I plan to buy a money market fund before the Chinese New Year, what money market fund should I buy?

This year's or even next year's ** will still be dominated by **, which may last for one to two years! So my suggestion is to allocate a part of the bond type**! This can help you avoid risks and ensure certain returns!

Our country has entered a cycle of interest rate cuts, and it is a good time to buy bonds!

GF Strong Bond Recommended Reasons: 1. The global economic slowdown and the continuous adjustment of the bond market have brought significant opportunities to the bond market. The downward trend of interest rates will become a long-term trend, and the interbank market is abundant, providing a good macro environment for the bond market to continue its previous strength, and bonds are facing more investment opportunities.

2. GF Strong Bond embodies the two concepts of safety and risk control in its structural design, and its rise in the past six months is far ahead of other bond types, and the stability of its performance is good, and it has been recommended by many research institutions.

3. GF Strong Bond has a unique design of the rate, no subscription fee and subscription fee are charged, and the redemption rate is only, and no redemption fee is charged if the holding period exceeds 30 days (including 30 days), which effectively reduces the handling fee for investors. For individual investors who avoid market fluctuations and pursue asset preservation and appreciation, as well as prudent institutional investors, low-risk and medium-return wealth management products are still their first choice. In view of the above situation, we believe that this ** is more suitable for the current market conditions, and investors are advised to actively subscribe to it.

Harvest currency, there is no handling fee, I bought it, and the seven-day annualized income of Harvest company's weekly text message report is higher than that of the regular one, sometimes reaching more than ten percent.

In fact, the yield of the currency is very low, it is better to buy bonds.

ChinaAMC bonds are good.

There are no fees for currency**.

Recommended: Huaxia cash profit.

Earnings are stable within the top 5 of all currencies**.

Spending before the Chinese New Year** is the most worthwhile purchase. During the Spring Festival, consumption is a general direction. After more than a year of hard work, people will have a lot of consumption demand.

For example, many people will change smart products during the Spring Festival, and the sales of mobile phones are very good during that time. And it is very important that young people have money, and their families will give them New Year's money. At this time, young people will consume, and at the time node of the Spring Festival, they are basically in a very cheerful atmosphere, and there is consumption everywhere.

Therefore, before the Spring Festival, the consumption type is the most worth buying. This general direction is noteworthy, and the consumption type has also risen very well in the past. <>

In addition to the consumption type, there are also some popular sectors in the market that are also suitable for buying. For example, in the medical sector, the development trend of the medical sector in the past two years has been very good. On the one hand, the aging of the population is serious, and it is necessary to accelerate the development of medical modernization.

On the other hand, because of the epidemic, a large number of medical equipment are out of stock, and a new round of this ** chain has begun. There is also a lot of good news about medicine, and this sector can be held for a long time. Whether it is the Spring Festival or not, you can always hold it, and the same is true for the new energy, which is a general direction in the future.

It is a high-quality long-term track, and long-term holding is relatively stable. <>

Therefore, before the Spring Festival, the ** consumer category is the most worth buying. The Spring Festival itself is a time period of concentrated consumption, and people need to buy a lot of things at this time, whether it is food or use, they will concentrate on this time period to buy. Consumers at this time are also willing to spend money, which will make the market more dynamic.

It is a good time to invest in consumption during this period, in fact, consumption generally begins to slowly develop in the second half of the year, and this sector can also be held for a long time. <>

The most worthwhile ones are, Sino-European Medical Innovation, Rongtong Medical Insurance, China Universal Innovative Medicine, Hongde Zhuoyuan, Caitong Wisdom, Growth Rich Country, Innovation Trend, Bosera Military Industry, Huaxia Military Security, etc.

At this time, you can buy some GF Steady Growth Mix. Hongde Zhiyuan Mixed A. Guofu China income blending. E Fund grows steadily and blends. Galaxy Steady Blend. These are very good**.

Chuangjin Hexin, China Universal Wealth, Haifutong, CCB New Energy, E Fund, and Easy Finance. These are well worth buying.

There are a lot of petty bourgeois friends around me who buy currency, and I often hear them chattering, and their expected annualized expected returns are **ah, will they ** tomorrow? Currency has become a must-have for many people's life and financial management, and many questions about currency have also emerged, such as the purchase time of currency, and when is the best time to buy currency? Today, let's take a look at the purchase time of the currency**.

There are three steps required from the purchase to the expected annualized expected return, namely: submitting the purchase application, confirming the purchase application by the company, and calculating the expected annualized expected return. Among them, if you choose the right time to buy, the first two links can be condensed into one working day, which will greatly improve the efficiency of the use of financial funds.

If you don't choose the wrong time, you can lose up to three days of expected annualized expected returns.

Monday to Wednesday: If you subscribe to the currency** before 15:00 on these days, you can calculate the expected annualized expected return on T+1, that is, calculate the expected annualized expected return on the next day.

If you subscribe after 15:00, you need to calculate the expected annualized expected return on T+2. To use an analogy:

If the purchase request is submitted before 15:00 on Monday, then the expected annualized expected return can be calculated on Tuesday. But if Monday 15:00

After 00, the expected annualized expected return will be calculated on Wednesday.

The situation is a bit more complicated because the financial markets stop trading over the weekend.

If you subscribe before 15:00 on Thursday, the expected annualized expected return will be calculated on this Friday, and if you subscribe after 15:00, you will calculate the expected annualized expected return next week.

If you subscribe before 15:00 on Friday, the time to calculate the expected annualized expected return is the following Monday. After 15:00, you will have to wait until next Tuesday to have the expected annualized expected return.

Currency is the lowest expected rate of return among all types, but currency risk is low and the expected return is stable, so many individual investors will deposit their daily idle funds into currency. Although the expected return of currency ** is low, it is also skillful, so how to buy currency ** cost-effective?

1. At the end of the quarter and at the end of the year

According to the historical expected return data of currency, at the end of the quarter, at the end of the year, the Spring Festival and other special periods, the expected rate of return of currency is often higher than that of other times, especially at the end of the year, the expected return of 10,000 copies of some currencies can even reach more than 3 yuan.

Because the demand for funds at the end of the year increases, the liquidity of funds tightens, and the market is generally short of money, so the interest rate on borrowing money is higher than usual, and the expected rate of return of the currency is also high.

2. 2 days off**

Currency** will only start to generate expected returns after the asset is confirmed, so investors who want to spend their currency on weekends and holidays need to be at least two trading days in advance**.

For example, the Spring Festival holiday in 2020 will be from January 24 (Friday) to January 30 (Thursday), and investors need to complete the confirmation by 15:00 on January 22 (Tuesday) at the latest** in order to complete the confirmation on January 23 (Wednesday) and enjoy the expected returns normally during the Spring Festival.

If the investor is after 15:00 on January 22 (including January 23), then the company will not confirm the share until the first trading day after the holiday (January 31), then there is no expected income during the Spring Festival.

Currency** is a low-risk product, there is no handling fee for buying and selling, the expected return can be seen every day, and the interest rate is generally higher than that of bank demand deposits, and it can be easily paid when you need money. Therefore, many people no longer deposit their money in the bank, but in currency**, so is it better to buy currency**?

1. It's good to buy currency in**

1. **The company's official platform

There are many issuers of currency, which are generally sold through banks, so investors can choose the corresponding ** in the wealth management column through the online banking or mobile banking of major banks. If you are not sure or do not know how to operate, you can also go to a local bank branch to make a purchase.

3. **Company

Some currencies can be purchased through an account in a similar way to buying and selling. When purchasing this type of **, investors can first open an ** account with **company**, and then purchase the corresponding ** through this account.

4. Third-party platforms

1. The expected return on investment of currency ** mainly refers to the 7-day annualized expected rate of return, as well as the historical expected return of the **, and try to choose the highest expected return and relatively stable**.

2. Compared with the new currency, the old product is generally relatively mature, and the past performance is more valuable for reference, so there is a saying that the old is not bought when buying the currency. It is more prudent to choose a currency** that has been issued for a longer period of time and has a more stable expected return.