Whether it is better to go to Ping An Insurance for 6,000 or 8,000, please answer professionally

Of course, it's 8,000, but it also depends on your ability to pay, if you feel pressured 6,000.

Depending on your need for insurance, you can buy 6,000 or 8,000,000

Hello! The premium is proportional to the amount insured, and for the same type of insurance, the more you pay, the higher the amount of insurance, the more comprehensive the protection, and the amount of payment depends on your financial ability.

Generally speaking, the sum insured is at least more than 3 times the annual income, preferably 5-10 times, and the premium:

1: The scientific proportion of a person's premium expenditure is about 15% of the individual's annual income;

2: The scientific proportion of a family's insurance expenditure is 10-15% of the family's annual income.

This does not affect the family's normal expenses and provides the necessary insurance coverage.

Hello, this payment is based on your own situation, the higher the payment, the higher the corresponding insurance amount. No matter which company you are, the best product is the one that suits you.

Of course, the more you buy, the higher the protection, and if it is a dividend, the more you buy, the higher the dividend.

Hello! The higher the premium, the higher the protection, depending on your own situation.

The higher the payment, the higher the amount of insurance, and take out 10% of your annual income to buy insurance.

The higher the premium, the higher the protection, and the higher the premium, if possible, you can consider high premium.

While the premium is high, the protection is also high, and it is comprehensive! Will a few thousand dollars now be worth ten or twenty years from now?

It depends on what kind of insurance you do. Add me to give you a specific explanation.

Hello, the premium pays more than the sum assured is high.

Universal insurance, 50% of the cost will be deducted for one year, and the account value will only be 3000 at most

Do you not have an insurance contract?

Ping An's business staff is the most able to fool, if it is universal life insurance, don't buy it, now Ping An company has been unable to make ends meet, be careful, or find a more stable investment insurance company to insure!!

Xueba said that insurance, only help parents who want to buy the right insurance for their children! This year, the comparison table of 136 hot-selling critical illness insurance for minors has been updated, click to claim now, I believe it can help you.

What insurance is good for childrenI don't know how many parents who want to give their babies comprehensive protection are stumped by this question, today let's take a look at how to buy insurance for their children! Pay attention to three key points:

First, you must apply for the country's medical insurance!

After the child is registered, you can go to apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, this is the basic security welfare given by the state, and it must be handled well.

Second, on the premise of handling medical insurance, you can start to consider commercial insurance, and critical illness insurance + medical insurance + accident insurance needs to be given priority.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance pays cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve a lot of additional expenses caused by illness, such as the delay in study caused by medical treatment and some losses in subsequent life. Buying a pure protection critical illness insurance can solve these problems in the future.

Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of 1,200 yuan, you can buy an insurance amount of 10,000 yuan, which is very practical.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is very cheap, as long as it is sixty or seventy yuan a year, you can buy 200,000 yuan of protection, which can cover the child's accidental death, disability and medical expenses caused by the accident are all comprehensive, cheap and useful.

Third, what insurance should not be bought for children?

Don't choose life insurance for your child, and try not to attach both liabilities to critical illness insurance. The specific reasons I know are in this answerHow to buy insurance for your child without being cheated? This guide tells you!

There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be configured comprehensively, if you buy lifelong protection, it is only two or three thousand per year, which is very cost-effective.

That's all for me"If you want to buy insurance for your child in Ping An Insurance, which is better to pay 6,000 a year? "

On the first anniversary of Ping An's launch of Wisdom Star, the company launched a perfect life plan for children in order to thank customers: daily deposit, monthly deposit of 583 yuan, and annual deposit of 7,000 yuan.

You can enjoy the following benefits:

1. After the policy takes effect, you can enjoy a lifetime personal insurance of 100,000 yuan;

2. After the policy is effective for 90 days, you can enjoy 80,000 yuan of critical illness protection for life;

3. Worry-free accidental medical treatment: After the policy takes effect, whether it is a cat scratching a dog scratching or a bump, etc., the medical expenses incurred between 100 and 20,000 yuan can be 100% reimbursed until the baby is 64 years old; Wisdom Star: Give your child a perfect life plan.

20,000 yuan per year;

5. Wedding money account: 28 years old to receive a wedding payment of 50,000 yuan;

6. Pension account: 60 years old receives 1,500 yuan per month for life as a supplementary pension account;

8. Enjoy the exemption function: Exemption 1: If the insured has a critical illness for the first time during the payment period, the premiums of each subsequent period will be waived, and the insurance liability will continue to be valid; Waiver 2:

If the insured has an accident or the first critical illness during the payment period, the premium for each subsequent installment will be waived, and the insurance liability will continue to be valid.

God created human beings because he could not take care of everyone, so he had parents; Parents can't stay with their children for the rest of their lives, so life insurance was invented; Life insurance makes love continue, and insurance makes love more considerate! There is no exemption from insurance, and there are regrets with insurance Ping An Wisdom Star, double exemption, so that there is no gap in love!

The above sum insured is adjustable

It is advisable to purchase universal insurance. Please give a good review, thank you very much!

When buying insurance, consider whether you need insurance or income? What does insurance want? Medical? Accidentally? Critical illness? Or will there be a return in the short term? Consider the protection needs and buy them according to the child's protection needs.

If you consider the benefits of insurance, you should choose carefully. The main function of insurance is that the benefits of insurance are uncertain.

Don't just listen to and read the promotional materials before signing the insurance, take some thought and time to read the insurance terms carefully, and the responsibilities and rights are in the insurance terms.

Wisdom Star, the most cost-effective. Full coverage.

It's a lot of pressure, I used to have several Ping An insurance, and I had a morning meeting every day, all of them had white hair, teenagers!

In fact, whether it is good or bad depends on itself, but marketing is generally like that, relying on performance to get commissions.

In a word: smoke less, play more, and connect more! Settle your mind, don't question, and move forward bravely!

Be thick-skinned and dark-hearted, and you will be happy to do other jobs after a year and a half of training.

In fact, the industry is a good industry, but it is overdone, and there is no standardized market management and operation.

If you are young, doing it for a while will help you in your future work.

Selling insurance mainly depends on emotional intelligence, and academic qualifications have two uses:1Let you understand the detailed process of the insurance you are selling faster; 2.Have a wide range of contacts.

The first point is very important, if you sell something, you must first understand how insurance gives money and provides protection. And people's learning ability is indeed different, if you are worried, you will know whether you have this ability by taking the training course of the insurance company;

The second point is generally important, the salesman is essentially a sales job, first of all, you have to build the trust of the customer in you, well-informed people are more likely to resonate with people, for example, the customer is a bank employee, and you also have friends in the bank, so that you can chat more smoothly, otherwise, in the face of people you don't know, you don't know anything. But this is not absolutely related to academic qualifications, different people have different sales targets, depending on your communication skills.

I can't completely deny the landlord's fear of being cheated, but you can consult with a well-known company yourself (I don't think Ping An will lie to you), and the salesman's words are not good to believe, otherwise you sell insurance for others and don't make money.

In addition, alas, I don't want to waste my tongue, but I want to correct the point of view of what insurance pyramid scheme theory is, it is purely a discussion.

1.The core issues of MLM are:

a.The value of the goods is seriously inconsistent with the ** of the goods. That is, the products of MLM are not worth the price, or even fake or no goods.

b.The above family to family sales (bad pyramid schemes can also involve illegal detention, but this is not a characteristic of 'pyramid schemes').

2.Insurance policy.

It is the insurance we buy, which is valuable, of course, the algorithm depends on what type of insurance, and the specific process is calculated by actuary. When we buy insurance, we actually transfer the risk to the insurance company, and then add the profit of the insurance company, which is not high for the individual, but because the insurance company is a large financial institution, it can invest in projects that natural persons cannot be involved in, such as infrastructure construction, agreement deposits, etc., so the actual profit of the company is higher. Good companies will pay regular dividends on this extra profit to policyholders and shareholders, and if you buy insurance and ** and hold it for more than a year, it is estimated that you have already received this dividend.

3.Insurance salesperson.

The insurance policy is genuine, which is completely different from the essence; 2.The form of insurance sales is definitely not a process passed from family to family, the policyholder buys insurance, it is a contract signed with the insurance company, and after the insurance, you can take the contract to the insurance company to get money. It has nothing to do with who sells your insurance.

Although some salespeople feel that it is easier to sell to people they know, if they can't pull down their faces and sell to people they don't know, it is impossible to have a future, because this is a sales job.

Hello! There is no doubt about the company, Ping An is a financial group, and life insurance is one of its branches. As long as you are self-motivated, diligent and studious, and obedient to do what you are told, you will definitely be able to gain in all aspects, come on.

Ping An Insurance is responsible for the basic salary, if you can't open a bill, it will naturally affect your basic salary for the month, as for the conditions, basically after the psychological test, he will know whether you are suitable for this industry.

Hello, I am the business staff of Ping An Insurance to you to raise a question, I will make a relevant answer, to do insurance first of all, to have love, to have a sense of responsibility, followed by believe that the company's business strategy is correct, follow the pace of the company is not difficult to do.

The most important thing in sales is networking, don't do it if you don't have connections, waste your time, everything else is empty talk, no matter how persevering you have an order, it's empty, and making money is the last word.

Hello, Ping An is a comprehensive financial group that covers businesses including life insurance.

Hello, your question is a little broader. Ping An is a comprehensive financial group with three major business systems: insurance, banking and investment. For example, life insurance, property insurance, pension insurance, health insurance, bank credit cards, various wealth management products, trusts, asset management, etc. are all part of Ping An's business.

Ping An Insurance's business includes: insurance (life insurance, property insurance, pension insurance), banking, trust, asset management.

Simple insurance category: protection + savings type (life insurance, serious illness, accident, medical treatment, dividends, pension, etc.) From the perspective of family financial management structure, Ping An has insurance, banks, trusts, asset management companies, etc. Don't know where your needs are?

Reference: The difference between social security and commercial insurance in the four-step family security trilogy.

Then it depends on whether you want to do it or not, nothing in the world is not easy, you are still young, this is your biggest capital, just standing on the starting line of life, see how you choose. There is an entrepreneur in Taiwan named Guo Taiming, and he once said a very classic sentence; 'A man must work for the sake of earning money between the ages of twenty and fifty, so that after the age of fifty he will be qualified to work for his interests; If it is reversed, when a person is between twenty and fifty years old and only wants to work for his interests, then after the age of fifty he has to work for money, and hard work will pay a price, and fear of hard work will cost even more. A person has three opportunities that will not wait for you, the opportunity of filial piety, the opportunity of love, and the opportunity of success and success.

So your choice today is very important, if you can earn 3 million in 5 years, do you choose easy or hard earning, such as easy to earn 3 million, what can you accumulate in 5 years, and how you will spend 3 million. But if it's a hard-earned 3 million, what you will get in 5 years will be how you can still earn 3 million in the most difficult environment. Even if there is a financial tsunami, your ability is still there.

So, in addition to not being afraid of hardship, how can we get the ability and grow quickly? I think there are challenging business jobs, vast business platforms, industry visions, lifelong training. These growth conditions exist in Ping An, insurance is a unique commodity, it will have a high-speed growth in 3 to 5 years, all products in the world are icing on the cake, when you have money to enjoy it, only insurance is a charcoal in the snow, when the risk comes, the only one who is willing to pull a handful when you need help the most is insurance, so every time you sell a policy is to do a good thing, is to take care of a family.

Whether you want to have a place in this process of growth depends on your choice today, and a single thought can change your life. You have to think about it.