Can I buy a Baojun 510 car in installments? What do you need to have?

It is possible to buy the car in installments.

What you need:

1. Have a valid identity certificate and have full capacity for civil conduct;

2. Able to provide proof of fixed and detailed address;

3. Have a stable occupation and the ability to repay the principal and interest of the loan on time;

4. Good personal social credit;

5. Hold a car purchase contract or agreement approved by the lending bank;

6. Other conditions stipulated by the cooperative institution.

Baojun 510 <>

The Baojun 510 is positioned as a small SUV, and the new car adopts a new family-style design, with a split layout of headlights, with slender and sharp LED daytime running lights on the upper side, and hexagonal headlights on the lower side that are high and low beam headlights. The chrome trim around the front grille extends to the daytime running lights above, giving the front face a sleek look.

1 model introduction.

The Baojun 510 is positioned as a small SUV, and the new car adopts a new family-style design, with a split layout of headlights, and a slender and sharp LED daytime running light on the top, which is <>

The hexagonal headlights under the Baojun 510 are the high and low beam headlights. The chrome trim around the front grille extends to the daytime running lights above, giving the front face a sleek look. The side of the new car is designed with a high waistline, and the popular floating roof is also used.

In terms of dimensions, the length, width and height of the new car are 4220mm, 1740mm and 1605mm respectively, and the wheelbase is 2550mm.

2 car configuration.

Inside, the interior of the Baojun 510 comes in black and brown with matte metal accents. In terms of configuration, the new car is equipped with one-button start, 8-inch floating central control screen, flat-bottomed steering wheel, automatic air conditioning, cruise control and other configurations.

In terms of power, the new car will be equipped with the same L2B naturally aspirated engine as the Baojun 730, with a maximum power of 82kW and a maximum torque of 147Nm, mated to a 6-speed manual gearbox, and fuel consumption under comprehensive working conditions. [1]

3 models were launched.

On September 8, 2017, SAIC-GM-Wuling's Baojun 510 automatic transmission model was officially launched, with a total of two models, fashion and luxury, priced at 10,000 yuan and 10,000 yuan respectively.

Whether it can be phased needs to be determined with the car dealer, and the conditions need to be met:

1. Have a valid identity certificate and have full capacity for civil conduct;

2. Able to provide proof of fixed and detailed address;

3. Have a stable occupation and the ability to repay the principal and interest of the loan on time;

4. Good personal social credit;

5. Hold a car purchase contract or agreement approved by the lending bank;

6. Other conditions stipulated by the cooperative institution.

A 30% down payment is 22,740

The monthly payment is: 1736

30% down payment 36 installments below.

Car price: 75800 Loan: 52760

Down payment: 22740 Processing fee: 2500

Personal accident insurance: about 500 Renewal deposit: 2000 car purchase tax: 5592 listed. Assessment: 450

Insurance: about 5000 monthly payment: 1736

The maximum amount of personal car loan is not more than 70% of the purchased vehicle** (excluding various additional taxes and premiums), and the specific amount of your loan can only be determined after comprehensive approval by the outlet!

If you have already passed the car dealer and have a fancy for the model you need to buy, you can confirm whether there is cooperation with China Merchants Bank through the car dealership, if not, you can try to contact the local China Merchants Bank counter personal loan department directly to handle your loan application, and the handling bank needs to specifically review your situation to determine whether it can be handled.

If you are currently looking for a trial monthly payment for reference, please open the link below to try to calculate the monthly payment using the current benchmark interest rate. (You can view the monthly payment, monthly principal, monthly interest, principal balance, total interest and total repayment).

30% down payment 36 installments below.

Car price: 75800 Loan: 52760

Down payment: 22740 Processing fee: 2500

Personal accident insurance: about 500 Renewal deposit: 2000

Purchase tax: 5592 listing. Assessment: 450

Insurance: about 5000 monthly payment: 1736

This is our 4S shop to calculate that you need to pay 38282 to pick up the car

Zero-interest car loan refers to the car loan launched by E-Loan, China United Bank, auto finance company and other institutions, as long as the car buyer pays a certain down payment, there is no need to pay any interest within a certain period of time. A zero-interest car loan is a business** model.

Zero-interest car loan application conditions:

1. A natural person with full capacity for civil conduct and between the ages of 18 and 60;

2. Stable income and strong repayment ability;

3. Have a local household registration, be able to provide proof of identity and residence;

4. Have a real estate certificate or other proof of financial resources.

Zero-interest car loan application information:

1.ID cards and household registration books of both husband and wife;

2.Proof of valid income of both husband and wife;

3.Marriage certificate of both husband and wife, divorce certificate in case of divorce, and single certificate issued by the civil affairs bureau of the place where household registration is located if unmarried;

4.Proof of Property:

The original property ownership certificate is required to purchase the house in full.

To purchase a house with a loan, you need to provide a purchase contract, a loan contract, a purchase invoice, a mortgage repayment details, a repayment plan and a balance certificate.

Interest calculation and precautions:

1. On the surface, an interest-free loan to buy a car can save a lot of money, and it is indeed a rare opportunity for consumers who are short of funds and want to have their own car in advance. However, it is not true that there are no fees for buying a car with an interest-free loan, and consumers need to pay a certain amount of handling fee when buying a car through an interest-free loan, and the handling fee standard of each bank is different. In addition, consumers also have to pay insurance premiums, deposits, etc. in the process of buying a car, so that the interest-free loan to buy a car does not really save money.

2. When buying a car, you must first understand the situation and then go through the car purchase procedures. Be cautious in the face of interest-free car loans, know that there is no free lunch in the world, and at the same time choose a loan method that suits you based on your economic income, so as not to increase the pressure on your life.

The down payment for the car is 20 50, the general bank requires 40 50, and some car dealers can find some financing companies to do 20, or even lower.

Generally paid off in 2 5 years, the monthly repayment depends on how much you borrow, you can use real estate as a guarantee to first know that the beneficiary of the installment payment for buying a car is a bank or financial institution, because now many banks have a relatively high threshold for loan to buy a car, and more financial companies, especially the financial companies with the same series of car manufacturers, began to handle convenient loan procedures for customers. (For example, Shanghai GM's finance company has a GMAC loan).

The second is the condition requirements for car buyers: generally those with normal salary income, preferably provident fund, real estate (with property rights) or married. Of course, if you have other written documents that can prove your ability to repay the loan, you can do so.

The down payment of about 10,000 yuan can mention this car, the monthly payment is more than 2,000, buy this car in the circle of new cars, not only can you have a low down payment, but also the last personal household.

It's better to buy a car at Dandan----a-p-p-p, you can pick up the car from 0 to 10%, and you can pick up the car for a few thousand yuan.

You can go to the upper line to see, 0-1 into the right handle.

The circle of new cars can be referred to, on the individual households, the ownership of the vehicle is their own, the down payment is low, the reputation is good, my friend bought it on it, very good.