Home Credit didn t pay it back, and now it s at home, I want to pay it back but I don t have that mu

I also have this situation, divided into twenty-four installments, to the fourteenth installment has exceeded the principal, the fifteenth period is not counted as a late fee 30 and 909 has not been repaid, if he does not pay it back, will he chase it?

It's okay, I haven't returned it for two years, and I sent a message today, and I didn't even hold her, and I was scolded by my old man last time I called.

Home Credit is a disguised usury, why doesn't the state stop it.

I haven't paid back 12,000 for three years, it's okay, they don't want it.

What can I do when I come to your house? If you don't give it, you don't give it to him, and if you want it, you can just fire them.

If you don't die, you won't die, where can you escape with your own ID card? Listen to what those ** on the Internet say it's okay, how can it be okay, in the end, it's not that the interest penalty has increased, and the bank's credit record is also stained! In the end, the money has to be returned!

Let him sue, ignore it, Home Credit is an illegal company, a pilot, if everyone unites and boycotts together, the relevant state departments will naturally cancel, Home Credit has made too much black money in China. With its poor service methods, it has seriously affected people's lives and will not last long.

Do things in moderation; I also did it, I bought a mobile phone, 12 installments, I pay it back every month, it's all directly deducted from the salary card, you say you don't have the ability to pay it back, why do you get that? At least you have to be capable, pay back a little bit every month, and have a repayment slip every month, and he can still rely on you when the time comes? You can only blame yourself, this is a credit company, although it is not very formal, but it is still okay to do it, but the interest rate is very high, I think the contract is very clear when I did it before, but you don't read it carefully.

I owe Home Credit more than 2 years and haven't paid it back, floating by...

If you don't pay it back, my friend hasn't repaid the interest, and the interest exceeds the national regulations, so you can't pay it back.

I took 18,000 points in 24 installments and then somehow it became 48 installments, and I had to repay 50,000 and I didn't pay back seven installments, and now I haven't paid it back for three years, I have received a lawyer's letter, what intimidation, what, the means have been used, and now the lawyer is calling me again, anyway, I don't pay it back, and I don't want to pay it back.

Home Credit is a wolf in sheep's clothing. It's too dark for a high-profit company, I'm also a part-time worker, with a salary of more than 3,000 a month, and I have to take care of my parents at home, so I can't always fight ** intimidation and threats every day, and as a result, my girlfriend also ran away

Mine will not be repaid, why should the loan shark be repaid, I just started to collect and hit ** I said a few words politely, and now** connect the first direct grass, just scold, let them go to the court to sue me, and they don't go.

My mobile phone is not good, to the mobile to engage in activities to buy a mobile phone to send a phone bill for 6 months, the monthly return is 113 yuan, and it has not been returned until now, to repay 113 yuan per month, and there will be liquidated damages of 1 yuan a day before the time is not up, I don't know what company this is?

I owe Home Credit 14,000 (principal), and now the principal plus interest is more than 22,000, and now I don't have the money to pay it back.

I didn't pay it back, and sent a message saying that I was blacklisted by the bank.

I borrowed 17,000 and repaid it for almost a year, and then I didn't pay it back, and I couldn't afford to pay it back. It's also been more than a year.

I didn't pay it back, and he couldn't afford to pay it back after the interest was too profitable.

I'm overdue! I can't afford to pay it back.

Give him back the hair, whatever it does.

Bullshit service fee. Several times higher than the principal. Can't afford it. Love what's wrong.

Is there any solution to it, friend, garbage company scam.

I haven't paid it back for two years, no matter what he does, I can't afford to pay it back.

It's all the same, if you don't pay it back, you can't afford to pay it back, or kill me.

Home Credit has a lot of overdue customers! A lot of customers believe that the company's interest is high and the penalty interest is higher.

Is there any money owed to Home Credit that you don't pay back? Are the consequences serious? , the consequences of home credit installment non-repayment, home credit mobile installment cash consequences, home credit installment overdue consequences, home credit loan non-repayment consequences, home credit overdue consequences, home credit sue serious, home credit installment seriously overdue, home credit company seriously overdue, owed home credit for five years, life help, jining shengyuan forum.

I owe 50004 years and haven't paid it back. Isn't that still the case?

Brother is not bragging, I didn't return the mobile phone of more than 3000 at that time, I changed it to 2000, and there was still 1100 yuan missing, I was arrested, and I was locked up for 3 years and came out Contact me, it should be me who contacted them, and said that they wanted me to return 3900 Do I wipe him Speaking attitude is very bad, and I don't ask you what the reason is, I start to count with you Do I count him, Lao Tzu won't return How can I drop It has been 5 years now, dozens of lawyer's letters, thunder and heavy rain, and there is the ability to catch me.

No, they were all paid back in the end, and they had to be repaid if they were delayed, so it was better to pay them back early, so as to save the fine.

I owe Home Credit 3084 yuan, what will happen, they use my local people to collect money, dare to do it.

If you don't pay back your money, you may have the following consequences:

1. Penalty interest. The first consequence of not paying home credit is penalty interest, which is more than 30%-50% on top of the original interest rate of Home Credit loans.

2. Affect personal credit reporting. In addition to penalty interest, the negative information record generated by overdue will affect future loans. Moreover, the overdue record will be reported on the credit, and the personal credit stain will be retained for 5 years.

3. Collected. If the money owed to Home Credit is not repaid, Home Credit will collect it, mainly ** collection.

Fourth, facing prosecution. If the lender fails to pay the loan for more than 3 months, Home Credit will file a lawsuit with the court in accordance with the loan contract, and the court will take property preservation measures, freeze all the bank accounts of the lender, seize the mortgaged property, etc.

Extended information] Loans, which means that banks, credit cooperatives and other institutions lend money to units or individuals who use the money, and generally stipulate the interest and repayment date.

Loans in a broad sense refer to the general term for loans, discounts, overdrafts and other lending funds. By lending money and monetary funds to the bank, the bank can meet the needs of the society for supplementary funds for expanding reproduction and promote economic development, and at the same time, the bank can also obtain interest income from loans and increase the bank's own accumulation.

Recommendations for loan review are to carefully review each loan, and not to base the risk judgment of the loan on past review or creditworthiness. The borrower's past on-time repayment of principal and interest should not be eased or the investigation process should not be reduced.

Establish a system of regular appointments with the legal representative of the borrower and its main management personnel. The appointment period can be determined according to the size of the loan amount, the borrower's production and operation changes, etc. If the loan amount is large, the appointment period should be shortened accordingly.

Loan officers (loan officers, members of the credit review team, members of the credit review committee) and borrowers shall not have improper private contact with the borrower in the lending activities.

The loan officer and his or her immediate family members shall not accept cash, valuable gifts, shopping coupons, etc. from the borrower; must not participate in recreational activities at the expense of the borrower; No reimbursement shall be made to the borrower for any expenses.

For loans with large loan amounts, long periods, or loans used by the borrower for specific purposes, lawyers, accountants and other professionals shall be hired to make professional judgments and provide expert opinions on relevant matters.

The argument that Home Credit doesn't have to pay it back is certainly not true.

Because Home Credit is also an official online lending platform, it is regulated by the national financial security department. If you have a loan on this platform, you have to repay the money you owe. If you are late on the loan, then it will directly affect their credit, to the end of the injury or yourself.

If the borrower is overdue for a long time, Home Credit can apply to the court for litigation or arbitration, and apply to the court for enforcement according to the result of the judgment or arbitration award, at which time the borrower will bear the corresponding legal consequences, and it is recommended that you repay the loan in time.

Extended Information: 1) An IOU or written contract should be established for money lending:

There is no legal requirement that a monetary loan contract must be documented, because a contract is established as long as the parties agree on the same matter. However, in order to put an end to disputes after the fact, it is best to set up a written certificate when borrowing money, so as not to make unsubstantiated statements and add to the trouble.

2) The written record of money lending should be detailed:

The IOU or deed of loan should clearly state the following particulars:

1.The names of the borrower and the borrower.

2.The full amount of the loan and the currency. For example: "NT$10,000 yuan".

3.The term of the loan. For example, it is expressed in words such as "the loan term is from the date of the loan" or "the loan term is from the date of the year to the date of the year".

4.Covenant of interest. Clearly indicate the interest rate and payment method. For example: "10% p.a.", "payable on the fifth day of each month from the date of borrowing".

5.Agreement on liquidated damages. For example: "If the borrower defaults, he shall pay liquidated damages calculated on a daily basis for every 10,000 yuan per day of the loan amount." ”

6.Date of establishment.

7.Personal signature of the borrower.

c) Proof of payment of money:

A contract for the loan of money must be physically delivered in order for it to be valid. When the lender delivers the loan money to the borrower, it is advisable to use a cheque or promissory note for it, and clearly state that the borrower is the payee, and indicate on the contract: "The loan money shall be delivered to the borrower in the form of a check (or promissory note) with the amount of RMB ** from the paying bank's **bank account number**year*month*date***, and the amount of ** yuan." so as not to deliver cash without evidence.

4) Seeking a guarantee of borrowing:

In order to ensure the safety of the loan**, it is best to have a reliable guarantee, and there are three ways to guarantee the general loan:

1.Obtain a mortgage. The borrower provides the immovable property, creates a preferential property right for the lender, and registers the mortgage at the land office.

2.Obtain a pledge. The borrower takes the movable property or rights (e.g. beads, antiques; **, corporate bonds, etc.) to the lender.

3.Find a joint guarantor. Indicate on the contract that "the joint guarantor shall jointly and severally guarantee that the borrower will earnestly perform the terms of the loan contract", and the joint guarantor shall personally sign and seal the contract.

If the borrower is overdue for a long time, Home Credit can apply to the court for litigation or arbitration, and apply to the court for enforcement according to the result of the judgment or arbitration award, at which time the borrower will bear the corresponding legal consequences, and it is recommended that you repay the loan in time.

Home Credit has always advocated rational borrowing and repayment according to the contract, and overdue repayment will not only produce unnecessary liquidated damages or penalty interest, but also have a negative impact on personal credit reporting.

It must be returned, because when you mortgage a car or a house or other items, fill in the real information, such as your name, ** number, ID card information, etc., if you will not receive a text message from Home Credit or receive **, if you still ignore it, you will receive a court summons, I have personally experienced it, but then all of it was returned, and I did not receive a court summons.

The consequences of not paying back the Home Credit loan money are:

1.Bad credit is generated, because Home Credit has long been connected to the credit information system of the People's Bank of China, and if there is a loan overdue, it will be recorded on the personal credit report, leaving a stain on personal credit, and it will be affected if you want to apply for a loan or credit card in the future.

2.Pay a high penalty interest, there will be penalty interest after the overdue, and the amount of penalty interest is large, and the overdue time is long, the penalty interest may be larger than the amount you borrowed.

3.Home Credit will take various measures to collect the loan, which will have a certain impact on the life of you and your family.

If it is overdue and exceeds the repayment grace period stipulated in the loan, it will be uploaded to the central bank credit on the second day after the overdue, leaving a bad credit record and affecting the application for other loans in the future.

2. Affect the big data of online lending.

As one of the more well-known online loan companies, Home Credit can also find out the big data of online loans when the loan is overdue, even if the borrower applies for a loan that does not check the credit in the future, but checks the big data of the online loan, then it is difficult to make a loan.

The five or four thousand dollars I owe to Home Credit isn't much. What should I do if I hit ** every day, my interest is too high and I can't afford it.

I borrowed money from Home Credit, can I not pay it back? I can't afford it, and now that the epidemic is serious, I haven't made any money, and I'll pay you back when I have money.

If a user borrows money from Home Credit, he must pay it back. Home Credit's loan records are on the credit report, and if the borrowed money is not repaid, the overdue record will be permanently retained in the credit report. If this kind of overdue record is not deleted for a long time, it will become a credit stain.

There is a stain in the credit report, and the subsequent application for any credit product will not pass the review.

Therefore, users must cherish their credit and repay every arrears on time. In particular, the loan on the credit report will be on the credit report as long as the loan is not repaid on time.