you are an old driver, it is recommended to buy low fuel consumption and good comfort when you travel often, if it is a home, outing, it is an SUV

This depends on the individual, you want to buy more money at a price, in one is to see what you want to buy applicability, if you want to go back and forth can also pull some goods or something decisive is the business type, if it is a small car for home use, if the personal body is relatively large, now there are many good SUVs, or Jeep, if it is simple to want to play, then the rally type car, the main thing is that your problem is too general, your ideal price? And do you want applicability, or do you want that kind of mainstream.

Depending on your positioning, whether you prefer domestic or joint ventures.

In fact, for consumers, the most important thing when buying a car is affordability and durability. So as a first-time car buyer, should you choose low or high configuration? Many people say that it is better to buy low allocation, why is this? After reading it, you may be able to understand.

Choose**.

As a high-tech product, automobiles are bound to continue to improve with technological progress and changes in consumer demand. Normally, after the birth of a new model, it will launch an annual facelift, a mid-term facelift, or even a replacement according to market changes.

I'll choose the new one. But it has always been more classic. For example, the Mercedes-Benz e and the Land Rover Discovery 4. It's better not to choose Audi The price is too ruthless. Choose the latest facelift.

If you use it yourself, it's just asking for a cost-effective one, and you still want to choose to maintain the value if you want to change hands.

The general ** is only a few changes in appearance and configuration, and there will be no major changes in others. If the pursuit of fashion and trendiness is still **,** configuration (or some car defects will be improved), the mid-term revision is basically meaningless, not recommended, the old general (classic car, previously hot-selling, good reputation) value preservation. But as far as Audi is concerned, the first model has changed a lot in recent years, especially the appearance.

It depends on personal taste. (Some models ** are on the market, and the old models are no longer on sale). Hope it helps!

According to the law, the actual ownership of motor vehicles (automobiles) belongs to the actual DU funder. That is, whoever pays the money, the court will award the car to whomever dao. It's as simple as that.

Whose name the vehicle is registered in does not affect the ownership of the car.

You didn't buy the car in the first place, so the car belongs to someone else, and there is no such thing as "taking it back".

If someone else borrows your name and you don't actually contribute to it, then the car is not yours and you can't fight for it.

Whoever the house is registered in, in principle, the house belongs to whom; This is not the case with vehicle registration, and the vehicle registrant is not the same as the owner of the vehicle. This is not the same thing as a title deed. Motor vehicle registration is only a management measure, not property registration, and the owner of the motor vehicle registration is not necessarily the owner.

1. The law stipulates that the compulsory registration of motor vehicles by the public security traffic management department in accordance with the Road Traffic Safety Law is only an administrative management measure and cannot be used as the basis for determining the ownership of vehicles. In the event of a discrepancy between the registered name of the vehicle and the actual investor, the actual funder of the motor vehicle shall be determined to be the owner of the vehicle in accordance with the principles of fairness and equivalent compensation in conjunction with the reply of the Supreme People's Court [2000] Zhi Ta Zi No. 25.

2. [Relevant Laws].

Reply of the Ministry of Public Security on the Issue of Determining the Owner of a Motor Vehicle》 According to the current regulations and relevant provisions on the registration of motor vehicles, the registration of motor vehicles handled by the public security organs is a registration of permission or disapproval for driving on the road, not the registration of ownership of motor vehicles. ......Therefore, the owner of the vehicle registered by the public security organ should not be used as the basis for determining the ownership of a motor vehicle.

The Reply of the Supreme People's Court on the Handling of Discrepancies between the Vehicle Registration Unit and the Actual Contributor in Enforcement Cases also clarifies that when the vehicle registration nominee and the actual contributor are inconsistent, the actual contributor shall be determined to be the vehicle owner in accordance with the principles of fairness and equivalent compensation.

If the other party can provide the purchase invoice, proof of capital contribution, etc., then the car belongs to someone else. I'm sure someone else will be prepared for this, but you can't provide any evidence. Others are not stupid, the other party is prepared

It's hard to win this kind of lawsuit.

At the same time, please note that the law provides that if a person files in bad faith and tries to encroach on the property of another person, the court can fine him or her and impose a judicial detention of up to 15 days.

Of course, although the car was bought by someone else, but it is your household, then you are the legal owner of the car, and if others do not have sufficient evidence to prove that the car is their own, then the car is yours.

No, you can ask him to change his name.

You want to keep the car that someone else paid for? Why should they give it to you?

If it comes into your account, it is yours.

Nowadays, many financial institutions have launched a variety of loans for buying a car with zero down payment, and buying a car with zero down payment is a new way to buy a car, which refers to the car loan launched by banks, auto finance companies and other institutions within a certain period of activity without a down payment for a specific model, with a high loan amount and no need to pay a down payment.

1. Application conditions.

1. A natural person with full capacity for civil conduct and between the ages of 18 and 60 2. Stable income and strong repayment ability.

3. Have a local household registration, and be able to provide proof of identity and residence.

4. Have a real estate certificate or other proof of financial resources.

2. Application materials.

ID cards and household registration books of both husband and wife;

Proof of valid income of both husband and wife;

Marriage certificate of both husband and wife, divorce certificate in case of divorce, and single certificate issued by the civil affairs bureau of the place where household registration is located if unmarried;

Proof of real estate: The original real estate certificate is required to purchase the house in full.

To purchase a house with a loan, you need to provide a purchase contract, a loan contract, a purchase invoice, a mortgage repayment details, a repayment plan and a balance certificate.

3. Business characteristics.

1.It can realize the dream of car buyers.

2.Alleviate the pressure of car buyers.

3.Choose from a wide range of models.

4.During the promotion period, the loan is more affordable.

What are the procedures for buying a car with a loan?

There is no full loan, 0 down payment is a gimmick, some businesses can do interest-free, all the expenses of the household you must pay in advance, the minimum 2 into the estimate is easy to do, procedures, if it is a personal ID card, household registration, marriage certificate, income certificate, real estate certificate (a little no, but you must go to your residence to investigate), the field to temporary residence permit, the company to enterprises and institutions ** certificate, industrial and commercial registration certificate, legal representative certificate.

What you can't do with zero down payment is a gimmick of the business, but this is not the case, and it is more reliable to have a low down payment.