How to make a claim for pipe burst and water damage insurance for individuals?

Updated on Financial 2024-05-20
13 answers
  1. Anonymous users2024-02-11

    The content of the compensation will be looked at according to the degree of the burst, and then there is to see if there are personnel**.

  2. Anonymous users2024-02-10

    Go to the insurance company and take care of the relevant materials, or the insurance officer will help you run.

  3. Anonymous users2024-02-09

    There is an insurance company when making a claim, and we personally just have to wait for the money to be collected.

  4. Anonymous users2024-02-08

    The insurance company is responsible for the claim, and you don't need to worry about it.

  5. Anonymous users2024-02-07

    First of all, it depends on whether there are personnel**, and if there is no compensation, there will be more.

  6. Anonymous users2024-02-06

    In the first time of the insurance, the insurance can be solved.

  7. Anonymous users2024-02-05

    Whoever insures you can find whomever you want, we don't care about this, only the insurance company is in charge.

  8. Anonymous users2024-02-04

    In fact, this situation is very easy to handle, and you will help you make a claim if you call the insurance company.

  9. Anonymous users2024-02-03

    If you call the insurance company, it will help you make a claim.

  10. Anonymous users2024-02-02

    Pipe bursts and water stains are risks that are easily encountered in the process of staying at home, do individuals consider themselves unlucky or choose a positive and effective way to deal with this risk? Of course, the latter, then you need to take out a suitable pipe burst and water damage insurance for Aijia in advance. What is the online compensation ratio for pipe burst and water damage insurance?

    How much is the difference between buying pipe burst and water damage insurance online and usual.

    As long as the online insurance platform you choose is formal and reliable, then the online insurance pipeline burst and water damage insurance later claim is also very smooth, as for the proportion, you need to combine the specific product to decide, you need to remind you that when the pipeline burst and water damage insurance claim, you must provide the insurance company with insurance policies, loss lists, invoices, expense documents and relevant departments to show the source of evidence, all documents, proof to be true and reliable, so as to ensure the smooth settlement of claims. The specific claim process is as follows:

    1.Notify the insurance company as soon as possible when the insured event occurs.

    2.When making a claim, it is necessary to provide the insurance company with insurance policies, loss lists, invoices, expense documents and relevant departments to prove filial piety, such as fire certificates, theft certificates from the public security department, meteorological certificates, etc., and the documents and certificates should be true and reliable.

    3.If the loss within the scope of insurance liability should be compensated by a third party, the insured may claim compensation from the insurance company or a third party, and if a claim is made from the insurance company, the insured shall transfer the right to subrogate to the third party to the insurance company from the date of receipt of the compensation, and actively assist by providing the necessary documents and relevant information.

    4.If the insurer insures the family property with several insurance companies at the same time, and has to report to several insurance companies at the same time after the accident, each insurance company will calculate the compensation according to the proportion of their respective insurance amounts, and the total compensation of each compensation company will not exceed the actual loss of the insured.

    5.In the case of family property, if the house and interior decoration are not fully insured, the insurance company shall compensate on a proportional basis, and the interior property shall be sub-insured and paid according to the actual loss, but not exceeding the amount of sub-insurance.

    6.The period of the insured's claim: two years from the date on which the insured became aware of the occurrence of the insured event.

    In order to facilitate the later claim, it is recommended that you must choose pipe burst and water damage insurance through the formal insurance platform. It is the largest insurance e-commerce platform in China, and it is the best insurance channel for you to choose the right pipeline burst and water damage insurance. Hua'an "full house"; Home contents insurance coverage:

    Housing and indoor property, household appliances, electricity safety, hail prudent protection, etc. * Indoor property theft, third party liability insurance * Special coverage of losses caused by various natural risks including ** as low as: 399 yuan well-off home family property insurance paragraph B protection content: * housing, interior decoration, indoor property and other protection * unique portable household appliances protection * theft protection as low as:

    140 yuan. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  11. Anonymous users2024-02-01

    As an additional insurance for home property insurance, the claim settlement problem of pipe burst and water damage insurance has also attracted the attention of consumers. In order to help you improve the protection of Loving Home in this regard, it is necessary to cover Loving Home with pipe burst and water damage as soon as possible. How to buy pipe burst and water damage insurance from Ping An Insurance.

    Although Ping An Home Property Insurance has a good reputation, it may not be the best for your home protection needs, so it is recommended that you expand the scope of your choice to comprehensively compare and purchase, and on-demand purchase can often achieve the best insurance effect. Here are a few things you need to pay attention to before you apply for insurance:

    1. The insured's luck and the subject matter of the insurance have an insurance interest relationship. If there is a change in most of the family's assets, you must go to the insurance company to change the contents of the policy.

    2. Not all household property can be insured against pipe burst and water damage. Property (such as calligraphy, paintings, antiques) and daily necessities that cannot be determined cannot be insured against pipe bursts and water damage.

    3. Don't overinsure. The insurance company follows the compensatory principle when making compensation, and the insurance company does not compensate for the overinsured part. Don't over-insure and double-insure, the best way to insure is to insure at the original value.

    4. In the insurance of pipeline burst and water damage insurance, you can enjoy the biggest discount on the first, and at the same time, you can register as a member for free and you can also enjoy various member preferential policies. Insuring high-quality and low-cost pipeline burst and water damage insurance, Ping An Home Property Insurance is not your only best choice, you can expand the range of land to comprehensively compare and buy, is the country's largest insurance e-commerce platform, is your best choice for insurance at the moment. Hua'an "Full House" Family Property Insurance Coverage Content:

    Housing and indoor property, household appliances and electricity safety protection, etc. * Indoor property theft, third-party liability insurance * Special coverage of various natural risks including ** Losses caused by various natural risks are as low as: 399 yuan Moderately Prosperous Home Family Property Insurance Section B Protection Content: * Housing, interior decoration, indoor property and other protection * Unique portable household appliances protection * Theft protection is as low as:

    140 yuan. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  12. Anonymous users2024-01-31

    Hello! Once the water enters the home due to the rupture of the pipe, it will cause certain economic losses to the homeowner, and it is necessary to insure a pipe burst and water damage insurance. Pipe burst and water damage insurance belongs to the category of home property insurance, and when making claims, it also follows the principle of home property insurance.

    How to make a claim for pipe burst and water damage insurance1When the insured makes a claim, it shall provide the insurance company with the insurance policy, the list of losses and other necessary documents. 2.

    When the insured property suffers losses within the scope of insurance liability, the insurance company shall calculate the compensation according to the actual value of the insured property at the time of the accident, but the maximum shall not exceed the insured amount specified in the insurance policy. 3.After the insured property suffers a partial loss and is compensated by the insurance company, the insurance contract continues to be valid, but its insured amount is reduced accordingly.

    The reduction amount is endorsed by the insurance company. 4.If a third party is required to compensate for the loss within the scope of insurance liability, the insured may claim compensation from the insurance company or the third party.

    If the insured claims from the insurance company, he or she shall transfer the right to subrogate to the insurance company from the date of receipt of the compensation. When the insurance company exercises the right of subrogation, the insured should actively assist and provide the insurance company with the necessary documents and relevant information. 5.

    At the time of the occurrence of an insured event, if there is another insurance covering the same liability for the same insured property, the insurance company shall only be liable for compensation in proportion to whether the insurance is insured by the insured or another person. 6.The period of the insured's claim shall not exceed two years from the date on which the insured becomes aware of the occurrence of the insured event.

    In order to make the claim more smooth, it is recommended that you choose a formal insurance platform to insure, which is the largest insurance e-commerce platform in the country and the best choice for you to insure at the moment.

  13. Anonymous users2024-01-30

    Hello! Pipe bursts are relatively common household property risks, and in order to improve the protection of your loving home, it is necessary to timely provide home property insurance with pipe burst and water damage insurance coverage.

    If I buy pipe burst and water damage insurance, can I get compensation for the water leakage from my neighbor's house?

    Normally, pipe burst and water damage insurance can effectively underwrite various bursting risks of water pipes, including liability risks, so you can get compensation for this situation, you need to be reminded that pipe burst and water damage insurance compensation follows the principle of non-profit, and you can only choose between neighbor compensation and insurance company compensation.

    In order to facilitate your later claims, it is recommended that you try to purchase pipeline burst and water damage insurance through a formal insurance platform, and our professional claims team will assist you in the whole process of claim settlement once the risk of claim unfortunate occurs.

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