Which wealth management products have been more effective recently?

"Five-color soil" refers to "five types of real estate rights that can be realized". It has been in stable operation for 10 years and has been tested.

In the real estate registration authority, the direct mortgage of real estate is registered in the name of the investor, and the mortgage ratio is about 50% (for example: 1 million investment and wealth management, the value of the mortgaged real estate is about 2 million), and the investor obtains stable interest income. The borrower is generally a small and medium-sized enterprise, and the five-color soil is responsible

Pre-loan risk rating to prevent and control risks; Risk reserves are allocated after the loan to cover the risks.

Less than 500,000 yuan, the annual rate of return is 7%; 500,000 yuan, annual rate of return of 8%; From 1 million, the annual rate of return is 8%-10%; 10 million, annual rate of return 10%-12%; Interest is paid quarterly for a period of one year. AAA grade five-color soil: good safety (no risk in the past 10 years), high yield (7-10% per year), fast realization (one year maturity).

The biggest risk of five-color soil is that the house price is **50%.

In November 2001, Qingdao Wusetu Mortgage Consultant was established;

In January 2004, Shanghai Wusetu Mortgage Consultant was established;

In December 2004, Wusetu obtained the registered trademark of "Financial Services" from the State Trademark Office;

In November 2011, it was awarded the Best Mortgage Lending Service Institution at the 9th Shanghai Financial Expo.

In May 2012, Wusetu participated in the 7th Zhejiang Financial Wealth Expo and was well received.

You're also in the financial industry, right? Are you the best products to do?

1. Bank fixed deposits, with a minimum deposit of 50 yuan, are protected by the deposit insurance regulations, and 100% repayment within the limit of 500,000 yuan of each bank can be regarded as approximately no credit risk, and online direct banks of private banks can be selected, and the income is relatively high.

2. As long as the savings treasury bonds are held at maturity, the principal and interest returns are guaranteed, and the state credit guarantee can be regarded as free of market risks. At present, there are many electronic savings bonds, such as the recently issued, three-year bonds.

3. **, the current annualized interest of the currency ** is 2%, similar to current financial management. If you want to find low-risk products with high returns, it is recommended to choose the top pure debt or new **, I have personally bought it, such as the new closed product Penghua Xingtai, the experience is particularly good.

Of course, if you have a strong risk tolerance, you can also configure index types, such as CSI 500, etc., as well as a variety of **types**, buy this kind of **choose from reliable **manager management**.

First place: Bank of China: 200170-**2008 contract end call spread.

Second place: Bank of China: Fight Ruixuan 200169-**2008 contract end call spread.

Third place: Bank of Guilin: Lijiang Wealth Management 2020-47 Wealth Management Product (exclusive for new customers).

First place: "Delibao CSI 300 Linked" series of RMB wealth management products.

It is a non-guaranteed floating income wealth management product of Bank of Communications, with an investment period of only 34 days, a minimum investment amount of 50,000 yuan, and an expected annualized rate of return.

Second place: Delibao** linked to 34-day structured RMB wealth management products.

Delibao ** linked to 34 days" is a non-guaranteed floating income type, the investment period is only 34 days, the minimum investment amount is 50,000 yuan, and the expected annualized rate of return is.

Third place: Delibao** linked to 34-day structured RMB wealth management products.

Its investment period, rate of return, minimum investment amount, and product type are the same as those of "2461150044", which are 34 days and 50,000 yuan, respectively.

Fourth place: Exclusive to new customers.

"Exclusive for New Customers" is a principal-guaranteed fixed income product with an investment period of 98 days, a minimum investment amount of 50,000 yuan, and an expected annualized rate of return.

Fifth place: "Deli Bao, Steady Profit" RMB wealth management product.

The investment period of this wealth management product is relatively long, 189 days, but its return is lower than the previous four products, only. It is a principal-protected fixed income product with a minimum investment amount of 50,000 yuan.

The yield of the first product of Bank of Communications' wealth management products has reached, followed by the Delibao** linked to the 34-day structured RMB wealth management product 2461150044, with an expected annualized rate of return, while the yield of ordinary wealth management products is about 3%.

Wealth management products have high yields on treasury bonds and time deposits.

Treasury bonds: The money the state owes you is called treasury bonds, the state issues a certain number of treasury bonds every year (divided into three years and five years), residents can buy ** at bank outlets, the current three-year interest rate is 4%, the five-year interest rate, the yield is above the medium level, treasury bonds are the safest product of all investments, the term is long enough, and basically meets the three requirements you said.

Time deposits: bank time deposits, if it is a five-year time deposit of a large bank, it can basically reach about 4%, if it is a five-year time deposit of a local bank, it can reach about 5%, after the deposit, you don't have to worry about them, it can be considered as another product that meets your three requirements.

Financial management method: Savings refers to an economic behavior in which people use their own money for a certain purpose and deposit it in a bank or other financial institution to obtain interest or fixed deposit interest rates. As a way of investment, although savings can not directly obtain income, orange years can be used to increase the value of deposits in the way of interest rolling, so the savings is a very stable way to accompany the financial management.

Fixed deposit refers to a type of bank deposit, which can be agreed upon by the depositor with the bank on the deposit period and interest rate, and the principal and interest can be withdrawn after maturity. Generally, the term of bank fixed deposits ranges from one year to five years. <>