When buying car insurance, what are the issues that need to be paid attention to when buying car ins

It doesn't matter whose name is written in the driving book, you don't need to provide the information of the registrant on the driving book, whether it is online or in a physical store, buy insurance, you only need to provide a copy of the driving book of the insured vehicle (the driving book is a blue book, it is the ID card of the car) and a copy of the ID card of the insurer (who bought the insurance, who will use whom), whether it is compulsory traffic insurance or commercial insurance, it is like this, my car name is not mine, I bought N times insurance, I have always bought it like this, the year before last I listened to the radio when I listened to ** Car insurance to send something, just buy the ** car insurance, last year I bought it online, there is a discount, anyway, it's the same, is to take a copy of the policy for you to see, agreed, just pay the money, and then provide the things I said, and then the copy of the policy he took away, you just wait, about 2 days to send the official policy and the decal of the compulsory insurance together.

Don't worry about these, just show a copy of the insured vehicle's driving license and a copy of your aunt's ID card!

It's simple, it's not that complicated!

Whose name is left on the policy can protect your name; Only ID card and driving license are required!!

Be sure to pay attention to buying some insurance that suits you, and you can also get the corresponding compensation when there is a problem, and most of the insurance does not have any effect after purchase, so you must be careful not to buy too much.

First of all, it is necessary to look at the purchase contract, as well as the terms of the car insurance inside, what is covered, how much, and then you can see what kind of damage can be claimed, such as whether the car door is stolen or not, in short, the terms must be read carefully, and then look at the date, and whether the amount is right.

Be sure to pay attention to some details, and when buying car insurance, you should also decide according to your actual situation, there are many car insurance is not necessary to buy, don't listen to some salesmen's sales, you must have your own opinions.

What we need to consider is whether the car has been scratched, whether the car has been stolen, and more consideration is the practicality of car insurance, the after-sales protection should be reliable, and the car insurance company should provide good service.

Learn about what car insurance covers, including what you can cover and what your exclusions are. When car owners buy car insurance, they should carefully read the terms of car insurance, many car owners only know the name of the car insurance and generally understand what to cover. As everyone knows, every type of insurance is knowledgeable.

Only by reading the terms of the insurance policy can you make the most of the car insurance you insure. When the car owner applies for insurance, he should pay attention to the restrictive provisions of each type of insurance, so as to avoid disputes with the insurance company after the accident.

1. It is very necessary to pay attention to the terms of car insurance for car insurance, he is related to our interests, read the terms of car insurance carefully, pay attention to the exclusions Nowadays, some car owners want to make it easier for intermediaries to insure, so that some irresponsible intermediaries will match the type of insurance and adjust the amount of insurance and damage the interests of car owners. When entrusting others to handle insurance, car owners must have a comprehensive understanding of what the type of insurance is for the vehicle, how much is the rate and amount of insurance premiums for each type of insurance, and understand the insurance responsibilities and exclusions of each type of insurance, so as to avoid unnecessary troubles when making claims.

2. The insurance method we have to choose when insuring insurance is also very important, and the car insurance should be in full Some car owners choose insufficient insurance in order to save premiums. Although you can save a little on the premium, if you have an accident that causes damage to the vehicle, you will not be paid in full, which is really more than worth the loss. It is recommended to insure the vehicle in full according to the actual value of the vehicle, so that you and your car can be effectively protected.

3. Repeated insurance overinsurance is not cost-effectiveThe Insurance Law stipulates that if the sum insured amount of duplicate insurance exceeds the insured value, the sum of the compensation amount of each insurance company shall not exceed the insured value, so even if you buy a few more insurances, you will not get the over-value compensation. In addition, when assessing the damage of the insured vehicle, the insurance company determines the amount of compensation in strict accordance with the actual loss of the insured vehicle, and if the actual value of the vehicle is only 150,000 yuan, the maximum compensation of the insurance company will not exceed 150,000 yuan.

4. In addition to the indispensable compulsory traffic insurance, car insurance is voluntarily purchased by the car owner according to his needs, so the car owner should choose the appropriate car insurance according to the specific situation and actual needs of the car, and it is not necessary to buy unnecessary or cost-effective insurance.

When renewing car insurance, car owners should also pay attention to the insurance company's premium concession terms. Under normal circumstances, if the vehicle has not been insured for one year, it can enjoy a premium discount of about 10% when the insurance is renewed in the second year; If there is no insurance record for several consecutive years, then the premium discount can reach up to about 30%.

It is necessary to pay attention to the ** of car insurance, the content of the protective chain of car insurance, the way of claims, the proportion of compensation that needs to be paid attention to, the handling fee and the conditions of claims.

Pay attention to understand the specific protection items of car insurance, hide and pay attention to the content of the contract, and at the same time, you should also pay attention to the comprehensiveness of car insurance, and also pay attention to the relevant content of car insurance, and at the same time, you should also ensure some accidents of car insurance, and so on.

We should pay attention to the size of the insurance company, and we should pay attention to the place of insurance, and we should also laugh and consider some of the problems of compensation, or our invoices, or some agreements we signed with the insurance company, etc., these are all issues that should be paid attention to.

It is necessary to buy insurance according to your own needs, and you must read the insurance terms, insurance content and insurance amount clearly. Don't particularly listen to the insurance recommended by the salesperson, you can also buy it according to the recommendation of a friend.

The environment we live in will undergo various changes all the time, so in the continuous development of social economy, as well as the continuous progress of science and technology, our living standards are getting higher and higher, and more and more cars appear in people's field of vision. When we buy a vehicle, we must pay attention to one of the issues, that is, to buy the corresponding insurance. So for such a process of buying insurance, what problems do we need to pay attention to, in the process of buying car insurance, we need to pay attention to a lot of things.

In the process of buying car insurance, there are three types that must be purchased, that is, forced traffic insurance, third-party liability insurance and car damage insurance. These three types of insurance may occur in the process of driving a vehicle, and relatively speaking, it is relatively useful for our training, so we must buy these three types of insurance. <

In addition, we must know with the elders that in the process of purchasing insurance, we must carefully understand some of the terms explained in the contract, and know one of his insurance coverages. So this is very important for us to choose what kind of insurance to report, or a degree of insurance, so for this aspect, we must not ignore.

It includes a scope of insurance, and only by clearly knowing the scope of insurance can we determine whether we can apply for insurance. And if in our daily life, because of some small scratches, there is no big impact on the safety of the vehicle and life, then it is best not to apply for insurance, because insurance it will become an increasing trend every year, if you increase the number of insurance, then its cost will also increase, so this must also be noted. Another thing we must know is that insurance must be purchased, because it is difficult for us to ensure that we will not have all kinds of accidents during the process of driving the car.

Hu Xiangtan must choose a large insurance company, and must choose the right car insurance for himself, when buying car insurance, he must buy three and car damage insurance, so that he will be more protected, he must buy insurance that suits him, do not listen to the sales staff, and the banquet must be assertive.

The first is the size of the insurance company. Car insurance involves future damage assessment, claims, etc., and the service is the most important thing when choosing an insurance company, not only the level of premium. Large insurance companies have a good reputation, the insurance is more timely, and the claim standard is also higher, and they can generally claim compensation to customers according to the maintenance cost of the 4S shop, but the premium will be relatively high.

The second is the place of insurance. From the perspective of claims, it is more convenient and faster to buy car insurance in the 4S shop, and you can go directly to the 4S shop after the insurance, and you don't have to worry about anything else, and the 4S shop is generally very good in repair technology, so you don't need to worry about the quality of repair. In the insurance company, it is necessary to be pure and filial piety, but it takes more time to assess losses and settle claims after repentance.

If you want to buy car insurance, you must find a very regular company to buy, and when buying insurance, you must pay attention to the details, do not rush to bring unnecessary trouble to yourself, but if you don't understand car insurance at all, you must find a professional to help us do the state conspiracy, but when making a decision, you must decide according to your own ideas, don't listen to others at will.