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For your question, first of all, of course, it is better to buy a house, and under the influence of Chinese culture, most people will have a sense of security and belonging when they have their own house. But first you need to know if you have the qualifications to buy a home in Beijing. There is no way to buy a house without qualifications.
Renting a house is hard of course, but buying a house without a certain financial strength will undoubtedly bring more pressure and trouble. Buying a house is not a matter of one or two days, it is recommended that you first find a real estate consultant to ask, learn more**, and wait for the opportunity. Beijing Zhongyuan, Lianjia has relatively good performance in real estate and second-hand housing.
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If you have the conditions, you must buy a set!
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It's good to buy a house.
Buying a house: You need to pay the mortgage every month, and the way you repay the loan may be the same every month or it may decrease from year to year. However, this kind of thing is bitter and then sweet. And buying a house also has a sense of belonging.
The disadvantages of renting: it is not environmentally friendly, and your physical health and even life will be harmed. If the house you rent is a house that someone else has invested in for rent, it will be miserable, because the owner only wants to make money, and the house he renovates is made of some low-quality and inferior materials with toxic and harmful substances.
I once lived in a house like this, and the smell inside the house was so strong that I could smell it with the windows open, and I felt that if I lived in such a house, I would not be able to live in it.
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Renting alone can have a lot of different emotions and experiences, depending on the individual's personality, life experience, and the specifics of renting. To or quarrel under the bridge are some of the possible feelings:
First: Freedom and independence: Renting allows people to manage their own lives independently, without worrying about the needs and requirements of others, and enjoy a certain degree of freedom and autonomy.
Second: Loneliness and isolation: Renting can be lonely and isolated, especially when one lives in an unfamiliar city or neighborhood and lacks the support and companionship of loved ones, friends, and social circles.
Third: Facing difficulties alone: In renting a life, a person needs to face and solve various difficulties and challenges by himself, such as sudden illness, emergency maintenance problems, safety issues, and so on.
In short, renting a life is different for everyone's feelings and experiences, and it is necessary for individuals to make corresponding choices and decisions according to their own circumstances and needs.
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Which is more cost-effective, renting or buying?
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At present, when renters are asked about the main reason for renting, the respondents said that "the housing price is too high and they do not have the ability to buy a house for the time being"; said that "renting is a more rational consumption"; 30% said that they "can live in the dormitory at home or in the unit, but they want to have their own independent space", which is more prominent among young people under 25 years old; There are also those who say that they do not plan to settle in Beijing and choose to rent a house.
Buying or renting? This question has made countless "just need" entangled. However, experts admit that the concept of "buying a house is better than renting" may become mainstream in the next 5 to 10 years.
A real estate research institute in Shanghai recently conducted a special survey on the housing rental market in Shanghai with a sample of nearly 10,000 people. Many netizens who are willing to buy a house believe that in such an "extraordinary period" when housing prices are declining, it is better to buy a house than to rent a house. In this regard, industry insiders said, "Maybe more young people will say in the future."
Let's rent a house and get married! Now it seems that the slogan of "buying a house is better than renting" is more of a pessimistic choice of "being forced to be helpless", but in 5 to 10 years, this concept will gradually be accepted by young people in first-tier cities.
Of course, renters are not all chic. In the course of the investigation, the reporter found that netizens who rent a house will encounter this or that trouble: the water heater has been broken for three months and no one has repaired it, only to know that there is a mental illness next door when they live in, and the landlord is going to sell the house after only half a year, and the landlord will increase the rent by 50% after a year, and the "movement" next door to the shared house is too ......
Industry insiders believe that the current rental market is generally unmanaged, which has caused various problems encountered by tenants in the process of use, which is also a major reason why many renters have to choose to buy a house. With the establishment of a socialized rental housing system and the effective supervision of the rental housing market by the relevant authorities, renters will get a good living environment. In this way, more and more white-collar workers will also be willing to quit the "house slave" and turn into a "renter".
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The choice of different time slots is different.
China's housing prices won't change much for 10 years, as the urban population is booming and the real estate market is in short supply. In this case, it must be appropriate to buy a house, buy a house, can be self-occupied or rented, that day do not want to live, or want to change a large area, directly sell the house, you can achieve property preservation and appreciation, and make yourself have more choices.
After 10 years, the Chinese population is in a downward channel, young people basically own their own housing, so the demand is decreasing year by year, the real estate market will appear oversupply, so the house price will fall, if a certain period of time, the house decline is greater than the rent of the house, do not buy, indicating that the house price depreciation is severe.
In the long run, house prices will always fluctuate, and as long as you enter the trough and sell from the highs, you will maximize the value of the property. This process is similar to **, and few people can accurately grasp it.
Having said all this, in short, at present, buying a house must be more suitable than renting, because people who rent now, if they can afford to buy a house, will definitely buy a house.
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If you are a salaryman who has just worked, it is recommended to rent a house, if you have a certain amount of savings, of course, you can buy a house, and you have to believe that China's housing prices will only rise in the long run.
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If you have the money to buy a house or rent a house without money, which do you say is better? Of course, it's good to be rich!
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The salary is not 5000, don't think about buying a house. There is a certain amount of savings, parents can help, think again.
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If you have a certain economic foundation, it is better to buy a house.
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Buying or renting a house is a matter of opinion, and you can choose according to your own financial situation and housing needs.
Benefits of renting:
Renting a house is already a very common way of life in the real estate market, especially for people who work outside the home, and the company does not provide room and board, so they must rent a house. So there's a lot of flexibility in renting. In addition, you don't have to pay a lot of cash at once to rent a house, and the funds can be used for other investments.
In addition, it can avoid risks such as depreciation and repayment of the value of the house. And it will not reduce the quality of life because of buying a house, and you can save a lot of money by renting a house without buying furniture, appliances, decoration, etc.
Benefits of Buying a Buyer:
Having your own property is more of a sense of belonging. Buying a house can be used to have a property of your own in the future, without worrying about problems such as a second landlord, and it can also be treated as a long-term investment. Moreover, if you have a fixed residence, your child's household registration can be directly implemented in the future, and it is convenient to go to school, so you don't have to worry about school selection fees.
If there are elderly people in the family, it is convenient to take care of the elderly.
Suitable for renters:
Generally speaking, young people who are just starting out in the workplace, people who are more mobile in their jobs, people with unstable incomes, and people who are short of funds are more suitable for renting. Because renting a house can ensure the liquidity of funds, there is no need to worry about the need to repay the loan on time every month after buying a house. There are also people who want to use the funds for other investments, once they buy a house, it is a transaction of tens of thousands, which will involve the question of whether there are still activity funds.
Suitable for people who want to buy a house:
Now there is a common word in real estate is "just need", which is the people who are ready to get married, have a down payment, have loose funds in hand, and have a stable income, which is also the main group of people who buy houses in the real estate market at present. The second is to improve the sexual needs and people who want to invest in real estate. These people have a lot of money, a stable income, and a high income, and the quality of life for them will not change much when buying a house.
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Should young people who have just entered the society choose to rent or buy a house?
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Which is more cost-effective, renting or buying?
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There are more than 200 million people in my country who live in rented houses, rent or buy houses? This "proposition" is here again. But my point is that investment real estate will gradually shrink in the future. In the long run, it will be difficult to monetize real estate investment.
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At the beginning of the 2012 property market, which is more cost-effective to buy and rent a house, help you calculate 3 accounts; The first account: the investment account housing prices will rise and fall, this question is too profound, but you might as well take a set of 128 square meters of property with a total price of 390,000 yuan as an example, and carefully compare the pros and cons of buying and renting a house. If you buy a house directly from the developer.
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1 The loan is not much, in small cities, the house is less than 2000, and the loan pressure is not large. Otherwise, don't buy a house, especially if you want to take out a loan for more than 20 years.
2 Full payment. You can buy a house with a good geographical location, there is investment value, and you can buy it if it may be demolished within the property right period, such as within the 4th Ring Road of Beijing. Otherwise, you will spend money to rent a house for 70 years, and the house will still be in the state after the expiration date.
It is not recommended to buy it if it is not developed, otherwise the matter of forced demolition now will fall on your head in a few years. I can't get a penny yet.
3 Renting a house is free, and you can change places at any time, which is suitable for young people. Very affordable in terms of economy. The disadvantage is that the autonomy is poor, once the homeowner uses the house, even if you pay 2 times the liquidated damages, it is troublesome.
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Tell me about your real experience: (Chengdu).
15 years to rent a set of two decoration in the lower monthly rent of 1600, because the rent is too good reluctant, rent too skimming and do not like.
16 years to see the hardcover house set for February for 1800 (rent also so much). I would definitely prefer to live in a new house with a hard fit.
Finally, there is the issue of down payment. At that time, there was only a down payment of more than 100,000 yuan and a difference of 60,000 yuan, so I bought it decisively.
At the beginning of 18, house prices nearly tripled, and rents only increased by 200-400
Now I am ready to sell, and after deducting the mortgage, it is estimated that there are 900,000 in hand.
It is planned to go to the community with a super good environment 20 kilometers away, and buy a hardcover set of 200,000 yuan, and buy a scooter of 100,000 yuan. The remaining 200,000 are still invested in the property. (My daughter and mother are two singles).
Insights: 1. If I don't buy a house, I don't think I have the opportunity to increase my savings from 100,000 to 900,000 in 2 years.
2. After buying a house, I am happy and stressed, and my work is more attentive, and now my work is n times better than before.
3. If you want to experience it, you can live if you want to live**, and you can live in a hotel directly! Because I don't have a mortgage. The environment is definitely n times better than the rented house, wow.
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It's good to buy a house, maybe it will appreciate in value.
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Nowadays, people buy a house according to their personal economic strength and personal housing habits, some people choose not to buy a house because they do not have the financial strength to buy a house and do not want to bear a heavy mortgage, and some people are willing to use excess funds to enjoy life instead of spending the money on buying a house. In fact, sometimes it is not important to buy a house or not, the most important thing is to live a happy personal life. But from an objective perspective, what impact does buying and renting a house have on people's lives?
1. First of all, analyze the person who buys a house, if the individual has the economic strength and can rely on the family or personal strength to buy the house in full, the later life is relatively easy, and there is no need to worry about the rent; According to the housing habits of Chinese, people prefer to have a fixed residence, and many people struggle all their lives to be able to have a property of their own. According to the market valuation, buying a house in a well-developed provincial capital city or a first- or second-tier city will have a good appreciation space.
2. Limited funds or advocating freedom, unstable work place, unstable income, renting is undoubtedly a good choice for individuals, tenants only need to pay the landlord a certain rent every month to enjoy the right to live, other matters do not need to worry about personal matters, but renting can only enjoy the right to live in the house without the right to own the house, and some even the renovation must be approved by the homeowner, and the other is whether it is an individual or a homeowner, the individual has limited control over the house, For example, when a homeowner sells a house or a policy changes, individuals are at risk of being forced to leave. The most important point is the education of the children, because the hukou problem may have some problems in terms of schooling.
3. All in all, buying a house is still very practical for those who have sufficient funds and stable income, and for those who do not have excessive requirements for housing and have unstable jobs, it is obvious that renting a house will be more affordable and practical. If you are a person who has no concept of buying a house, why not rent a house for a lifetime, as long as you live a happy life, many times, it is not that you can buy a happy house that is big enough, the location is good enough, and the price is beautiful enough. Contentment.
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