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Just say that I have something to do now, please help me lend me some money, I need it urgently.
There's really no way around it.
In this way, if you really have any contradictions about this matter in the future, it is better to suggest that this kind of friend should not be.
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Let's be honest, it's good to make this kind of thing clear!
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You also ask her to borrow it, and then drag it out and don't pay it back!
She's not going to say anything to you.
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Then go tell her.
Let's go straight.
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Saving your friend from the pyramid scheme first is the real problem---
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Find someone to pay back the money and cleverly open the mouth as follows:
1. If it is a very good friend or a more atmospheric friend, we can say it directly, because such a friend will not think much about it, and it is okay to say it directly, because it may be that he forgot, and it will not affect anything if a friend with a good relationship says it directly.
2. We can ask our mutual friend to remind him. Convey your recent embarrassment to him through a third person, or ask a friend directly to ask him if he has repaid the money, and remind him to pay it back.
3. Swipe Weibo or Moments to remind. Cry poor on Weibo and Moments, or post a happy state of friends repaying the money, to tactfully remind those friends who have not repaid the money that it is time to pay it back.
4. Borrow back the money you lent. If you go out shopping or play with a friend, and ask your friend to help you pay the money on the pretext that you don't have enough money, this can help you settle some of the arrears.
You can also pull a good friend who knows each other, and at the right time, you borrow money like a good friend, but this trick requires a certain amount of acting skills. Let the middleman come forward to help you, and the middleman will say something that you are embarrassed about, can't wipe your face, etc., so that in the presence of a third person, the debtor will also take care of his own face to repay the money.
5. You can pretend to mention it inadvertently when chatting, and if the other party forgets it, then he will return it to you immediately.
6. We can also ask him to pay for you in the name of the gift money in person, and when a friend needs to pay the gift money, call the friend who borrowed the money, and ask him to help you with the gift money on the grounds that he can't be there.
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Here's how to ask someone to pay back:1. Tell the other party about your difficulties and cleverly ask the other party to pay back the money. If we find it difficult to ask the other person for money directly, ask them about the current situation, and then lead to our own difficulties and remind them that it is time to return the money.
2. Find an intermediary to remind him, let someone else go and talk to him, and let him pay back the money.
3. Invite him to dinner, find an excuse to invite him to a restaurant in advance, explain at the table that he has been short of money recently, and if he is clever, he will pay for this meal, but in order to leave some friendship with each other, it is recommended to pay it yourself, after all, it is you who invite others to eat.
4. Find another person to borrow money and ask him to pay it back. A friend borrowed money and didn't pay it back in time, of course, you can also find him and say that he recently borrowed money from so-and-so, and called the person concerned and asked him to pay him back directly in the future.
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The second is to deliberately not return it. These two situations need to be looked at separately. 1. Forgetting to pay back the money1
At this time, you can knock on the side to remind. If you are a friend with a good relationship, you can ask for it directly, or you can half-jokingly mention the matter of borrowing money. 2.
For example, you can open a shopping app, share the clothes or bags you are looking at, and ask him to help you open them. At this time, you can casually say: "Hey, when it comes to shopping, haven't you paid back the money you borrowed from me last time?"
In this case, the other party will usually return it to you immediately after confirming it. 3.If you are a friend with a general relationship, you can use the method of recreating the situation.
4.For example, the last time he borrowed money to buy clothes, he led the conversation to buying clothes. Or in the process of chatting, pretend that you suddenly remember something:
Oh yes, I just remembered, how was the last time you borrowed money to deal with it, and was it solved satisfactorily? "Anyone with a bit of emotional intelligence knows it's time to pay it back. 2. Deliberately not paying back the money 1
If you have determined that the other party is the kind of person who deliberately does not pay back, you can be resolute in your speech and not too polite. 2.It doesn't work, you can directly find him and say that he has been short of money recently, if he refuses, he must be firm at this time, and tell the other party that even if he pays back some of it first, he is really short of money recently.
Speaking of which, even those with thicker skin will choose to pay back some of it first. 4.It's also a good idea to join a third party.
For example, if you want to buy something for your parents or wife (preferably an expensive one), but you don't have any spare money. Or let the other party feel that you also have difficulties, at this time you can say something like this: "My wife recently calculated the family's income and expenditure, and found that the expenses were relatively large, so let me get the borrowed money back, otherwise the family will not be able to make ends meet if it continues like this, and you know that my salary is like this." I really can't help it.
5.Speaking of which, people who don't want to pay back are embarrassed to refuse. 3. The above are several ways to euphemistically ask a friend to repay the money.
Of course, if the other party is really in trouble and can't pay back the money for the time being, we can't be aggressive. These methods are more suitable for those who forget to pay back or deliberately do not pay back. In general, the way is to find out why the other party didn't pay back the money first, and then try to get the other party to pay back according to different situations, and it is best to let the other party know that you also have difficulties. 
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Method 1: Revisit the past.
When a friend borrowed money from you, you must have asked him why he was short of money. Now you can talk to him about the reason for his lack of money at the beginning, and kindly ask him how things were at the beginning, whether it has been resolved, and whether he is still short of money......The hints are already obvious, and if he hasn't grasped it yet, then you repeat it a few more times.
Method 2: Cite the example of someone else borrowing money.
When you chat with the friend who borrowed money and didn't pay it back, you have to mention how much money you borrowed from you, and what you did (this matter can be made up, after all, life is like a play, it all depends on acting); The amount of money and the things you do should be the same as what happened between the two of you, so that he can remember.
Method 3: Ask him for money on the grounds that he is in financial difficulty.
It's also a more euphemistic way to make up a reason to ask him to repay the money, for example, you just tell him that your daughter-in-law has been in charge of it recently and doesn't have any money on her, and then you want to ask for the money you borrowed before.
Method 4: Borrow directly.
You can borrow as much as he borrows from you, and if he forgets to pay you back, then he can forget the money he lent you, and that's exactly what he has done. If he hasn't forgotten the money he lent you, then you can just make it clear, if you don't pay back the money you owe, you can not pay it back to the friends who need to lend it.
The above four methods are ways to tactfully ask a friend to pay back the money. But I think that when we lend money to our friends, we are kind enough to help them get through the difficulties; In the end, when he asked for money, he made us look like we were debtors, and if you were really good friends, he shouldn't have dragged you back the money. If he really forgets, I think it's better for you to speak directly, so that both of you can save trouble.
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Tell a friend that there is no money to spend, and ask him if he can pay you back, and generally when he hears that you are in difficulty, his friend will pay back.
Tell a friend that you urgently need money and ask him to repay you as soon as possible.
If you are worried that your friend does not have much money to pay back, then let him pay back some of it, so that it is easier to speak.
Talk to your friend about his recent situation first, and then ask him to pay back the money in a joking tone, so that you will be less embarrassed.
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1. Recently, there is something at home, you need money, and you don't know how to make it up 2. Children need to pay tuition fees for school, and the recent capital turnover is not coming, so there is really no way to urge you to repay, 3. When the two parties are together, find an opportunity, jokingly, I am too poor recently, when will you pay back, you want to drink the northwest wind, the above three ways can be tried, and it also saves enough face for friends.
If there is no response from the other party after trying, then consider suing, collect evidence and sue directly, and you can go to the IOU to say that you can assist in the lawsuit.
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It is a matter of course to repay debts, and in order to save a little face for his friends, it can be said that he needs money now, let him make up and pay it back to himself.
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said that I really need money lately, so I'll get some.
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To ask someone to pay back, try the following:
1.Be calm and polite: Make sure you are calm and polite before you speak. Don't be overly emotional or aggressive, so as not to provoke resistance from the other person.
2.Direct Expression: Tell the other party directly that you need them to return your money, and detail the time, amount, and repayment deadline of the loan to increase the other party's awareness of the repayment responsibility.
3.Provide repayment methods: Give a variety of repayment methods to choose from Jingzhou, so that the other party can choose the most convenient way to repay according to their own situation. Bank transfer, Alipay, cash and other methods can be provided.
4.Reminder of overdue interest or consequences: If the other party is late in repayment or has a default clause, you can remind them of the possible overdue interest or other consequences of the manuscript to emphasize the urgency and necessity of repayment.
5.Communicate solutions: If the other party is temporarily unable to repay the loan in a lump sum, you can communicate with the other party to find a solution, such as repaying the loan in installments or making a new repayment plan, so as to reach a consensus between the two parties.
6.Transcripts and dunning vouchers: Make sure that there are written or written records of the communication with the other party in case of future disputes or disputes. At the same time, keep the relevant dunning vouchers or verification information for filing or legal prosecution if needed.
Don't ask for it, let him owe you for the rest of his life, let him feel guilty for the rest of his life, but he may make a profit, and wait for his next salary to follow him, in front of his friends.
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