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I think the husband is missing, and the wife has received a debt collection message, where is her husband? According to my personal speculation, first, it may be that you have escaped debts somewhere, hid in a place where no one can find you, in order to evade responsibility, and wait for a long time, or think that it will reappear after the storm is calm. Second, he has committed suicide.
It may be because of the long-term debt increase, which is unable to repay itself, resulting in suicidal thoughts. If the possibility of suicide is ruled out. Then, it can be seen that her husband is also a not very responsible person, and the loan has not been repaid, but he has disappeared.
It is extremely irresponsible to let your wife take her own faults. If the loan was borrowed through illegal means, it could have been dealt with by the police. If it is a normal borrowing behavior.
Then you must shoulder this responsibility on your shoulders, work hard to make money, and repay it. <>
It is only natural to pay back the money you owe. However, there are many apps on the Internet that lend badly, or that illegally raise funds, saying that they can borrow money for free in the short term. But beyond the expiration date, its interest rate will double and increase upwards.
Therefore, I would like to remind everyone not to trust online lending apps very casually, especially the kind of apps that make it easy for you to borrow. Although it may solve your urgent needs, you will not be able to bear the subsequent profits. There is often a little girl on the Internet, in order to buy a certain bag, borrowing from one app and then using another app to renew the loan, and the cycle repeats, the profits are getting bigger and bigger, and some even lead to suicide by jumping off the building, or being threatened to do some shady business.
We often see such events on the news, and I hope you can make a judgment that an adult should have. <>
If the woman's husband is missing and belongs to a normal loan relationship, I hope you can stand up, fulfill your repayment obligations, and be a man's responsibility.
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It's possible to run away from home, or the husband has something to do without his wife, or he is kidnapped.
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Because of this, my husband should be hiding. So the responsibility is all on the wife, presumably the wife is also more distressed, and she has to bear such a responsibility.
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According to the debt collection information, it may be that he was taken away by the debt collector, or he may be overwhelmed and chose to run away from home.
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I think his husband must have borrowed a lot of money but can't afford to pay it back, so he thinks about hiding and doesn't want others to know where he went, for fear that others will ask him for debt.
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The wife may apply to the people's court to declare her husband a missing person to collect debts for her husband. If the court declares the husband to be a missing person and confirms that the wife is the custodian of the property, the wife can properly manage the property of the missing person and protect the husband's property rights and interests through negotiation, prosecution, etc.
[Legal basis].
Article 40 of the Civil Code.
Where a natural person's whereabouts have been unknown for two years, the interested parties may apply to the people's court for a declaration that the natural person is missing.
Article 43.
The custodian of assets shall properly manage the assets of the missing persons and preserve their property rights and interests.
Taxes, debts and other expenses due to the missing person shall be paid by the property custodian from the property of the disappeared person.
Where the custodian of the property intentionally or grossly negligently causes damage to the missing person's property, he shall bear the responsibility for compensation.
Article 386.
The holder of the security interest shall have the right to receive priority in the repayment of the secured property in accordance with the law in the event that the debtor fails to perform the due debt or the parties agree to realize the security interest, except as otherwise provided by law.
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The husband believed that China Merchants Bank leaked his information and the news of his wife's death to the debt collection company, and China Merchants Bank responded that it took the man's complaint very seriously and verified it. After Mr. Yuan's wife died, Mr. Yuan received a ** who claimed to be a staff member of China Merchants Bank, and the person asked Mr. Yuan if he could help his deceased wife pay off the credit card debt of several thousand yuan, Mr. Yuan questioned the person's origin, and the person said that he was a debt collection company. Mr. Yuan asked if the bank had leaked his and his family's information to them, and the man quickly hung up**.
Mr. Yuan's wife did not tell Mr. Yuan about his credit card before he died, so Mr. Yuan did not know whether what the other party said was true.
But Mr. Yuan was very angry and puzzled about where he learned about his wife's death and how he knew his personal information. Mr. Yuan called China Merchants Bank's ** and said that he was willing to repay his wife's credit card bill, but needed the bank to provide the bill details. And Mr. Yuan said that the bank's act of leaking his and his family's information to the debt collection company made him feel very dangerous and uncomfortable.
Mr. Yuan said that he wanted to know how much information the collection company had about him and who the person who called him was. However, after Mr. Yuan made his claim, he called the bank 6 times to inquire about the progress, but the bank did not give him any direct reply. And the people from the debt collection company called Mr. Yuan again, saying that they could talk to him about anything.
In the era of big data, we seem to have no privacy, and many institutions have our personal information and address, which makes people feel very insecure. And the bank is supposed to be a trusted existence because there are many personal privacy of customers in the bank, but if Mr. Yuan's information is really leaked through the bank, then I think the bank should apologize to Mr. Yuan. If Mr. Yuan's wife owes a bill, it should be the bank staff who calls ** for Mr. Yuan to repay, but the third-party debt collection company calls ** for Mr. Yuan to repay.
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It should be the bank that discloses the customer's information to the collection agency. In fact, the bank has violated the privacy of customers, and this gentleman can sue them.
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As soon as the wife died, the husband was collected by the collection company, and it was the bank that leaked the user's personal privacy, which has been infringed, and the man can defend his rights through legal means.
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Mr. Ming claimed that China Merchants Bank had leaked his information and the news of his wife's death. China Merchants Bank attaches great importance to this matter and quickly verifies it.
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According to her husband, it seems that the bank disclosed their information to a third party. If it's true, I think banks should be punished a little bit and shouldn't give out private information to others.
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As soon as the wife died, the husband was collected by the collection company, which was leaked by this bank, and I think the bank should be held accountable and should apologize and compensate the man.
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I think that's the problem with big data today, and we don't even know who leaked our privacy.
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This is because the bank discloses the customer's data to a third party, so the third-party collection agency collects the debt from the man.
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As soon as the wife died, the husband was collected by the collection company, and the news was leaked by the bank, and the bank asked a third party to collect the debt, and the bank's behavior seriously violated the user's privacy, so the bank will also be severely punished.
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