Outside of work, what is the most stable return on investment?

As a representative style of expert financial management, it is a good investment channel, especially open-ended, because the scale is not fixed, investors can subscribe and redeem at any time, so the management level of the manager puts forward higher requirements. Therefore, long-term** investment may be the best way to achieve capital preservation and appreciation. According to the different investment objects, investment can be divided into **, bonds**, money market**, ****, options**, index**, etc.

Here you need to choose the ** type according to your personal risk tolerance and the country's macro-control policies.

Others, such as treasuries and insurance, also have some investment value. What they all have in common is that the returns are relatively stable and the risks are low. Needless to say, the national debt.

At present, insurance has also developed from the original simple protection insurance to the current investment-linked, dividend-paying and universal insurance. If you have a sense of insurance, you can invest in Ping An's universal insurance, and she can defer the payment of additional insurance, which is flexible and convenient; Sum Insured adjusted to meet needs; Evade tax debts and transfer assets; Low fees, more advantages; Guaranteed annual interest rate, monthly interest.

It is highly recommended to save some money before considering investing, because this amount of money in the market really can't withstand any risk, and there is absolutely no such thing as a zero-risk investment in this world! So don't rush too much!!

There are several aspects to consider in investment, return on investment, investment risk, investment cycle, and investment projects that want to invest less, have a short cycle, have little risk, and have large returns, so to speak, there really is no. It's best to save a little more money and then find a solid investment

。。Oh, it doesn't have to be too big, and there will be a return of several thousand a month. . .

I don't know if I don't tell you to pull it, I'll do it myself.

Difference Between Long Term and Short Term

The distinction between long-term and short-term investments is simple – they are divided by a time horizon, generally three months. Less than three months can generally be understood as short-term investments, while more than three months can generally be considered long-term investments.

In the process of managing money, there is often a struggle between whether to choose the long-term or short-term. On the one hand, everyone feels that the long-term return is high, which is a good choice. On the other hand, they feel that the short-term is more flexible and can avoid the risks caused by many uncertainties in the long cycle.

In terms of earnings

If you want to pursue high returns, you have to drag it out a little longer. For example, it was launched by the Bank of CommunicationsLarge certificates of depositSafe***.

From the point of view of flexibility

Short-term investments are more flexible than long-term investments, and short-term investments give you the flexibility to use your money for emergencies. For example, the Bank of Communications is exclusive to payroll personnelSalary, financial management, and elite March

From the point of view of the degree of risk

Risk is a hurdle that investment and financial management must not get around, and everyone is full of fear of the word "risk".

In fact, it is not necessary, after all, everything is risky, and drinking cold water may also cause ice teeth ......But if we use some controllable factors to reduce the risk, then to a certain extent, we can face the risk safely.

For example, when managing money, we should try to choose big brands and time-honored banks, and be cautious about Internet wealth management products that are not well known.

How to choose investment and wealth management products?

When you decide what financial products to invest in, you need to judge which product you should choose according to your actual situation.

If you have a lot of idle funds and don't have time to manage your account, you can choose to pick upLarge certificates of depositThis is a product that focuses on long-term investment ideas, and even if you have a monthly balance, you can try it**Regular Investment

If you have a plan to use funds in the short term and want your funds to be flexible, 90-day wealth management products are also your best choice.

I think it's safer to invest for the long term, because you can only understand the direction of things by observing for a long time, and it is easier to accumulate work experience and pave the way for future development.

Generally speaking, short-term investments are more secure, because short-term investments will not lose much if they lose

I think it's safer to invest in the long term, there are too many uncertainties in short-term investments, and it's easy to fail.