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What is Compulsory Motor Vehicle Traffic Accident Liability Insurance:
The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.
Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. The premium is the implementation of the national unified charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different, and the main influencing factor is the "number of car seats".
From September 19, 2020, the Guiding Opinions on the Comprehensive Reform of Motor Insurance will be officially implemented, and the total liability limit of compulsory traffic insurance will be increased from 10,000 yuan to 200,000 yuan.
What does compulsory motorcycle insurance cover:
Any loss caused to a third party (except for the car and the people on the car), regardless of whether it is liable or not, is within the scope of compulsory traffic insurance.
Liability limit of compulsory insurance for motor vehicle traffic accident liability (after February 1, 2008), compensation limit for motor vehicles liable for road traffic accidents, compensation limit for death and disability: RMB 110,000, compensation limit for medical expenses: RMB 10,000.
The difference between compulsory traffic insurance and commercial insurance:
1. The principle of compensation is different.
2. The scope of protection is different.
3. Mandatory.
4. According to the provisions of the "Regulations", the compulsory traffic insurance implements a unified national insurance terms and basic rates, and the China Insurance Regulatory Commission approves the rates in accordance with the principle of "no profit and no loss" in the compulsory traffic insurance business as a whole. It can be seen that the purchase of compulsory traffic insurance is basically the same.
5. Compulsory traffic insurance implements itemized liability limits. It can be seen that the purchase of compulsory traffic insurance should clarify the sub-responsibilities.
Mandatory vs. non-mandatory:
According to the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the owner or manager of a motor vehicle shall be insured with compulsory insurance, which means that as long as the owner buys a car, he needs to insure it every year. At the same time, the insurance company cannot refuse to underwrite, delay the underwriting and terminate the contract at will. Commercial insurance, on the other hand, is not mandatory, and the policyholder and the insurance company enter into an insurance contract under voluntary and equal conditions.
Therefore, the car owner can also only insure the compulsory traffic insurance, of course, because the scope and degree of protection are relatively limited, the risk is greater.
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Insurance companies also want to make money, but your money is too small, they are not willing to take your order, if you say to buy 100 to financial insurance, you see they will lift you high like a god, insurance salesmen are more powerful, there is no need to be angry about this little thing, drive carefully, pay attention to it.
1. Motorcycles can buy Ping An Insurance's compulsory traffic insurance.
Motorcycles belong to the scope of compulsory insurance in China, in the compulsory insurance regulations on motor vehicle traffic accident liability clearly stipulate that the types of insured motor vehicles, the nature of use is divided into family cars, non-business buses, business buses, non-business trucks, business trucks, special vehicles, motorcycles and tractors 8 types. Motorcycle compulsory insurance should be handled by insurance companies such as Pacific Insurance, Ping An Insurance, PICC Car Insurance, and Sunshine Car Insurance.
2. The following documents are required to purchase compulsory insurance for motorcycles:
1.Driving license (original, copy, **, choose one of the three).
2.ID card (copy, **, front and back, choose one of the two).
3. Can Ping An Insurance buy compulsory motorcycle insurance?
Ping An Insurance of China can purchase compulsory motorcycle insurance.
When applying for or purchasing compulsory traffic insurance for motorcycles, you need to provide some materials and documents. When purchasing or insuring compulsory traffic insurance for motorcycles, it is necessary to submit the ID card of the motor vehicle owner (if the owner of the motor vehicle is a company, it is also necessary to provide the organization ** certificate and the ID card of the agent) and a copy, and the motor vehicle information certificate (the driving license or motor vehicle registration certificate for the renewal car is provided, and the manufacturer certificate is required for the new car without a license) and a copy.
4. Exemption from liability
1) Losses caused by traffic accidents intentionally caused by the victim;
2) Losses to the property owned by the insured and the property on the insured motor vehicle;
3) Losses caused by traffic accidents involving the insured motor vehicle, resulting in the victim's suspension of business, driving, electricity, water, gas, production, communication or network interruption, data loss, voltage changes, etc., as well as the depreciation of the victim's property due to market changes, losses caused by the reduction in value after repair, and other indirect losses;
4) Arbitration or litigation costs and other related expenses arising from traffic accidents.
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Compulsory liability insurance is mandatory by the state, and if the insurance company refuses to buy it, it can file a complaint with the local insurance regulatory commission.
Overview of Motorcycle Insurance Types:
Motorcycles, like cars, are also motor vehicles, so their insurance can be summarized as compulsory insurance and commercial insurance, or basic insurance and additional insurance. Specifically, it includes compulsory traffic insurance, motorcycle loss insurance, third-party liability insurance, theft insurance, vehicle seat liability insurance, spontaneous combustion insurance, scratch insurance, etc.
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Hello, it is a pleasure to serve you. Ping An good car owners buy motorcycles to pay for the strong insurance method as follows. 1.
Open"Safe and good car owner"The app clicks on the homepage to click [Buy Car Insurance] 2After entering the [Ping An Auto Insurance] interface, click [Renew Now]3After filling in the [insured city], [license plate number], and [certificate state return number], click [Go**]4
Enter the [Auto Insurance Renewal] interface, select [Compulsory Insurance], and then click [Get**]5After confirming the information filled in later, click [Go to Payment].
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Summary. Hello, it is a pleasure to serve you.
Ping An Insurance's online purchase method of motorcycle compulsory insurance.
Ping An Insurance's motorcycle compulsory insurance is purchased online.
2.Ping An Insurance***, for example, the public register of Ping An Good Car Owners provides Jiaozhou Tangerine Zheng Qiang Insurance ** purchase, and after paying attention, Wu Tongdian Insurance Service can see the entrance of "buy car insurance";
3.The third-party platform of Ping An Insurance, such as Ping An Good Car Owner, can also directly purchase compulsory traffic insurance on it. In addition to online purchase, Ping An compulsory traffic insurance can also be purchased through **purchase caution, directly and Kuanna, call the official customer service of Ping An Insurance**, in addition, the owner can also bring the relevant information such as the Kuanqiao Shed policy directly to the offline outlets of Ping An Insurance Company to purchase.
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Summary. In addition to online purchase, Ping An compulsory traffic insurance can also be purchased through **, directly call the official customer service of Ping An Insurance**, in addition, car owners can also bring the policy and other relevant information directly to the offline outlets of Ping An Insurance Company to purchase.
Dear, hello, I am Lee Shau Kee good at loans, prudent insurance, and banking business, for more than 20,000 people successfully solved the question of morning luck, the problem I have seen with a wide open eye, is typing to sort out the answer, please wait a while
1.The official website of Ping An Insurance provides compulsory traffic insurance** purchase; 2.Ping An Insurance***, for example, Ping An Good Car Owner*** provides compulsory traffic insurance** purchase, and after paying attention, you can see the entrance of "buy car insurance" by clicking on the insurance service; 3.
The third-party platform of Ping An Insurance, such as Ping An Good Car Owner, can also directly ask to buy compulsory traffic insurance on it. In addition to online purchase, Ping An compulsory traffic insurance can also be purchased through **, directly call the official customer service of Ping An He Xian Pure Insurance**, in addition, car owners can also bring the policy and other relevant information directly to the offline outlets of Ping An Insurance Company to purchase.
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Summary. Hello, Ping An Insurance can buy motorcycle compulsory insurance, and Ping An Insurance is qualified for compulsory traffic insurance.
Hello, Ping An Insurance can buy motorcycle compulsory insurance, and Ping An Insurance is qualified for compulsory traffic insurance.
The following materials are required to purchase motorcycle insurance: 1. Driving license (original, copy, **, choose one of the remaining three delays). 2. If the insurance policyholder is an individual, he or she needs to provide:
ID card (copy, **, both to the front and back, choose one of the two), if the insurance policyholder is an enterprise: organization ** certificate (copy, **, choose one of the two to carry the core). 3. ID card, driving license and sub-page, if it is renewed, you must bring the policy of the previous year, and the most important point is that the banknotes should also be prepared.
The annual premium for motorcycles with a displacement of 50cc and below is 80 yuan, the annual premium for 50cc-250cc (inclusive) is 120 yuan, and the annual premium for motorcycles above 250cc and side three wheels needs to be insured for 400 yuan. Other displacement cars are subject to the insurance company**.
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Summary. Hello, it is a pleasure to serve you.
Ping An good car owners buy motorcycle compulsory insurance methods as follows.
2.After entering the [Ping An Auto Insurance] interface, click [Renew Now]3After filling in the [insured city], [license plate number], and [ID number], click [Go**]4
Enter the [Auto Insurance Renewal] interface, select [Compulsory Insurance], and then click [Get**]5After filling in the information, after confirmation, click [Go to pay] how to buy compulsory motorcycle insurance for Ping An good car owners.
Hello, it is a pleasure to serve you. Ping An good car owners buy motorcycles to pay for the strong insurance method as follows. 1.
Open"Safe and good car owner"The app clicks on the homepage to click [Buy Car Insurance] 2After entering the [Ping An Auto Insurance] interface, click [Renew Now]3After filling in the [insured city], [license plate number], and [certificate state return number], click [Go**]4
Enter the [Auto Insurance Renewal] interface, select [Compulsory Insurance], and then click [Get**]5After confirming the information filled in later, click [Go to Payment].
Ping An car insurance, whether it is a car or a motorcycle, the premium of compulsory traffic insurance is uniformly regulated, but different types of cars, the ** of compulsory traffic insurance will be different, such as the premium of car compulsory insurance is related to the number of seats and the attributes of the car; The ** of the motorcycle is uniformly regulated according to the displacement, the larger the displacement of the motorcycle, the higher the risk of driving the Zen Kai attack, so the premium will be correspondingly increased. The premiums of compulsory insurance for motorcycles of different displacements are as follows: 1. If the vehicle emissions are 50cc and below, the annual premium is 80 yuan; 2. The amount of the vehicle is 50cc-250cc (inclusive), and the annual premium is 120 yuan; 3. If the vehicle has a displacement of more than 250cc and three wheels on the side, the annual premium is 400 yuan.
If the motorcycle owner wants to take out compulsory traffic insurance in Ping An Auto Insurance, then he can bring the motorcycle driver's license, driving license, copy of the front and back of the ID card, a copy of the factory certificate of the motorcycle and other materials to the insurance company's nutrition outlets for insurance, or you can also apply for it on the official ** and APP of Ping An Auto Insurance.
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