Can a company s transfer check be paid to an individual

OK. 1. The 1 million advanced by the previous boss can be used as a loan debit: 1 million for the project under construction.

Credit: Other payables - 1 million for someone.

After receiving the invoice of 3 million yuan from the construction unit, it will be debited: 2 million yuan for the project under construction.

Other payables - 1 million for someone.

Credit: 3 million bank deposits.

Specifically, what kind of project you are can replace the "construction in progress" subject mentioned above according to the actual situation.

1) No more than 50,000 yuan can be transferred to the personal settlement account with only personal ID card, if more than 50,000 yuan must provide the basis for payment (that is, contracts, agreements, processing orders, tax payment certificates. and other documents that can prove that the transfer of funds is legal) can be transferred to the personal bank settlement account.

2) You can transfer money through the personal settlement account opened by the payment unit, or you can make inter-bank deposits, but it must be within the same city, such as an urban area or a county seat.

3) The transfer time depends on the time of bank exchange, and generally it takes 1 to 2 days if it does not fall on public holidays, and the maximum is not more than 3 days.

Generally speaking, it is not possible according to the regulations. As long as you are using the transfer check for the purpose of filling in the repayment or payment, ** fee. It can be transferred to an individual.

It is best to write labor expenses for the purpose, and it cannot exceed 50,000 yuan, and if the transfer check issued to an individual exceeds 50,000 yuan, a tax payment certificate must be issued, that is, the tax must be paid.

You can transfer to a personal account, you need to apply for a personal bank card at the bank, for example, if you open a bank card in the Industrial Bank and deposit the check with the transfer check in the Industrial Bank, the money can be deposited in the bank card you have in the Industrial Bank.

However, when filling in the purpose of the check, you can only write "labor expenses", and the bank will not deposit it for other purposes. In addition, the bank also has regulations on the amount of the check, and not all the money is deposited into the personal account.

In addition, the bank also has regulations on the amount of the check, and not all the money is deposited into the personal account. Some banks stipulate that less than 50,000 yuan can be deposited into a personal account.

The company opens a transfer check to an individual, and the operation method of endorsement on the reverse side of the check is as follows: the name and ID number of the payee should be endorsed on the back (sign in the right corner and write the ID number), and the endorsee should write the name of the bank branch entrusted to collect the money.

Deposit method: Fill in the bill, hand over the check and ID card to the counter staff, and then you can entrust the collection of the check. Note: The payee of the cheque must be a settlement account, and other savings accounts cannot be used to transfer and receive money.

OK. A transfer cheque is a voucher issued by an entity notifying the bank to withdraw money from its account. Transfer Cheques can only be used for transfers, not for cash withdrawals. It is applicable to the settlement of payments for commodity transactions, labor services** and other economic transactions between units.

The transfer check shall be signed by the payment unit and handed over to the receiving unit, and the receiving unit shall not be entrusted to sign on behalf of the receiving unit; The issuance of dishonoured cheques and post-dated cheques is not permitted; Cheques are not allowed to be rented out. All units must comply with the relevant regulations of the bank when using the transfer cheque.

Procedure. 1. Issuance: The customer issues a transfer check according to the situation of the unit and stamps the reserved bank seal.

2. Delivery of bills: The customer who issued the bill will hand over the bill to the payee (you can also go directly to the opening bank to handle the payment procedures).

3. Circulation and use of bills: the payee or bearer will endorse and transfer the transfer check according to the needs of the transaction.

4. Entrust collection or prompt payment: The payee or bearer entrusts his own bank with a transfer check to collect money or prompts payment to the drawer's bank. When the payee prompts payment, it should make an endorsement of entrusted collection.

Sign the back of the transfer check at the place where the "endorser's signature" is registered, indicating the words entrusted to receive the payment. Report loss and stop payment: If the transfer check is lost and the person who loses the check needs to report the loss and stop payment, he should fill in and write the notice of loss report and stop payment and sign it, and the notice of loss report and stop payment shall be provided by the bank, and the fee shall be paid according to the standard.

It is an instrument issued by the drawer, and the bank entrusted with the cheque deposit business unconditionally pays the amount of liquid orange to the payee or bearer at the sight of the draw; Units and individual customers who have opened deposit accounts in Yinsui Kai Bank can issue transfer cheques for all kinds of funds used for intra-city transactions and entrust the opening bank to handle the payment procedures. Transfer cheques can only be used for transfers. Transfer checks are served to organizations and individuals, so transfer checks can be issued to individuals.

Article 19 The bill of exchange is issued by the drawer, and the payer is entrusted to pay a certain amount of money to the payee or bearer unconditionally at the sight of the bill or on a specified date. Bills of exchange are divided into and. Article 20 The issuance of a bill refers to the act of issuing a bill and delivering it to the payee.

Article 21 The drawer of the bill of exchange must have a real entrusted payment relationship with the payer, and have reliable funds to pay the amount of the bill**. Bills of exchange without consideration shall not be issued for the purpose of defrauding banks or other parties to the bills. Article 22 The bill of exchange must record the following matters:

a) the words "bill of exchange";

2) Entrustment of unconditional payment;

c) the amount determined;

4) the name of the payer;

5) the name of the beneficiary;

6) the date of ticket issuance;

7) Signature of the drawer. If one of the items specified in the preceding paragraph is not recorded on the bill of exchange, the bill of exchange shall be invalid. Article 23 The date of payment, the place of payment, the place of issuance, and other matters shall be clear and unambiguous when the bill of exchange is recorded.

If the date of payment is not stated on the bill of exchange, it shall be paid at sight. If the place of payment is not indicated on the bill of exchange, the place of business, domicile or habitual residence of the payer shall be the place of payment. If the place of issuance is not recorded on the bill of exchange, the place of business, domicile or habitual residence of the drawer shall be the place of issuance.

Article 24 The bill of exchange may record other matters other than those stipulated in this law, but the items recorded in the bill of exchange do not have the effect of the bill. Article 25 The date of payment may be recorded in one of the following forms:

1) Pay at sight;

2) fixed payment;

3) Regular payment after ticket issuance;

4) Regular payment after seeing the ticket. The date of payment provided for in the preceding paragraph shall be the due date of the bill of exchange. Article 26 After the drawer issues the bill of exchange, it shall assume the responsibility of guaranteeing the acceptance and payment of the bill.

When the drawer fails to accept or pay the bill of exchange, it shall pay off the amount and expenses provided for in Article 70 and Article 71 of this Law to the bearer.