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Hello, this insurance is suitable for children. It is payable immediately, does not receive accumulated interest, and has 2 times the sickness benefit and 5 times the accident benefit after the age of 18. If you don't receive it in the early stage, pay it for 10 years, and save it for another 10 years, you can pay back the principal and enjoy protection.
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Fuman Life is a financial dividend-paying pension product, and it is not supported to receive the principal at the age of 25!
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Hello: This is a long-term insurance that protects to the age of 75, it is recommended to hold it for a long time, and the survival fund and dividends returned annually in the early stage can be withdrawn at any time, do not surrender the policy in advance, and you can check the cash value of the policy according to your own needs for funds before making a decision!
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Reference: The essence of insurance is still insurance, don't be confused by the rate of return "Children's insurance" is mainly based on accident insurance Children's education fund and critical illness protection For less than 3 yuan a day, children can have comprehensive.
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This insurance is a loss. You've been fooled.
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Very good! Children: 18-year-old college pension 30,000, 30-year-old wedding pension 80,000 pension 150,000 life security 150,000 parents: can receive a pension of 100,000.
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You should ask these questions to the salesman who sells you insurance, these questions don't understand, how did you buy this insurance?
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There are three factors to consider when it comes to children's insurance:
First, it is necessary to cover critical illnesses.
Second: additional medical treatment for accidental injuries is required.
Third: You can withdraw money when you need your child at the age of 15.
Therefore, there are more products that meet the requirements:
Withdrawal: Withdrawals can be made at any time after the child turns 15.
Protection: 10,000 yuan for accidental medical treatment, 4-80,000 yuan for critical illness Additional compensation (the account amount will not be affected after the payment).
After the child is 18 years old, the maximum can be adjusted to 1 million.
Monthly, semi-annual, quarterly, and annual bank transfer payments can be made.
Mr. Xu, an insurance shopping guide, greets you.
For children's insurance, the state has regulations on the maximum amount insured:
Life Benefit: $100,000 (death benefit) including accidental death.
Accidental injury: add up to 100,000 yuan with life insurance, such as 50,000 yuan for life insurance and 50,000 yuan for accidental injury.
Critical illness: no more than 300,000 (minors).
Hospitalization allowance: 5 copies.
Anything that promises a higher payout than this is ???
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A Fulu baby just launched by Chinese Shougang is more suitable for insurance for three-year-old children.
Fortune Baby Protection: 20 times the sum insured plus premium for the value protection;
Fuman Life is also a good insurance, which is returned every year, and the value of 10 times the sum insured plus the premium is guaranteed.
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This kind of shouldn't be too suitable, you can only help him to achieve the old security, no education.
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Critical illness is preferred, and unexpected additional funds can be invested a little to dividends.
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What kind of insurance is suitable for a three-year-old? Is it appropriate to have a full life insurance?
This was in the sunflower, and of course it was most suitable for a child.
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As an investment education, family finance, this product is very good. Receive annual double compound interest and interest-bearing dividends upon payment, which can be cashed out at any time, with high protection and high returns.
If you don't have accident and illness insurance, it is recommended that you do not buy a share insurance first, as it does not have many protection features.
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