What is the income of the universal diamond version of China Life Xin account both

Universal insurance is to be alive to receive money, death can also receive money, this product is mainly sold is a gimmick, if you want to provide for the elderly, buy professional pension insurance, if you want to protect the sick, buy professional critical illness insurance, so that the income is the greatest.

The money returned is in the Xin account according to the compound interest income, the Xin account is just a safe financial channel for customers, and there is a main insurance is a fixed amount of money, do you buy Xin Fu Nian Nian or Xin Ruyi? The money returned is in the Xin account, call 95519 or go to the counter to inquire.

1. What is the guarantee of Xin account?

Chinese Shouxin account is an additional insurance, its main insurance is Xinfu winner, let's first take a look at what protection responsibilities are in the terms of the Xin account:

1. Death benefit.

If the insured dies during the insurance period, the "death benefit" shall be paid according to the greater of the following at the time of death, and the contract shall be terminated.

Premiums paid. 5% of the value of the personal account

2. Annuity. If the contract has been in force for ten policy years and the insured is alive, the annuity beneficiary can apply for an annuity from the insurance company.

If the insured survives to the effective date of this contract on the effective date of the first year after the annuity beneficiary applies for the annuity, the insurance company will pay the annuity at the rate of 5% of the current personal account value on the corresponding date of the annual effective date of the contract.

3. Universal account.

Xin account annuity insurance (universal type) is an additional insurance of Xinfu winner, that is to say, Xinfu winner attaches a universal account. The disadvantage of this kind of universal insurance is that it is complicated, the insurance rules are complex, and the insurance terms are complicated. From the design of the pre-insurance to the adjustment of the account in the later stage, there is no one that does not need to be learned.

Different from general insurance, the money in the universal account of universal insurance is equivalent to your own money, which can be freely accessed and withdrawn within certain rules depending on different types of insurance. So is all the premium I pay every year into the universal account?

Apparently not! So how does the Xin account work, and how much of the money I save every year goes into the universal account?

The account value of the policy increases as premiums, policy dividends and special continuing bonuses are credited to the policy account after deducting the initial charges;

It decreases with the collection of protection costs, the partial collection of the policy account value, and the payment of annuities.

Summary. Dear, hello, China Life Xin Account Dual Insurance (Universal) (Diamond Version).

1. Company:

Chinese life. 2. Product features.

It is a life insurance product that can receive a survival benefit of 10% of the cash value at that time after the third year of the contract, and also provides death benefit and accidental death benefit.

In the event of accidental injury, you can also receive an additional 50% of the cash value, and the survival fund can be deposited into a universal account for compound interest, and you can also apply for a policy loan.

Introduction to the universal diamond version of China Life Xin Insurance.

Dear, hello, China Life Nuclear Kaixin Account Two Full Warranty Destruction Insurance (Universal Type) (Diamond Version) 1, Company: Chinese Life 2, Product Features. It is a life insurance product that can receive a survival benefit of 10% of the cash value at that time after the third year of the contract, and also provides death benefit and accidental death benefit.

In the event of accidental injury, you can also receive an additional 50% of the cash value, and the survival fund can be deposited into the universal account for compound interest, and the remaining can be used to apply for a policy loan.

3. Product information: insurance age: 28 days old - 80 years old payment method: single payment insurance period: agreed with the insurance company.

Summary. Hello, dear. I am happy to answer for you, the pro-national Shouxin universal diamond version can take out the money after the expiration Oh, as long as the money of the Chinese Shouxin account expires, it can be withdrawn in the future, or this money can not be withdrawn, he went to a universal account, because Chinese Shou has a universal account app, all the money is eaten after eating, all the money must be into this universal account, if you want to use it, go from the universal account, if you don't use it, this money is in the universal account, There is still interest, the interest is higher than the bank's interest, if you want to use this money, you can transfer the money out of the universal account in the future.

China Life Xin Account Dual Insurance (Universal) (Diamond Edition) (Can I withdraw the premium after the payment is completed?)

Hello, dear. Glad to answer for you, the pro-attack nuclear country Shouxin universal diamond version can take out the money after the expiration Oh, as long as the money in the Chinese Shouxin account expires, the nuclear material can be withdrawn in the future, or this money can not be withdrawn, he went to a universal account, because Chinese Shou has a universal account app, all the money has been eaten, all the money must be into this universal account, if you want to use it, go from the universal account, if you don't use it, this money is in the universal accountIf you want to use this money, you can resell the money from the universal account in the future.

Dear and dear, China Life Xin Account Dual Insurance (Universal) (Diamond Version) is a life insurance product, you can receive survival insurance benefits every year after the third year of the contract is effective, and megavolts will be paid at 10% of the cash value at that time, and death benefits and accidental injury death benefits can also be received an additional 50% of the cash value in the event of accidental injury, and the survival money can be deposited into the universal account for compound interest family loss and interest calculation, and you can also apply for a policy loan. Still have the problem solved? You can also **consult the national life xin universal diamond version after the expiration of the money answerer 1 to 1** answer the question within 5 minutes of the response |10,000 professional respondents immediately asked questions, 40,345 people commented on the answerer's service, to the point, the teacher's attitude is very good, professional, fast, very patient, serious, big platform guarantee, good service, to the point, the teacher's attitude is very good, professional and fast, very patient and serious, big platform protection, good service, grab the first like, share comments, life insurance introduction and**table-shopping shopping**, the list of good things can be entered!

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Summary. Hello (* Dear This insurance can also have the benefits of China Life Xin account insurance (universal type): 1. Provide death protection, and the premium can be refunded at maturity.

2. You can enjoy lifelong protection, the cash value of the policy loan (universal type), and a certain percentage of the fixed annual premium (universal type); 3. You can enjoy the company's dividends and bonuses.

China Shouxin account is full of insurance universal premium version, with an annual payment of 10,000 yuan for ten years, how about it?

Hello (* Dear This insurance can also have the benefits of China Life Xin account insurance (universal type): 1. Provide death protection, and the premium can be refunded at maturity. 2. You can enjoy lifelong protection, the cash value of the policy loan (universal type), and a certain percentage of the fixed annual premium (universal type); 3. You can enjoy the company's dividends and bonuses.

Tips: An insurance company is an economic organization that collects insurance premiums from policyholders according to the contract and bears the risk compensation responsibility of the policyholders after the accident, and has professional risk management technology. There are more than 200 well-known insurance companies in China, including Ping An, Pacific, Sunshine, China Life, Dadi, Xinhua, Taikang, Renmin and Fude Life.

Summary. In 2016, the China Life Xin account was paid for 15 years, and the principal can be refunded. It takes 15 years to return the principal, oh, China Shouxin account, both insurance, universal type, and you can start to receive survival benefits after 10 years.

According to age, the principal will be repaid in 15 years at the earliest, and the payment will be released for 5 years in 10 years, and the additional money in the Xin account can be withdrawn at any time, which is equivalent to opening a current passbook in Chinese's life. Then the money in it has interest, and the principal can be returned in almost 15 years.

In 2016, the Guotan Kushouxin account was paid with both insurance universal diamond version to be paid for 15 years, and the principal can be refunded. It takes 15 years to return the principal, and the national life xin account has both insurance, so that Qi Dong-type can start to receive survival funds after 10 years. According to age, the principal will be repaid in 15 years at the earliest, and the payment will be released for 5 years in 10 years, and the additional money in the Xin account can be withdrawn at any time, which is equivalent to opening a current passbook in Chinese's life.

Then there is interest on the money that is lost, and the principal can be returned in about 15 years.

China Life Xin Account Two Full Insurance (Universal Type) (Diamond Version) 1, Company: Chinese Life 2, Rang A Product Features. It is a life insurance product, and after the third year of the effective date of the contract, the survival insurance money can be picked up every year, according to the cash value at that time.