How to apply for online banking, is there any difference between online banking and Tenpay?

Take your ID card to the bank to apply for a debit card and open online banking It is recommended to choose ICBC, Agricultural Bank of China, and CCB Because there are many outlets, there are many online contracted merchants, and other banks are worse The production cost of the debit card is 5 yuan and the annual fee is 10 yuan If you don't want to be charged a small management fee, deposit more than 300 yuan Online banking is not charged for choosing a password card U shield method needs to be purchased About 60 yuan Register back and register and install on the computer In order to avoid detours, it is recommended to play the **number on the back of the bank card, please guide.

With your ID card and bank card, you can apply, sign, open, operate, and learn online banking at the bank counter, and you can buy U shield Internet banking and Fortune Pass are two online payment tools. One is a kitchen knife and the other is a watermelon knife.

First of all, it can be simply understood that online banking and Tenpay are different products of the two companies, what are the similarities? It's all online top-up. The difference is that online banking directly uses a bank card to pay, while Tenpay needs to recharge Tenpay, and then pay by Tenpay.

Online banking is different from Tenpay, Tenpay is a third-party organization, when Tenpay shopping, the person who buys something first hands over the money to Tenpay, when the transaction is successful and satisfied, Tenpay will send the money to the seller, if you are buying something related to QQ or shopping on Paipai.com, it is recommended that you use Tenpay (with discounts)! Others**, such as shopping online, need to use Alipay (the same function as Tenpay, the name is different) The disadvantage is that you need to have one more step to charge money from online banking to Tenpay (troublesome, but Tenpay has discounts).

You can bring your ID card to the bank to apply for a bank card, explain to the bank when you apply for the card, and ask him to open online banking for you.

Tenpay is similar to Alipay, which is very credible, and there will be no swallowing money, so you can use it with confidence.

1) What is Tenpay?

Tenpay**.

As a powerful payment platform, it was founded by Tencent, the earliest and largest developer of Internet instant messaging software in China, to provide safe, convenient and simple payment services for the largest QQ user base. It is a series of services carefully launched by Tencent to promote the development of China's e-commerce, meet the value needs of Internet users, and focus on the security of online transactions.

3) The relationship between Tenpay and Paipai.

As a payment tool, Tenpay plays the role of a credit intermediary in the transaction of Paipai.com. At the same time, it provides a first-class payment channel and a unified billing platform for CP and SP, which relieves the security concerns of individual users and the majority of merchants, and ensures the safety of funds and commodities for first-class transactions. At the same time, Tenpay has greatly promoted the development of e-commerce in China, and created greater value demand for users' consumption.

4) The role of Tenpay.

1) Use Tenpay ** to pay when trading, and the money will be given to the other party after you receive the confirmation of the goods, and the money is on the Tenpay account in the whole transaction process, which relieves the security concerns of individual users and the majority of merchants, and ensures the safety of funds and goods for online shopping.

4) You can query the detailed list of account records in and out at any time, and the account list is clear at a glance, so that your money is no longer confused.

5) Provide full protection for your transactions, how much the transaction is guaranteed, so that you have no worries.

Yes. If your bank card does not open online banking, then you will only open Tenpay for nothing, just open it.

If you want to shop online, in layman's terms, it is to pay Tenpay.

In a nutshell, Tenpay has two functions.

One is the e-wallet feature. One is a transaction intermediary.

There are generally two ways for you to buy something:

Online Banking——》Send money to Tenpay e-wallet——》Use this Tenpay e-wallet to pay after purchasing the item——》Pay to the Tenpay transaction intermediary (the transaction intermediary will keep the money for you first, and then notify the seller to ship the goods)——After you receive the goods, you will notify the Tenpay intermediary to pay the seller.

The other is:

Directly use online banking to transfer funds to Tenpay transaction intermediaries.

If you become a seller, you complete the transaction. The buyer will then send the money to your Tenpay e-wallet. If you don't have online banking, you can't withdraw the money you earn, and if you can't, you can only use the money to buy other things at other stores.

You can't use the money you earn back in reality.

Online banking runs through the beginning and end of using Tenpay.

Online Banking. In the ** that supports online banking payment, click Buy, and select the online banking of a certain bank in the payment method.

The order will then be generated and redirected to the bank's online banking login screen.

Log in to online banking, you will be redirected to the page where you paid for the order you just generated, and enter your password to complete the transfer operation.

Alipay. Shop online, click Buy, and select Alipay balance payment in the payment method.

Jump to the Alipay payment page, enter the payment password or mobile phone dynamic password, and complete the payment.

Tenpay**. The operation is similar to Alipay. **Alipay is used for online payment, and Tenpay is used for Paipai.

Among them, "Internet Banking" can be used for most purchases**, but it usually charges a fee.

The latter two are used in special **, do not need to charge handling fees, are powerful, and the corresponding ** network, Paipai network sells more things. At present, the resources in the ** network are more abundant.

Online banking is to go to the bank counter with your ID card and bank card.

Tenpay only needs to be activated.

Hello, the steps to open online banking: bring your ID card and bank card to the counter for free opening.

To open Tenpay, follow my steps.

1.Log in to the Tenpay homepage.

Click "Activate"2Fill in the corresponding information to successfully activate Tenpay. Activate and you're activated.

3.Use online banking, mobile recharge cards, Lakala, etc. to recharge Tenpay, and then you can use Tenpay.

If you don't understand, you can ask me.