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The reimbursement ratio is different, if it is the same, there is no need to divide it into several grades, you have to look at the different reimbursement policies of each place.
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1. Township hospitals.
For the part below 300 yuan, it will be reimbursed according to the proportion of 30%; For the part below 300-2000 yuan, it will be reimbursed according to the proportion of 70%; For the part above 2,000 yuan, it will be reimbursed according to the proportion of 50%;
2. County-level hospitals.
For the part below 500 yuan, the proportion of 25% will be reimbursed; For medical expenses below 500-10,000 yuan, 65% will be reimbursed; If the medical expenses reach more than 10,000 yuan, they will be reimbursed at a rate of 50%;
3. Secondary hospitals.
For those who seek medical treatment in secondary hospitals, the part of the expenditure below 500 yuan will be reimbursed at a rate of 25%; If it is spent between 500 and 10,000 yuan, it will be reimbursed according to the proportion of 55%; If the medical expenses are more than 10,000 yuan, they will be reimbursed according to the proportion of 50%;
2. How should cooperative medical hospitalization be reimbursed?
Hospitalization reimbursement is based on a social security card, and if the insured person has commercial medical insurance, the reimbursement method will be different
1. Bring your social security card for reimbursement.
Nowadays, the medical insurance has opened a network system, and in the case of a social security card, the system will automatically settle out the part that can be reimbursed, and the insured only needs to pay the part of their own expenses directly.
2. Reimbursement without social security card.
If you forget to bring your social security card or lose your social security card during the settlement, you need to pay the expenses in advance, keep all the documents during the hospitalization, and then bring the social security card to the local medical insurance settlement center for reimbursement with the receipts.
3. If you have bought commercial medical insurance.
If you have bought commercial medical insurance, remember to ask the medical insurance settlement center to issue an invoice split, and then apply for reimbursement from the insurance company with the invoice splitting form.
3. Cooperative medical hospitalization can be reimbursed several times.
Cooperative medical hospitalization reimbursement, a document can only be reimbursed once, can not be reimbursed again, this must be noted!
Some people often have the misconception that after social security reimbursement, they can also be reimbursed through other commercial medical insurance. In fact, no, in the case of social security, commercial medical insurance can only reimburse the remaining part after social security reimbursement, if the social security is not reimbursed, then the reimbursement ratio of commercial medical insurance will be reduced.
Therefore, if you want to increase commercial medical insurance, you can only buy one, because even if you buy multiple copies at the same time, you can only use one of them to report the cost. It doesn't make much sense to buy more.
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Hospitalization expenses of 10,000 NCMS can be reimbursed, and they are also reimbursed in different proportions according to various types of drugs and equipment used.
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