What about Ping An Ping An Fu Insurance, please ask a professional to give you an answer?

Hello, Ping An Fu is a relatively comprehensive type of insurance, with low rates and high insurance amounts.

It depends on your financial situation, as the cash value of this product is relatively low. Therefore, if the economy allows, you can choose this protection product.

Similarly, for the general economy, you can also choose another universal or dividend-paying product, you can ask me again.

I don't have any contact with Ping An Insurance Company, and I have never purchased Ping An insurance from China, but there is still some understanding of this Ping An Insurance of China. I think this insurance is not badThere are no advantages compared to the same product, but there are no disadvantagesIf you want to buy a critical illness insurance, then you can choose this one.

This product is a combination of insurance, which includes one main insurance and two additional insurances, and you can also choose other additional insurances, so the flexibility of insurance is still good. The so-called main insurance is actually life insurance, and other insurances include critical illness insurance and accident insurance. For example, a 30-year-old man, if he wants to insure 510,000 life insurance and 500,000 critical illness insurance, he needs to pay more than 20,000 yuan per year and pay for 20 consecutive years.

The cost is not low, and it may be difficult for some ordinary families to accept. The age of insurance is from 18 to 55 years old, and most of the online insurance is also in this age group, so there is no advantage. The coverage includes 100 types of critical illness insurance, which can be paid once, and minor illnesses can be paid three times, with a one-time payment of 20% of the premium, and the death benefit sum assured.

In terms of what is covered, it is not much different from other insurance on the market. Many critical illness insurance policies have only a one-time payment, and once the payment is completed, there will be no further protection, and this insurance is also the same in this regard. Therefore, you can consider whether this insurance is suitable for you according to your own needs, and in general, Ping An is still relatively reliable, at least it is a leader in the insurance industry, and this insurance also has advantages and disadvantages.

This thing is not very good, and the evaluation is very low, and the guarantee is not very perfect. I bought critical illness insurance in their company, and this insurance is still very good, and it has also helped me.

It's still OK, it's okay to be cost-effective, and you can also buy it. There was no contact and no purchase of their products.

It's worth buying. There is no contact, but the reputation of this insurance is very good, and the sales volume is very high.

Ping An Insurance's Ping An Fu is relatively average, although the income is very high, but it is not very flexible, and it cannot be renewed. I have relatively little contact with this insurance company, and I usually only listen to the people around me.

1.The range of choices is relatively wide for the appropriate age of purchase.

2.The premium should be 10%-15% of the annual income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.

5.Under the premise of social security, plan commercial insurance, with a focus on accidents and critical illnesses. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.

6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.

7.It is important to prioritize the protection of the main income earners of the family as much as possible.

8.Recommended: Ping An Talisman Participating Insurance, Ping An Outsmart Life Universal Insurance, Ping An Fu Whole Life Insurance.

It is better to choose 30 years of payment, which is more suitable.

I have no critical illness in my life, I really hope so. Hehe. In fact, Ping An's critical illness is in the form of early payment, and in the absence of critical illness, the customer will be paid death compensation.

Ping An Fu is a traditional insurance with low rates and a wide range of coverage. However, there is no return feature. Unless, the customer chooses to surrender the policy, however, this is a different mode of discussion.