How about Ping An Jinrui Life Insurance?

Ping An Jinrui Life is a product that is off to a good start with Ping An financial management, with good protection and a certain degree of flexibility. If the 3-year payment is about 7 years old, in the long run, insurance and financial management are related to the company's operation, the universal interest rate is sometimes high and sometimes low, and there is a certain uncertainty in the future income, but the principal is very safe.

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Ping An Jinrui lifeInsurance BenefitsAs follows:

1. Special Survival Payment:In the 5th and 6th years after the policy is in force, $50,000 per year (50% of the annual premium paid) will be paid, and a total of $100,000 will be paid over two years, which can be used to plan for children's early education.

interest cultivation, etc.

2. Survival Money:From the 7th to the 14th year of the policy, for 8 consecutive years, RMB (30% of the Basic Sum Assured) will be paid annually to protect long-term education and quality of life.

3. Maturity payment:At the end of the 15th year of the policy, 75,455 yuan (100% of the basic sum assured) will be paid to prepare for the child's entry into high school and college.

4. Jucai Bao Universal Account:Special survival fund, survival fund, and maturity fund are not received, and you can choose to enter the Jucaibao universal account to accelerate wealth growth and enjoy wealth appreciation for life. The universal account can be partially withdrawn, and you can plan your financial needs for key stages of life according to your needs.

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The salesman of the sales force will do whatever it takes to get the performance, and he will not even let go of his relatives and friends.

Ping An Insurance guarantees safety, and having Ping An Insurance guarantees a lifetime of safety.

Many of Ping An's insurance plans are made differently for different groups of people.

Ping An Life Jinrui Life Annuity Insurance is not bad. It's worth buying. Jinrui Life Annuity Insurance is the latest wealth management product of Ping An Insurance, which was listed on October 1, 2018, and is a good start product of Ping An Insurance in 2019, which has been highly anticipated by the majority of insured customers.

The main features of Ping An Jinrui Life Annuity Insurance are mainly in two aspects, one is the additional insurance, Ping An attaches the life dignity terminal illness insurance clause, the insured is determined to be a serious illness terminal and unable to ** and the average survival period is less than 6 months, can apply for early payment of insurance benefits. The second is automatic advance payment and reduction payment, which means that once the policyholder is financially tight, he can apply to pay the premium with cash value.

From the above introduction and insurance liability, it can be seen that the insurance period of Jinrui Life Annuity Insurance is 15 years, which can be used for short- and medium-term financial management; Insured together with the Jucaibao universal account, Jucaibao is a lifelong product, and all rebates can be entered into the universal account to achieve lifelong wealth appreciation.

Overall, the guarantee of this product is still good, and it has a certain degree of flexibility, I hope you can choose according to your actual situation. If the answer does not solve your question, you can click to consult a professional insurance planner, and you can also customize the protection plan for free to help you choose cost-effective insurance products, saving you worry and money.

Ping An Jinrui's life, there have been many controversies since the sale, and some people even say that buying Jinrui ruined his life. In a word, Jinrui Life is an annuity insurance with flaws and flaws.

2.When you need money urgently, you can use an insurance policy to take out a loan.

Disadvantages: Ping An Jinrui Life belongs to the pricing of traditional insurance, belongs to non-participating insurance products, although the income is relatively stable, but compared with the dividend product, the income will be less, you can compare Taikang Xinfu annuity, look at the difference between the two to understand.

Ping An Jinrui Life is a non-participating annuity insurance with stable but relatively small income, which is used as a follow-up child's education, family security or personal entrepreneurship fund is good, meeting the financial vision of different groups of people in the family.

Ping An of China. One of its insurance products, Jinrui Life, is deeply loved by the majority of investment enthusiasts. The age range of the policy is between 28 days and 65 years old, and the insurance period is 15 years.

Good no good? Is it reliable? I think this insurance product is reliable, mainly for the following reasons.

First of all, the payment method of Jinrui Life is three, five and ten years, which is a focusInvestment and financial managementand short-term benefit annuity insurance, although he has a short protection time, only 15 years, but it can be used with other universal accounts to improve income. Secondly, users can choose such short-term annuity insurance if their capital status is allowed. The income of Jinrui Life is divided into two parts.

Finally, Jinrui Life is in the form of the product in the form of annuity main insurance plus universal account, and the annuity main insurance is responsible for returning the insurance money regularly according to the regulations in the 5th to 15th policy years, and the returned insurance money will be transferred to the universal account for secondary appreciation, so this is an additional income for investors.

1: Short-term insurance + universal account insurance.

Jinrui life's payment method is three years, five years and ten years, is an annuity insurance that focuses on investment and financial management and short-term benefits, although he has a short protection time, only 15 years, but can be used with other universal accounts to improve income.

Two: The income of Jinrui's life is considerable.

Users can choose such short-term annuity insurance if their capital status allows. The income of Jinrui Life is divided into two parts.

Three: Jin Rui's life has a lot of regret and silver.

In the form of the product, Jinrui Life is in the form of annuity main insurance plus universal account, and the annuity main insurance is responsible for the regular return of the family reform insurance money in the 5th to 15th policy years according to the regulations, and the returned insurance money will be transferred to the universal account for secondary value-added, so this is an additional income for investors.

Life annuity insurance is still quite good. After buying this insurance, you can eliminate a lot of worries, and it is still relatively reliable.

Very good, very reliable, many people will buy this kind of insurance, but also a kind of protection for themselves, so the sales are very good.

It is very good, especially reliable, if you need it, you can start this insurance, and it has a very good after-sales service.

Ping An Jinrui Life Insurance Product Plan consists of Jinrui Life Annuity Insurance and Jucaibao (2017, ii) Annuity Insurance (Universal). Through the determination of cash flow with high benefits, the quality of life of the whole family is guaranteed, and with the policy account, it can meet the needs of children's education, quality pension and wealth protection and inheritance.

Jinrui Life Annual Payment, 1 times the basic sum assured of the main insurance will be paid at maturity, and 50% of the annual premium will be paid annually on the 5th and 6th policy anniversaries, totaling 1 premium; Pay in 10 years, pay 2 times the basic sum assured of the main insurance at maturity, and pay 100% of the annual premium on the 5th and 6th policy anniversaries, totaling 1 premium.

Jinrui Life Insurance Product Plan is suitable for people aged 0-65, and the insurance period is lifelong.

Ping An Jinrui Life is a 10-year annuity insurance product, although the main insurance is fixed, but the additional Jucai Bao universal insurance is guaranteed for life.

I heard that the safe Jinrui life was sold very hot from the beginning, but is Jinrui's life worth buying? For detailed product evaluation, please see here: "Ping An's Good Start Annuity Insurance Jinrui Life 2020, the Truth Behind the Crazy Robbe".

Annuity dividend insurance can be used for wealth inheritance, children's entrepreneurship, and parents' pension. I can make a detailed plan for you, and the benefits are very good.

Summary. Hello dear! Jinrui Life is an annuity insurance protection launched by Ping An Insurance, the advantages of this product are still relatively obvious, in addition to being guaranteed to receive until the age of 80, you can also live in a high-end pension community!

Hello dear, this type of plexus! Jinrui Life is an annuity insurance protection launched by Ping An Insurance, the advantage of this product is still more than Mingsen Sakura rental socks, in addition to guaranteeing that you can receive until the age of 80, you can also live in a high-end pension community!

Jinrui's life protection is still good, mainly due to the following advantages: 1. High value: The return amount of this product is still relatively high, and the relevant insurance costs can be refunded in the case of the death of the insured, and in the absence of deduction of survival funds and other methods, the death guarantee will be higher.

2. Universal account: Jinrui Life has a universal account, and its connotative rate of return is not low.

3. Fast profit time: Jinrui's life payment period is relatively short, and it is a lifelong appreciation product, and the funds will be more flexible.

Ping An Insurance Jinrui Life supports three ways to receive special survival insurance money, survival insurance money and maturity survival benefit.

Special survival insurance benefits: you can choose to pay in 3 years, 5 years and 10 years; If you choose to pay 3 years and 5 years, you can get 60% and 100% of the annual premium respectively if the insured is still alive on the 5th to 6th anniversary of the policy. If you choose to pay 100% of the annual premium, you can get 100% of the annual premium if the 5th to 9th anniversary hand liquid stalls are still alive.

Survival Insurance: As mentioned above, for the 3rd and 5th years of payment, 30% of the sum insured can be paid in the case of remorse on the 7th to 9th anniversary; The 10-year anniversary benefit is 50% of the sum assured for the 10th to 14th anniversary.

Maturity Survival Benefit: If the insured is still alive after the expiration of the insurance period, the insurance company will pay 100% of the sum insured.

In addition to having a variety of forms of money back, the funds of its policy are also relatively flexible; However, the guaranteed interest rate of Jinrui Life is not high, so it is uncertain how much income the hall can have.

I paid for three years, 30,000 a year for three years.

In general, Jinrui Life Insurance has advantages and disadvantages, and people with better conditions and relevant needs in Dongqiao or Nawuji can still consider taking out insurance; However, for people with average economic conditions or who have not done a good job of basic health protection, it is still not recommended to consider annuity insurance products such as Jinrui Life.

How about the benefits of this product.

The guarantee is uncertain! Dear, you can refer to the cash value of your policy for each year! [Compare hearts].

In general, Ping An Jinrui Life's 21-year financial insurance protection is decent, and there is still a lot of room for improvement. And the income is really a grip, if you want to enter the wild socks through annuity insurance before the skin, you can consider other products!