Hello, I buy Chinese Shou Xinfu life two full of thrift dividend type annual payment of 50,000 yuan

Updated on Financial 2024-03-03
17 answers
  1. Anonymous users2024-02-06

    If you don't have accident and illness insurance, it is recommended that you do not buy a share insurance first, as it does not have many protection features.

  2. Anonymous users2024-02-05

    This participating insurance is good, you choose to pay the principal at the age of 55 or 65 and receive a different amount.

  3. Anonymous users2024-02-04

    Only Taikang Life Insurance, if you pay 50,000 yuan a year for 10 years, the effect is very different, and you will also be given a green card for medical treatment, which is common throughout the country, does not queue up, and also gives gifts

  4. Anonymous users2024-02-03

    Hello, the yield of Pacific Insurance ranks first in the industry, and it is good to be full of money.

  5. Anonymous users2024-02-02

    Hello: We also buy a year's worth of it, one copy. Xinfu Life is a wealth management insurance, accident premium-free, can be waived additionally. It can be reversed at the age of 55.

  6. Anonymous users2024-02-01

    I would recommend adding one more, Accident and Critical Illness Insurance.

  7. Anonymous users2024-01-31

    This is a financial pension insurance, the fastest 55 can be returned, and the return of money to live to old age.

  8. Anonymous users2024-01-30

    Dear you are too wise, the life of Xinfu of Chinese life is the best, if you have not bought health insurance, it is recommended that you supplement this insurance.

  9. Anonymous users2024-01-29

    It is recommended to buy another critical illness insurance, because the insurance you buy only has the function of pension financial management, and the others are not responsible!

  10. Anonymous users2024-01-28

    Taikang has a product, Xinheng Life, according to the calculation, it should receive 50,000 yuan per year from the sixteenth year, until 99, and it is a double of the principal when you are 80 years old, that is, 600,000, and it comes with an exemption.

  11. Anonymous users2024-01-27

    Xinfu Life Insurance is a good product with financial management and dividends.

  12. Anonymous users2024-01-26

    Hello, this product is to receive yuan every year at the age of 40 and 54, a one-time return of 500,000 yuan at the age of 55, and an annual yuan from the age of 55 to life. The money received every year can enjoy the guaranteed income when it enters the Xin account.

  13. Anonymous users2024-01-25

    The advantage of Xinfu life is that the return to capital is fast, the addition is flexible, the Xin account can be settled with interest and compound interest monthly, if it is just a simple payment of 50,000 years without adding funds in the Xin account, it is recommended to consider other types of financial insurance, the income will be more ideal, of course, if you have money to add, you can buy how much money to pay each year is proportional to the amount of Kaixin account, I hope it can help you.

  14. Anonymous users2024-01-24

    After paying for 10 years, you can receive 90,000 yuan per year. At the age of 30 this year, he insured China Life Fuman Life Insurance (dividend) for himself, with an annual insurance premium of 50,000 yuan and a 10-year payment, with a basic insurance amount of 92,954 yuan, and the age at which Fushou Bao began to receive was 60 years old.

    In the event of the death of Mr. Zhang, the Company shall pay the death benefit in a lump sum according to the sum of the various periods of life benefits (excluding the life benefits that have been incurred but not yet received before Mr. Zhang's death) and the maturity insurance benefits that have not been received after Mr. Zhang's death, and the contract will be terminated. If Mr. Zhang suffers an accidental injury and dies within 180 days from the date of the accidental injury, the company will pay the death benefit in accordance with the above provisions and then pay the accidental injury death benefit of 743632 yuan, and the contract will be terminated.

  15. Anonymous users2024-01-23

    Summary. Xinfu is the opening product of Chinese Life in 2016, and it is also the 66th anniversary of Chinese Life, and it is a luxury gift to give back to customer service. Xinfu Annuity Portfolio Plan consists of "China Life Xinfu Annuity Insurance", "China Life Xinfu Annuity Insurance" and "China Life Xin Account Universal Insurance".

    In 2016, how much can Chinese Shou Xinfu pay 10,000 yuan in annual insurance premium? What are the contents?

    Xinfu is the opening product of Chinese Life in 2016, and it is also the 66th anniversary of Chinese Life, and it is a luxury gift to give back to customer service. Xinfu Annuity Portfolio Plan consists of "China Life Xinfu Annuity Insurance", "China Life Xinfu Annuity Insurance" and "China Life Xin Account Universal Insurance".

    Insurance case: male, 30 years old, paid in 10 years, the first year's premium is 10,000, guaranteed for life, the sum insured is 1,200 yuan when paid (12% of the first premium will be refunded in the first year); 31-79, receive a fixed annuity of 1767 yuan per year (from the second year to the age of 80, 15% of the basic sum insured will be returned every year); 60 years old, agreed to return 100,000 yuan (return of the insurance premium paid on the day of the birthday pension); At the age of 80, the maturity insurance benefit is 11,780 yuan (the maturity insurance benefit shall be paid according to the basic insurance amount of this contract on the corresponding date of the effective date of the year when you survive to the age of 80). The return of Xinfu Niannian Xin Account (Diamond Edition) will automatically enter the Xin Account (Diamond Version) to enjoy lifelong financial management.

    Daily interest and monthly compound interest, compound interest 12 times a year, there is a minimum guarantee (there is no cap on the annualized guarantee (the official interest rate will be announced in October, the account withdrawal is flexible, and the additional amount of insurance can also be invested, which can easily meet the needs of all stages of life!)

  16. Anonymous users2024-01-22

    Hello, Chinese Shou Xinfu life insurance dividend algorithm: First pay 10,000 yuan a year, hesitation period of 10 days, 10 days after the contract takes effect, and then immediately return the main insurance survival fund of 3084 yuan, such as the additional universal account, the returned main insurance survival fund into the universal account, the conservative interest rate is the lowest 3, the highest, return 3174 yuan. Pay for 10 years, the principal is 100,000 yuan, and the main insurance survival fund of 81,904 yuan and the principal of 100,000 yuan are withdrawn at the age of 72, a total of 181904 yuan, if the main insurance survival fund is placed in the universal account, calculated at a conservative interest rate of 3%, the account amount is 85,352 yuan and the principal is 100,000 yuan, a total of 185352 yuan.

    Pay for 10 years, the principal is 100,000 yuan, and the main insurance survival fund of 30,840 yuan and the principal of 100,000 yuan are withdrawn at the age of 62, a total of 130,840 yuan, if the main insurance survival fund is placed in the universal account, calculated at a conservative interest rate of 3%, the account amount is 36,413 yuan and the principal is 100,000 yuan, a total of 136413 yuan. If the main insurance survival fund is not received immediately, it can be put into an additional universal account, and the interest on the universal account is settled monthly according to the interest rate of the month, and the interest rate of 3% is the most conservative, and the interest rate can be up to.

  17. Anonymous users2024-01-21

    China Life Xinfu Life Insurance (Dividend) will get back the principal and interest in 15 years?

    Hello dear, I'm glad to answer for you. Xinfu life insurance range is wider, 0-70 years old can be insured, the senior sister will next give you a look at the product responsibility of Xinfu life. 1.

    Survival Insurance LiabilityXinfu can receive survival insurance benefits at the beginning of the third insurance year, but before and after receiving the blessing money, the proportion of survival insurance liability is different. Before receiving the blessing payment, it will be paid according to 15% of the basic sum insured; After receiving the blessing payment, the receiving ratio will be reduced and the payment will be made according to the basic sum insured of 12%. 2.

    Principal refundWe generally call the blessing money as the principal refund, and all premiums will be refunded at the agreed receiving age. Xinfu life's blessing gold age can be flexibly agreed between 10 ages, the earliest can be agreed at the age of 40 to return to the capital, in the blessing of the collection, Xinfu life is still relatively good. 3.

    Dividends Xinfu life is still a dividend-type product, many consumers value this dividend, insurance companies are also clearly not guaranteed dividends in the contract, and dividends may be zero in some years.

Related questions
16 answers2024-03-03

Xinfu Nian Nian is an annuity insurance, under the banner of Chinese Life. I have reviewed this product before, and the specific evaluation content can be found in this article:In-Depth Evaluation|Xinfu Nian Annuity Insurance Product Revealed". >>>More

5 answers2024-03-03

It's still good, insurance is actually an additional protection, which is to fulfill its function according to your own wishes, and people's needs may be different, which may lead to different effects.

35 answers2024-03-03

Is Chinese life good or not, is it reliable? Take you to understand the most real Chinese life:"Is it true that Chinese live a good life on the Internet? Uncover the "insider" of Chinese life >>>More

8 answers2024-03-03

Chinese Life Insurance (Group) Company (China Life) Chinese Life Insurance (Group) Company and its subsidiaries constitute the largest commercial insurance group in China, the only insurance group in China with assets of more than one trillion yuan, and one of the largest institutional investors in China's capital market. In 2008, the total premium income of Chinese Life Insurance (Group) Company and its subsidiaries reached 100 million yuan, and the domestic life insurance business accounted for about the market share of life insurance. The total assets have reached 100 million yuan, and the available funds have exceeded 1.1 trillion yuan. On January 31, 2011, the National Audit Office investigated and dealt with violations in the operation and management of insurance operations by 100 million yuan in the audit of the 2009 assets and liabilities profit and loss of Chinese Life Insurance (Group) Company. >>>More

19 answers2024-03-03

In this case, the hesitation period is within 10 days from the date of signing the contract, and the policy will be surrendered within 10 days, and the premium will be refunded in full, and only a certain amount of production cost will be charged. >>>More