Can both companies and individuals open an account in Bank of America

Yes, but there are differences.

The company applies to Bank of America.

Open an account: If you are applying as a company, a Chinese company is not allowed, you must have a U.S. company, which can be a U.S. company controlled by a Chinese company, or a U.S. company owned by a Chinese individual, and you must also have a corporate tax number.

In this way, you can open a U.S. bank account in China without going abroad.

However, at present, there are very few banks open to China by Bank of America, and we can only handle Cathay Bank and East West Bank of the United States without going abroad, and only these two banks are allowed to open corporate accounts in China without going abroad.

Individuals applying to open an account with a U.S. bank:

Applying for a U.S. bank account is relatively simple for individuals and only requires an ID card.

and passports, but there are fewer U.S. banks that can handle it without leaving the country, only East West Bank, and other U.S. banks require you to go to the counter in person.

East West Bank of the United States has set up signing locations in six places in China, Beijing, Shanghai, Guangzhou, Shenzhen, Xiamen, and Chongqing, and the applicant can go to these places to complete the signature, but the personal account of East West Bank is prohibited from making commercial payments and payments, and if it is verified, it will be blocked (purchase wealth management products.

** and so on are not considered commercial acts).

The problem is from Beijing Oumeirui International, I hope to help you, hope.

Hello Yes, individual accounts can open East West Bank or individual accounts.

To open a corporate account for a bank, you must first have a U.S. company.

Yes, you can ask me if you have other questions.

U.S. corporate and individual accounts can currently open East West Bank and Cathay Bank, and it is very convenient to open an account, and after the information is approved, an interview will be arranged at the nearest city bank branch, without the need to go to the United States in person. Generally speaking, after confirming the registration, fill in the information, and then our company sorts out the information and sends it to the American lawyer, who submits it to the head office of the Bank of America, and makes an appointment to open an account after the review is passed, and the account can be opened on the same day.

Information and precautions required for bank account opening:

Opening a corporate account. 1.Certificate of Incorporation in the United States;

2.A copy of the passport of the bank record-filing person;

3.U.S. corporate federal tax filings;

4.U.S. company and guarantor affiliation documents;

5.Account Opening Information Form.

6. Signed by all shareholders of the company in Chinese and English.

Individual account opening. 1. A copy of personal passport;

2. The front and back of the credit card copy;

3. Account opening information form.

What you need to open an account with East West Bank:

1.Passport + household registration booklet.

2.Mobile phone number + email address.

3.**This signature + the Articles of Association (one of them) is signed on each page.

4.Certificate of Registration + EIN U.S. Federal Tax ID.

5.Scanned copy of the front and back of the ID card + business scope.

The process of opening a bank account for a U.S. company.

1. The company's full set of registration certificate and federal tax ID number shall be submitted to Bank of America for review;

2. After the bank approves the application, the account opening documents will be sent to the domestic office;

3. Assist customers to go to the bank's domestic office for interview;

4. After the interview, all the materials will be sent back to the United States, and the final account will be opened.

The process of opening an account with a Bank of America in the United States:

1. The customer confirms the handling and signs the service agreement and the bank filing information form (this form is very important!) );

2. Submit the information required for bank account opening;

3. Submit the relevant information to Bank of America;

4. The activation money required for the customer to remit the account opening in the United States.

5. Bank allocation, online banking ID password (for security reasons, customers can change the password as soon as they log in), bank card.

6. Open the online banking inquiry function.

Information and precautions required for bank account opening:

a. Company account opening.

1. Certificate of incorporation of the United States;

2. A copy of the passport of the bank record-filing person;

3. U.S. corporation federal tax documents;

4. Affiliation documents of the guarantor provided by the U.S. company and the Association;

5. Account opening information form (see Appendix 1 - Chinese and English information table for details, and fill in the detailed information of the bank account holder truthfully, so that the bank can verify the information to ensure that the customer can transfer money normally).

6. Before opening a bank account, you need to pay the activation fee in advance;

b. Individual account opening.

1. A copy of personal passport;

2. The front and back of the credit card copy;

3. Account opening information form (see Appendix 1 - Chinese and English information table for details, and fill in the detailed information of the bank account holder truthfully, so that the bank can verify the information to ensure that the customer can transfer money normally).

4. Before opening a bank account, you need to pay the activation fee in advance.

According to the policy of each country, the information required to open an account in each bank is different, and it is relatively easy to have no problem with complete information.

Taking the United States as an example, Hengtong International tells you the information you need to open an account:

One. Information to be prepared to open a personal account:

1.A copy of the passport of the bank record-filing person;

2.Account Opening Information Form.

3.U.S. Bank of America Signature Cards and Documents; (Signature requirements: the signature of the corresponding filing person, signed with a black signature pen, and the name in Chinese pinyin, with the name in front of the surname, which should reflect the personality of the signatory;

4.There are two different types of bank signature cards: personal signature card, LLC company signature card, and ordinary company signature card);

5.Within one week of opening a bank account, the fee for activating the account is $1,000.

Two. Information to be prepared to open a company account:

1.U.S. Certificate of Incorporation, Regulations;

2.A copy of the passport of the bank record-filing person;

3.U.S. corporate federal tax filings;

4.Information form of directors and shareholders; A California registration form is required for non-California companies to open an account in California;

5.Account Opening Information Form.

6.U.S. Bank of America Signature Cards and Documents;

This answer is provided by Youqian Hua, I hope it will be helpful to you. As a credit brand under Du Xiaoman Finance (formerly Finance), Youqian Hua brings users convenient, fast and reassuring Internet credit services, with a maximum borrowing limit of 200,000 yuan.

Bank account opening in the United States is divided into corporate bank account opening and personal bank account opening, and corporate bank account opening in the United States, you need to prepare the following materials:

1. Certificate of incorporation of the United States;

2. A copy of the passport of the bank record-filing person;

3. U.S. corporation federal tax documents;

4. Before the bank account ZD account is opened, it is necessary to pay the activation money in advance;

5. Affiliation documents of the guarantor provided by the U.S. company and the Association;

6. The company registers all shareholders with Chinese and English names and signatures (name signatures are required to be in front of the first and last in the end) 7. Account opening information form (the detailed information of the bank account holder needs to be filled in truthfully, so that the bank can verify the information to ensure that the customer can transfer money normally);

To open a U.S. bank account, you need a passport, front and back of your ID card, scanned copies and other materials.

HSBC (Shanghai, Beijing) can already open personal deposit business. In addition, you can open it yourself, exchange your money for traveler's checks or other papers, and open an account with your passport when you go to other countries.

1. Materials to be prepared for individual account opening.

Identity card. Passport.

U.S.** (Google Voice number available), U.S. mailing address (debit card and PIN letter can be mailed, relatives and friends address can be used) business card. 2. Account opening process.

Submissions. Data review.

Bank appointments. The account was opened successfully.

It is recommended to find a professional ** agency to handle it without going to the United States in person, ** certification can be done, and it can be completed in 3-4 weeks, which is quite convenient.

The above is my reply, please feel free to consult**.

Conditions for bank account opening for US companies.

1.A U.S. company is required;

2.U.S. EIN Tax Identification Number;

3.Scanned copies of directors' ID cards and passports;

4.Director's Information.

The process of opening a bank account for a U.S. company.

1. The company's full set of registration certificate and federal tax ID number shall be submitted to Bank of America for review;

2. After the bank approves the application, the account opening documents will be sent to the domestic office;

3. Go to the bank's domestic office for face-to-face signing (you can choose Shanghai, Beijing, Guangzhou, Shenzhen, Shantou to sign for account opening, please inform the customer's contact ** and email address when submitting the account opening materials);

4. After the interview, all the materials will be sent back to the United States, and the final account will be opened.

The process of opening a bank account for a U.S. company. 1. The company's full set of registration certificate and federal tax ID number shall be submitted to Bank of America for review;

2. After the bank approves the application, the account opening documents will be sent to the domestic office;

3. Assist customers to go to the bank's domestic office for face-to-face signing (you can choose Shanghai, Beijing, Guangzhou, Shenzhen, Chongqing, Xiamen, Shantou to sign for account opening, please inform the customer's contact ** and email address when submitting account opening materials);

4. After the interview, all the materials will be sent back to the United States, and the final account will be opened.