Which is better Ping An Children s Insurance? When is the best time to buy insurance for your child

There are many types of Ping An's children's insurance, and as for which one is better, it actually depends on which one is more suitable for the child. For example, Ping An Insurance**'s Ping An Children's Critical Illness Insurance covers 30 kinds of critical illnesses, and parents can choose this one if they pay more attention to the protection of their children's critical illness. Another example is Ping An Children's Comprehensive Medical Insurance, which has more comprehensive protection.

As for the purchase of children's insurance, it must be sooner rather than later, because it can be protected as soon as possible, and because it is relatively cheap to pay premiums.

Summary. Hello, dear, I'm glad to answer for you, Ping An Insurance children's insurance is good.

1. Children's Ping An Fu (pure protection) 2. Smart Star (universal type) (focusing on education and financial management) 3. Ping An Xinxiang Insurance (participating type) (focusing on protection).

Which type of children's insurance is better?

Which type of children's insurance is better?

Hello, dear, I'm glad to answer for you, Ping An Insurance children's insurance is good.

1. Children's Ping An Fu (pure protection) 2. Smart Star (universal type) (focusing on education and financial management) 3. Ping An Xinxiang Insurance (participating type) (focusing on protection).

Children's Ping An Fu (pure protection type) 1. Accidental medical treatment: effective immediately, and the insurance will expire until the payment period. 100-50,000 yuan, regardless of outpatient or inpatient, 100% reimbursement within a reasonable range 2, inpatient reimbursement:

It will take effect within 30 days and will be guaranteed until the expiration of the payment period. Reimbursement of 6,000 yuan for each hospitalization, 600 yuan for outpatient treatment, 3,000 yuan for minor surgery, 20,000 yuan for major surgery, unlimited times throughout the year, only 30 days apart for the same disease3, hospitalization subsidy: effective in 30 days, guaranteed until the expiration of the payment period.

The subsidy for each hospitalization is 100-200 yuan a day, and it can be supplemented for 180 days 4, eight mild and critical illnesses throughout the year, 80,000 yuan, which will take effect after 90 days and be guaranteed for life. If a minor illness occurs before the age of 25, you can also receive 8,000 yuan per month for nursing care, and you can receive 400,000 yuan for three months of children's characteristic critical illness, effective in 90 days, and lifelong for life before the age of 25, you can also receive 8,000 yuan per month for nursing money, and you can receive 400,000 yuan for six months for major diseases, effective in 90 days, and guaranteed for life. If a critical illness occurs before the age of 25, you can also receive a nursing allowance of 8,000 yuan per month for six months.

7. Accidental disability of 200,000 yuan, effective immediately, insured to the age of 70, disability divided into 10 levels of 281 items, proportional compensation, public transportation and self-driving double compensation 8, accidental death: effective immediately, insurance to 70 years old, return the premium paid before the age of 18, 18 years old and later compensation of 200,000, public transportation and self-driving double compensation of 400,000 9, personal protection, effective immediately, insurance to life. If you die before the age of 18, the premiums paid will be refunded, and if you die at the age of 18 or later, you will receive $410,000.

10. Family-wide waiver: In the event of death, total disability or critical illness of either parent, the remaining premiums will be exempted. If a child has a critical illness for the first time or a critical illness with children's characteristics, the remaining premiums will be waived.

11. Supplementary pension, the cash value will be returned in 29 years and tripled in 70 years, which can be used to supplement children's pension. 12. Emergency cash, when the family needs money urgently, you can take out a loan at Ping An Bank, up to 40 times the premium paid by the main insurance.

The hot-selling types of Ping An Children's Insurance generally include children's accident insurance, health insurance, education insurance and other types, and the specific types of insurance are as follows:

1. Children's safety card.

A cost-effective insurance product, including accidental death benefit of 50,000 yuan, accidental outpatient 5,000 yuan, accidental hospitalization of 50,000 yuan, critical illness protection of 10,000 yuan, and at the same time, the accidental hospitalization cost caused by accidental injury accidents in school during the statutory school period is doubled to 100,000 yuan, which is a necessary accident insurance product for children and teenagers.

2. "Happy Baby" (Enhanced Edition A B.)

For babies born 30 days old - 2 years old or 3-18 years old, it covers accidental injury, hospitalization and death benefits, and ordinary accidental death and accidental death of vehicles can be paid cumulatively, giving the baby more care [1] !

3. Ping An Life Gymboree Children's Education Annuity Insurance (Dividend-paying).

Launched in June 2010, the product has been well received since its launch, providing a variety of care insurance liabilities for children, such as college education funds and premium waivers.

It is understood that Gymboree is a dividend product for children's future education for financial reserves, and provides two payment options of 5 years and 10 years, so that parents can choose the appropriate payment period according to their family's financial situation and realize flexible planning of funds.

4. Ping An Jixing sends treasure children's insurance (dividend).

Launched on September 1, 2010, this product has the characteristics of fast survival return and high recovery rate. Children from 0 to 17 years old can apply for insurance liability up to the age of 75.

5. Ping An Century Angel Children's Insurance (Dividend-paying).

Children are the concern of parents for a lifetime, generally speaking, the sooner to buy insurance for children, the better, the sooner you plan to enjoy the benefits and protection, Ping An Century Angel Children's Insurance (Dividend) is a participating life insurance launched by Ping An, with a high amount of protection, which is a very distinctive insurance.

There are many types of insurance for children, and if you don't know how to choose, you can consult professional snail insurance to help you choose a more suitable insurance product.

Note: When parents buy insurance for their children, they must first do their own protection, because parents are the greatest protection for their children.

Ping An Life's best-selling children's insurance includes children's critical illness insurance, children's medical insurance, children's accident insurance, children's deficiency annuity insurance, children's comprehensive insurance and other types of insurance. Next, the senior sister will explain the matter of buying insurance for children. This article also provides answers to questions related to buying insurance for children, parents can learn about it first:

Is it necessary for my child to have insurance? One article to solve all your doubts!

Children's body resistance is weak, easy to invade by external bacteria and viruses, coupled with the influence of living habits, environment, etc., the probability of children developing various critical illnesses is getting higher and higher, such as leukemia, severe myocarditis, severe muscular dystrophy, etc. are common diseases in children, and the cost of these diseases is very high, so it is very necessary to buy children's critical illness insurance and medical insurance for children to transfer economic risks.

For example, if we buy children's critical illness insurance for our children, if the child unfortunately suffers from a critical illness and meets the conditions for claims, the insurance company will pay a lump sum of insurance, and we can use this money to pay for medical expenses, or as living expenses for the family, etc., to reduce the financial burden of the family. Here are a few cost-effective children's critical illness insurance, parents may wish to choose to see if there is a suitable one:Top 10 ultra-cost-effective children's critical illness insurance, don't miss this treasure guide!

Many children are active and active, but lack the awareness and ability to protect themselves, and are prone to accidents, so they also need to configure accident insurance for their children.

After equipping your child with the above three types of insurance, if the family's economic conditions allow and you want to plan education funds for your child, then you can also consider buying a suitable financial insurance for your child, such as education annuity insurance, which can provide financial protection for your child's future education.

You can choose the right product for your child in Ping An Life or other insurance companies.

Although you know what insurance to buy for your child, you still need to pay attention to many aspects of the process of buying insurance for your childIn-depth article - How to buy insurance for children? Netizens shouted:

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