When will Ping An Insurance s universal insurance return on its principal?

Hello! The value that insurance brings to our customers is long-term protection and income, and short-term return on capital and income can be solved by banks and treasury bonds. We can't try to solve all our problems through insurance!

The so-called universal insurance is just a gimmick, and there is no universal insurance. So you need to figure out whether you want short-term gains or long-term protection!!

As long as you buy it, you will never want to return to your original capital.

Someone downstairs said that "more than ten or twenty years" can pay off.

Bah!! Is money still money after ten or twenty years? Do you know about "inflation"? If you don't know, go back to school and study hard; I know what I'm still talking about, find a taller building, jump down quickly, don't bring disaster to the country and the people here.

It depends on how old you are and how much coverage you have, if you are young and have low coverage, you will get back your money quickly, and vice versa.

How does buying insurance to get protection have anything to do with return on investment? Besides, there is a relationship between when the principal will be returned and the age of the policy is related to the sum insured! To be concretely designed. The older ones have a higher sum insured, and the return on investment is slow! You can contact the local ** people to help you design it.

How much did you buy? I am the account manager of Ping An Beijing of China, and this product will be discontinued at the beginning of May, and I will not be able to buy it when I want to.

The upstairs is too ruthless, and it's not that serious, it's just a relatively long time, more than ten or twenty years.

Summary. Hello, dear. I'm glad to answer your <>, Ping An Insurance has paid enough years to get back the principal.

Can I get back the principal after paying enough years of Ping An Insurance?

Hello, dear. I'm glad to answer your <>, Ping An Insurance has paid enough years to get back the principal.

Kiss, "In general, yes. However, the specific details depend on the situation, if you buy a pure consumption type (such as term life insurance), you cannot get back the principal; If you buy a financial management type, it is generally guaranteed, so you can return the universal type after expiration, if you buy a universal type, it depends on the payment amount, the amount of insurance, the age of the insured, etc. to determine whether you can return the principal; Critical illness and accident (except for consumption) are ultimately the sum insured, and as long as the premium is not upside down, the principal can be recovered; If you buy a refundable insurance, you can receive the principal after it expires. Bank insurance is generally dividend-paying, and if it is a participend-paying insurance, there is no such thing as principal.

What is usually referred to as the principal amount should actually be the premium. <>

Which kind of Ping An Hongsheng belongs to?

Hello, dear. We're happy to answer your <>

。"Ping An Hongsheng is a participating whole life insurance launched by Ping An Insurance, which includes death insurance and critical illness insurance. ”

What kind of children do Xiyue children belong to?

Can I get back the principal of surrender after payment?

Hello, dear. We're happy to answer your <>

。"Xiyue Life Children's is a participating annuity insurance underwritten by Ping An Life, which is a wealth management insurance product, with an insurance age of 0-25 years old and an insurance period of life, which can be matched with Jucaibao 17 universal account to enjoy survival money, death benefit, dividends, and universal account value-added protection. ”

Hello, dear. We're happy to answer your <>

After paying the policy, you can get back the principal of the surrender.

Hello pro is happy to answer for you, in general, yes. However, the specific details depend on the situation, if you buy a pure consumption type (such as term life insurance), you cannot get back the principal; If you buy a financial management type, it is generally guaranteed, so you can return the universal type after expiration, if you buy a universal type, it depends on the payment amount, the amount of insurance, the age of the insured, etc. to determine whether you can return the principal; Critical illness and accident (except for consumption) are ultimately the sum insured, and as long as the premium is not upside down, the principal can be recovered; If you buy a refundable insurance, you can receive the principal after it expires.

If you can't pay Ping An Insurance for 20 years, you can't return the principal. It can only be said that the income of the insurance you are insured can reach or exceed your principal. At the same time, whether the insurance income can reach or exceed the principal depends on the type of insurance invested.

However, if you have paid for 20 years and need to surrender the policy, you can check the cash value of your cash value page for 20 years. If the cash value is greater than or equal to the principal amount paid, the principal can be refunded when the policy is surrendered.