Are you in the financial business? Do you know how to manage your money?

I think I'm a conservative person, and I'm not very good at managing money, but I have the financial power of my family.

1. Young people who have no spare money to invest in today's young people, especially the post-90s, should have no extra money to support financial management. Many people are moonshine people, and they have to repay various loans every month, have to deal with various expenses, and also have to raise children and the elderly, so there is no spare money in such a situation. A lot of the time, I have to live a relatively budget-conscious life to support my family's various expenses.

My husband is a very good spender, and he doesn't have any concept of money, so I have a lot of money at my disposal.

2. ConservativeI have always been a conservative when it comes to money, and I am not willing to take any risks. If there is extra money, I will only keep it in the bank so that I can feel at ease. If it's other investments, it makes me feel scared, I'm afraid of losing all my money.

In my opinion, money is the most stable in my own hands, and it will give me enough security. Although I envy the people who invest in a lot of returns, I am very sympathetic to them when they fail, and I am unwilling to go through such a situation, which will make me unable to accept it.

3. Fear of having nothing, I am afraid of losing, I am afraid that I don't have a penny, and this situation will make me completely devastated. The monthly expenses are huge, and if I go to financial management again, I will be happy if I succeed for the time being, and it is my sin to fail the monofilament. I don't want my children to suffer with me, I don't want the elderly to follow me to be afraid, I like a down-to-earth life.

Maybe I'm a pseudo-youth, unwilling to take risks, and have the same thoughts as older people. But I think that not managing money is the greatest wealth, so that the family can live a stable life. It should be that most ordinary family members can't experience any wind and rain, and like me, they don't dare to take risks easily.

No, I think managing money is a very difficult thing, and my expenses are relatively large in normal times, and I don't have extra money to manage my finances.

I know how to manage money, my monthly salary has been reasonably planned, and I have also purchased related financial products, and the income is also considerable.

I don't know how to manage money, and I think it's very difficult to learn, so I don't get involved in that.

I don't know how to manage money, but I usually pay more attention to this aspect of things, and I will also study a certain amount.

I guess I know how to manage money. I have already planned for each month before my salary is paid.

Some people think that they will wait until they have money to manage their finances, some people think that they will wait until they have no worries about food and clothing to manage their finances, and some people think that they will not wait for anything to learn to manage their finances. Is it true that the sooner the better? Today's rich people let their children who are still in primary school learn financial management, participate in interesting financial management lectures in banks, and let them manage the money in their hands, the purpose is to let their children learn financial knowledge as soon as possible.

Learning from the American investment master Warren Buffett began to invest at the age of 11, everything he has is earned from the ** market, he now has a net worth of 40 billion US dollars, and is still enjoying the game of "money makes money" in the financial market. For these super-rich people, money is no longer something they want to pursue, they want to feel the happiness of capital growth through financial management, when others feel that it is difficult to make money, some people are "stealing fun", just like Warren Buffett said: "As long as I am given enough time, nothing is impossible!"

If you say, "Warren Buffett is a god-like being, how can I compare with him, he is a master who has always won!" However, the fact is that 11-year-old Buffett invested his and his sister's pocket money**, and eventually suffered continuous losses; When he was 20 years old, he was in college, and other classmates were playing everywhere, but he went to the library every day to learn all kinds of financial materials, and it was this financial management mentality that allowed him to directly enter a financial company after graduation, and finally set up his own investment company.

However, the earlier you make financial investment, the lower the cost of trial and error, and you can respond more rationally to various situations when you have money in the future, which is also a rational investment caused by financial experience.

1. Yes, yes, 2. Financial management is very important, and both individuals and families need to carry out financial planning. Wealth management can help us better manage our financial situation, ensure that our assets are used to the fullest extent and maintain and increase in value, and can also help us better cope with unforeseen risks and changes.

3. When making Li Sen manage money, we need to make a reasonable budget plan, clarify income and expenditure, control expenses, and avoid excessive consumption and waste. At the same time, we also need to do a good job in risk management, including choosing the investment method that suits us, diversifying investment, and controlling risks. In addition, we can also learn some financial knowledge, understand different financial products and investment methods, and choose suitable investment tools and plans.

4. In short, financial management is a necessary life skill, and through financial planning and investment management, we can better control our financial situation and achieve financial freedom and a better quality of life.

Basically, everyone has to learn how to manage money.

Social and economic development is getting faster and faster, and people have more and more means to make moneyWealth management through **, treasury bonds, insurance, etc。However, we need to pay attention to the fact that we must be cautious and careful in the choice of financial products, because we all know that Internet fraud is very serious now, if you don't know enough, you must not join it, I hope everyone can know this, and we need to pay attention to the fact that China's interest rate has not yet been fully marketized, so we should choose the corresponding financial products according to our own needs.

1. How should ordinary people manage their finances?

The social development is very rapid, but our wages do not rise much, so if you want better financial management, we must learn to open source and thrive, learn to be diligent and thrifty in life, so that we can save more wealth for financial management, after having surplus money, we must use it reasonably, so that its value preservation is our ultimate goal, so we must be cautious and cautious about high-risk investments.

2. How should I choose an investment method that suits me?

Nowadays, the social development is very fast, and personal financial management tools are gradually developing to the Internet, so if we want to choose a suitable financial management for ourselves, we must go to a regular bank for consultation, and there are more and more new financial products on the Internet, hoping that everyone can manage their finances through the Internet.

3. How should ordinary people avoid being deceived?

We all know that many financial products are financed in the name of financial management, in fact, this is not legal, I hope everyone can recognize the financial products in life, and at the same time for some high-risk and high-yield investment projects must stay away, ordinary people should learn to win steadily, only in this way can we better guard our money bags.

I bought my money for ** and regular term because I felt that ** was less risky than **, and then I also took out some of the money to buy a fixed term.

Will choose good financial products, but also in the relevant platform financial management, or purchase**, most of them will be on the platform for financial management.

In terms of financial management, I tend to be more stable, and I generally don't participate much in the riskier way. If the personal tolerance is good, then it can be according to your own situation. At present, I am in the national foreign trade, its safety I am personally more satisfied, now foreign trade is quite popular, and its cycle is 30 days, and then you can have 1.2% of the profit, every month will let me have some additional income, I quite like it.

Wealth management is the management of one's own finances in order to maintain and increase the value of property, improve one's own life, and improve one's quality of life. Financial management is a science, and as an ordinary person, you must learn some basic financial knowledge. 1. Bank financial management

Including demand deposits, time deposits, large deposits, etc., this is the simplest kind of financial management, many elderly people do not understand financial knowledge, afraid that their money is not safe to deposit in the bank, put cash at home, and even cash mildew and rot. The risk of bank wealth management is relatively small, however, its return is also the lowest.

2. Insurance and financial management: The simplest insurance and financial management is pension, education and so on. Compared with the bank's fixed deposits, the rate of return is slightly higher.

Some deposit insurance products will give away personal protection function insurance, so that you can not only make money but also have full protection of personal safety, and in case of accidents, there will be compensation. Buying insurance and wealth management is also equivalent to insurance, and this part of the funds will not be claimed by debts, and inheritance tax will not be paid at this stage. The disadvantage is that the investment period is long, and if you withdraw it in advance, there is only a cash price family mask.

The direction of capital investment and information transparency are not open enough, and it is easy to be fooled by salesmen.

3. Currency** and treasury bonds: Currency pulse** and treasury bonds are both financial products with very low risk. Treasury investment is less risky, and the interest rate is higher than the bank deposit rate. Strong ability to liquidate, can be sold immediately when funds are urgently needed.

4. The types of **:** are also very rich, such as currency**, **** and bonds**, etc., which can be participated without leaving home. The advantages are:

Collective financial management, professional management; Portfolio investment to diversify risk; benefit sharing, risk sharing; Strict supervision and transparent information; Independently hosted for security. Disadvantages of investment**: you need to pay a certain fee and there is a certain risk.