When is it appropriate to buy a house?

There is no good person to find, only waiting for the right time.

Hello, happy with your question.

Since you didn't explicitly mention whether the best time to buy a house refers to a certain time of the year, or 2021 and the next 5 years, I will take the next 1 year from 2021 as an example, when is the best time to buy a house?

It is undeniable that whether it is the real estate field or other fields, there are basically "peak seasons, off-seasons", if you have paid attention to real estate, then you should have heard of "gold three silver four", "gold nine silver ten", what do these two words mean? To put it simply, the four months of March and April, September and October are the peak sales seasons of each year, which means that the number of buyers is much higher than usual during these two periods.

So according to me, can it be understood that September and October this year and March and April next year are the best times to buy a house? There is no doubt that if you plan to buy a house in the near future, these four months are indeed a more suitable choice, but considering that the number of buyers during this time period is relatively large, there may be a situation of "hot buying".

That is to say, you don't think too much about buying a house, and when you see that the sales department is very hot, you will think that the property market is very hot, and if you don't buy it, there will be no more, in fact, this is also a kind of sales, so all things considered, I think these four months are one of the best choices for buying a house.

There is a reason for this, because in the hot season of real estate, the sales department staff generally do not give large discounts, and affected by the environment of the sales department, as a buyer, your booking time will be relatively short, and this is why I think September and October this year and March and April next year are one of the choices.

In addition, the annual festival is also one of the best times to buy a house, such as the Dragon Boat Festival, Mid-Autumn Festival, May Day, etc., according to the normal situation, at this time many people will house prices, so there is time to see the house, plus the sales department will also give discounts, and even launch a special festival room.

Of course, if you don't have a holiday during these times, you can only visit properties during such times as June, July, August, etc. The author would like to remind you that when buying a house, don't rush to book a house, if you want to press **, you must be prepared for "long-term negotiations", after all, the sales staff in the sales department need performance, so if you hesitate, you will basically give a discount.

In general, combined with the above points, if you take the year as the node, then I think that September, October, March, April and holidays are the best time to buy a house, during this time period, the sales department will often give special discounts, you can pay attention to it.

In fact, you can calculate that from the second half of 2020, some developers have begun to sell houses at a discount, according to 7% off**, a house with a total price of 1 million, after deducting the discount, the total price is only about 700,000. From this point of view, buying a house after a discount is indeed a good choice.

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The best time to buy a house is in July and August. Judging from the transaction volume of China's property market and the first month, July and August are the most suitable times of the year to buy a house. On the one hand, March, April and May every year is the peak season of the property market, commonly known as the small spring of the property market, relatively speaking, the house price will be slightly **, not suitable for us to buy a house, easy to buy**.

Time to buy a houseOn the other hand, September and October are the small peak seasons of the property market in a year, commonly known as the Golden Nine and Silver Ten, and the transaction volume is not only large, but also may have a certain range. Therefore, July and August are relatively suitable for us to buy a house, because it is also the traditional off-season.

Under normal circumstances, not only will the transaction volume drop sharply in these two months, but many owners will also appropriately reduce their own **, or even their own houses**. So for our friends who buy houses, to buy a house in such a time period, not only do not have to worry about the house price**, but also have more**, more time to choose slowly, choose the house you want to buy, of course, it is a good time.

Nowadays, more and more people need to buy a house, but the house has always been, so that buyers do not know when it is suitable to buy a house, I believe that most buyers are struggling with this problem. So, let me share with you when it is appropriate to buy a house.

1. When is the right time to buy a house?

1. According to the degree of easing of bank lending.

If bank loans are relaxed, it means that the market is optimistic, there are more and more buyers, and housing prices will show a trend; The tightening of bank loans means that the market is risky, and housing prices will generally be **.

2. The number of intermediaries who promote the house.

There are many unfamiliar houses recommended by real estate agencies, indicating that the market is not good, and there are few owners who buy houses, so you can bargain with the landlord.

3. Look at the supply-demand ratio through the average price.

The supply of houses increases, the real demand also increases, and the ** of the house is stable, or it is a small **, and the house cannot be bought at this time. If the supply of houses increases, and the people who really need it do not increase, and the house **is facing**, then it is most appropriate to buy a house.

4. There are no other financial channels.

If you want to improve your residence and maintain the value of your investment, you must have a lot of spare money on hand to ensure that you have the ability to repay the loan every month in the future, and it will not reduce your quality of life, and the income from other investments cannot exceed 15% of the whole year, which is the best time to buy a house.

5. You don't need to care about the timing when you just need to buy a house.

For those who need to buy a home, there is only the time when you can afford it and the time when you can't afford it, there is no best time. If you have to pick a bone in the egg, then when you can afford to buy a house, choose to buy with a low down payment, the more the loan amount, the better, it may be difficult at first, but you will definitely not regret making this choice.

Article summary: The above is the relevant content of when to buy a house to share with you, I hope it can help you. The timing of buying a house is a very important entry point for investors, and for those who just need it, it is recommended to buy it early.

First, the first is to analyze the current house prices. Looking at the current average house price of a city, you can see the relationship between supply and demand in a city, if it is oversupply, it means that housing prices are on a downward trend, you can consider buying a house, if it is less than demand, this house price will also appear in the next range, and it is not very suitable for buying a house.

Second, look at the trend of macroeconomic control policies, the degree of tightness of macroeconomic control policies has a direct impact on housing prices, so before buying a house, analyze the current macroeconomic control background, and then decide when it is suitable to buy a house.

Third, look at the city's transportation construction and future urban transportation planning. In addition to supply and demand, housing prices are also affected by transportation. The more convenient the transportation, the corresponding housing price will definitely be higher.

Fourth, looking at the operation of local intermediary companies, the sales of the real estate market are directly linked to the performance of intermediary companies, so the performance of intermediary companies can directly reflect the trend of the local real estate market.

Fifth, we should look at the financial policies of banks, mainly in terms of loans and interest. If the interest rate of the loan goes up and the interest increases, it obviously means that you will have to spend a lot more money to buy a house, which is not suitable for you to buy a house.

Sixth, and most importantly, it still depends on your financial ability, if your financial ability is strong enough, it is more appropriate to buy a house at any time.

Best period: Pay to buy a house when the house is launched, wait 2 years later.

After you get the house, you make 20% to 30%. For example, the 1 million special house at that time belonged to you after you bought it. But after 2 years, the house will be handed over to you, and you will calculate this account:

For example, if you raise 1 million yuan in a company for 2 years, you must be that others will give you at least 1.3 million yuan after 2 years. If your house isn't worth 1.3 million after 2 years, you're at a loss. Adopt it.

Suggestion: If the compound fruit is not in a hurry.

If you want to make it, wait until around April or May next year! Because the DU developer has to repay the loan of the bank DAO in December every year, his funds will not be sufficient after repaying the loan, but he still wants to survive, he has to buy a house at a lower price, and its April and May is the Qingming rainy season, after all, there are not many people who buy houses, so it is estimated that the house price is even lower, not to mention a financial crisis, and for second-hand housing, many people take advantage of the fact that the house price has not fallen to the trough when the listing, at that time there must be bamboo shoots, presumably you will also buy a good house! Good luck!

The personal opinion of industry insiders: the economic crisis and buying a house are two different things, and the important thing is to see when to start! The economic crisis spread from the real estate industry and will eventually end with the real estate industry.

Therefore, whether it is a residential purchase or an investment purchase, it must be done at the so-called inflection point. At present, housing prices have not yet reached the lowest, for example, the land auctioned and listed in the past two months has been reduced by more than 2 million mu in second-tier cities, which means that the cost of land has been reduced by at least 700 1,000 yuan per square meter in the housing prices. However, this part of the house will not be available until the second half of next year at the earliest, and it will lead to a real reduction in house prices.

So, the chances are better from the end of next year.

At current prices, the sooner you buy, the better