Something about the bank, something about the work of the bank

Apply online to open online banking, and you can see it. If you want to open an online transfer, you need to go to the bank to handle the relevant business.

You just search for the ** of "Agricultural Bank"! There is also the place where you are the first, and you are in the agricultural bank of your place, and then you have to get something online!

Remittance process:

1.After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account.

2.It is recommended that you open an account with a bank, and then fill in a wire transfer form, fill in the other party's beneficiary account number, account name, and bank name, and remit money from the account to the beneficiary. [This method is the safest, if the beneficiary's account has been closed, the account name (or account number) is wrong, the money will be directly returned to your account].

3.If you have an ICBC deposit card, you can transfer money directly at the ATM, which is very convenient.

4.If you think it is troublesome to open an account, you can directly remit money in cash and fill out a wire transfer form to remittance, but be sure to fill in the other party's receiving account number, account name, and bank name.

Note: To provide the ID card of the remitter, there is also the above remittance fee, which is charged at 1% of the remittance amount.

Agricultural Bank of China Handling fee: It is divided into two types: deposit remittance and electronic remittance, and the minimum handling fee for deposit remittance is 1 yuan, and if it exceeds 1,000 yuan, the fee will be charged. Since many areas in China have not yet opened paid services, you can also temporarily enjoy the discount of free handling fee.

The minimum handling fee for electronic remittance is 1 yuan, and more than 100 yuan will be charged at 1%.

Online Banking: Same fees as over-the-counter money transfers.

Disadvantages: There are two types of remittance: card-not-present remittance and remittance. Cardless remittance means that you don't need to apply for a bank card, and you can directly transfer cash to the designated bank card.

However, at present, most ABC outlets cannot confirm the name of the beneficiary when using cardless remittance, so once the wrong card number is filled, it may lead to remittance to someone else. To re-transfer the money, it is necessary to obtain confirmation from the payee, which is very troublesome. In addition, it is not possible to send money online between 8 p.m. and 8 a.m. the next morning.

Agricultural Bank of China:

Touching things happen every day in the bank, and what impressed me more was that last year a couple came here to withdraw money. Because of the conflict, the two quarreled, and the boy kept pushing the girl. The people around are relatively cold.

At this time, a security guard couldn't get used to it. Take the initiative to dissuade them, why shouldn't the boy push the girl. When I saw this scene at the time, I was very moved.

Perhaps the most touching thing was that one of the staff members was feeling unwell at the time. There are still many people queuing up in the back to do business. Because it took a long time.

It makes sense that everyone gets impatient. But this time, everybody was arguing, okay, the staff member took a break. The staff member was very well understood.

When I saw these scenes, I was very moved.

Every time I go to work, there are two security guards standing in front of the bank, and sometimes in the summer when the weather is very hot, they will sweat a lot. The last time I went to the bank to do business, I saw a little girl take out a tissue from her bag and wipe her uncle's sweat. Instantly, I felt that this scene was very warm and touched me.

I think it was last week when I went to the bank to withdraw money and saw a little girl who was also withdrawing money. When he just walked to the door of the bank. Suddenly, a middle-aged man rushed over and tried to rob him of his money, and at this time, a young man pressed the middle-aged man to the ground.

The little girl in the back. Instantly, I felt that the young man was very brave and touching. At that time, the girl was too scared to speak.

I was working in a bank. There was a homeless man who always stood in front of the bank. The security guard wanted to chase him away.

At this time, a staff member of the bank came out and asked what was the matter with the homeless man. The homeless man just wanted to find some water to drink. So the staff member bought several bottles of water for the homeless man, as well as food.

At that time, the man was particularly moved. A strong thank you.

It was the first year of my work, when I saw a person in the hall withdrawing money, and after a while I saw an old man next to him, and said something to him, and then the quarrel between the two people became louder and louder, and I inquired about it to know that it was my son who was particularly unenterprising, lazy and lazy, and under the persuasion of the old man's bitter words, the son suddenly woke up, and then went to repent in pain.

It is recommended not to buy it.

1. It brings huge financial pressure to parents.

2. It brings you great pressure and guilt.

3. The pressure on the bank to slip is very high and the correlation between income and performance is very large, if it is not a good position, the possibility of making money in the previous years is very low.

4. The nature and intensity of the bank's work may make it impossible for you to have the time and energy to do business with your friends during the first few years of your job.

5. It is not a problem for a junior college to enter the bank, but to improve you must take the time to study and improve your education. At the same time, there are a lot of businesses to be familiar with and a lot of certificates to be obtained.

The above is the feeling and reality of working in the financial industry for 13 years, so you can evaluate it yourself.

This summer, I worked as a summer intern at a certain bank, during which I went to the archives and did an internship after taking out a loan. On the whole, the seniors in the bank are very nice and easy-going, and finally assigned to the post-loan service center, and the young ladies after the loan are also very patient to teach me.

First, let's talk about what a post-loan service center does. This is basically responsible for the post-loan work of loans (such as car loans, housing loans, small and micro enterprise loans, etc.). Generally speaking, the most common business that comes here is early repayment, printing bills and so on.

It happened about a week before I left. On that day, a male customer said that he was going to repay the loan early, and here it has its own process to go because the repayment has its own process. If you are in person, you need to bring your ID card, square seal, loan contract and loan contract.

If you don't come in person, you need a fair power of attorney to repay the loan on your behalf.

As a result, the buddy took his brother's card and his brother's things to repay the loan, saying that his brother entrusted him to come, but there was no proof. The bank is very cautious about things linked to money, and the young lady at the front desk said that this can't be done, and a fair power of attorney is needed.

As soon as this guy heard that he didn't do it, he began to shout at the front desk: I came all the way to repay your bank, and you are still so troublesome, I won't let you pay it back! I also shouted and pulled other customers over and over again, you give me a review, I pay back the money, they won't let me pay it back, I have other things to do in the afternoon.

In the end, it turned into shouting in the lobby to call us president, saying that we would ask the president in person what was going on, and we wouldn't let us return it. also added a personal attack on the young lady at the front desk, saying that you can do things, just this quality, still working here, etc. The front desk sister said that her eyes were red.

The first time I encountered such a thing in a bank, I felt that although they were all customers, the quality of people was always a little worse

I once interned at Japan Post Bank for one year as a lobby manager, and it was at that time that I learned that the lobby manager of the bank could also earn a commission by letting others buy insurance.

When I went for the internship, the postal bank originally had a lobby manager, but in order to give college students a suitable internship position, I was asked to be the lobby manager, and the original lobby manager was the financial manager. At first, I thought that my job was very simple, that is, to introduce the bank's various businesses to others, and at most guide customers to complete some operations, but what I didn't expect was that they also asked me to persuade others to buy insurance, and then the money for buying insurance could be given a commission, but since I was an intern, the commission was given to some other people in the end.

When I was an intern, many people said that the insurance was fraudulent and they didn't want to buy it, so I had to explain it to them. The interest rate of buying insurance is very high, much higher than the interest of the death period, but it is a little different from the death period that the insurance cannot be taken out until the day the contract expires, and the principal can be withdrawn during the death period, at most there is no interest, which is the difference between insurance and death.

This is what I learned when I was an intern at Japan Post Bank, whenever they see someone come to deposit a large amount of money, they will knock on the side to ask others to buy insurance, and even spend a long time to introduce them to the insurance business, and then amplify the benefits of insurance, the purpose is to let others buy insurance, and then they can take a commission from the insurance amount.

In this way, their monthly salary will be very high, which is also a means, and they can also exchange some gifts according to the amount of insurance purchased, which is supposed to be the benefit of the person who bought the insurance, but they don't say it, thinking that they will use it themselves.

Once, a woman in the bank's 24-hour service area (ATM ATM area) of the know-it-all terminal to open SMS business, she didn't know when she came, because the area is open 24 hours, and then forgot to take the card, after a certain period of time no one will automatically swallow the card, but the next day she ran to the bank angrily and said that she forgot to take the card in the terminal last night, (she said at night)! Then I turned on the phone to help her take it out, I turned on the phone, she scolded at the same time, she said why the bank didn't call ** to notify her to come and get the card (the bank closed at half past five in the afternoon, you don't take the card at night in the 24-hour business area, the bank will predict that you will come?) Foreknowledge that you will forget to take the card? , and then she scolded endlessly that she didn't sleep all night last night, and now she is very uncomfortable, and she wants the bank to compensate for mental damages. (I also smiled and explained to her) then she took back the card, said to print the flow sheet, I took her to the smart machine to play, after the play she did not take the card, directly out of the door, I helped her withdraw the card, to the door to call her back to return to her, in the afternoon she ran back and said that she forgot to take the card, it turned out that after I returned the card to her, she went to the ATM to withdraw money, after withdrawing the money and did not take the card, three times in a day forgot to take the card, and blamed the bank for not playing ** to notify her, and said that a night did not sleep to compensate for mental losses, I'm drunk too!