What should I do if my friend owes money and doesn t pay it back?

According to the provisions of the Contract Law, if there is no agreement on the payment of interest in the loan contract or the agreement is not clear, it is deemed that the interest is not paid, so your friend can not pay you interest. In order to effectively protect the interests of the lender and urge the borrower to repay the loan on time, China's law stipulates overdue interest, that is, if the borrower fails to repay the loan beyond the agreed repayment period, or if the two parties do not agree on the repayment period, and still does not repay after being urged by the lender, the lender may require the borrower to repay the overdue interest, and the overdue interest shall be calculated according to the interest rate standard of similar bank loans in the same period.

SMS messages can be used as evidence, and the cost of demanding the arrears should be borne by your friend, and you can file a lawsuit with the court in Shaanxi.

The other party owes money can be divided into the following two channels, help each other privately, negotiate with him first to understand what the situation is, and collect relevant evidence to prosecute. There will be a set of borrowing processes with companies or banks, as long as you follow the process.

If you owe a lot of money and don't pay it back, you can consider going to his house and asking his parents for it, and if you don't pay it back, you will stay at his house and not leave. If you don't lend him a lot of money, then you should take the money and cut off contact after spending some money to see the true face of this person. And you have to be cautious about lending money to friends in the future.

It's best to borrow money and write an IOU, but sometimes if you don't want to put forward some IOUs for the sake of face, you can also find a friend of yours to help prove that there is such a thing.

If you owe money and don't pay it back, why can you still be an uncle The main reason is that the cost of debt collection is too high, and there is no cost to owe money, but this is not the case now, the era of owing money and being an uncle is over, and now the litigation fee of less than 10,000 yuan is only 50 yuan, and as long as you have conclusive evidence, you don't need to hire any lawyer at all, you will pay the case to the court, and someone will come.

Find evidence of the loan and coordinate with the debtor to ask for it.

I don't know the cost of the journey, but since it is a loan clearly written in the IOU, no one can escape, so it must be repaid! Anyway, if you have an IOU in hand, you can also use the WeChat applet IOU to make an electronic IOU again, the format is more standardized, and it is better to preserve, and it will be more beneficial for you to sue in the future. If the other party has done such an unkind and unjust thing, then don't blame you for being ruthless, and directly hand it over to the law, and his behavior should be punished!

Legal analysis: If a friend owes money and does not pay it back, the following suggestions are put forward for those who have lent out the money and the other party does not repay the money during the play period:

1. Open directly when it expires, first negotiate with Tong Mochun, and then use other methods if the negotiation fails.

2. Be clear in person when you see the opportunity.

3. Reverse borrowing.

4. If the negotiation fails, you can bring the relevant loan certificate to the people's court to file a lawsuit, so that the court can judge the other party to enforce the debt.

Legal basis: Article 565 of the Civil Code of the People's Republic of China If the other party has an objection to the termination of the contract, either party may request the people's court or arbitration institution to confirm the validity of the termination.

If a friend owes money and doesn't pay it back, you can consider the following solutions:

1.Communicate and reconcile: First, try to communicate openly and honestly with your friends about why they didn't pay back. It could be that they are experiencing financial difficulties or other problems. Try to find a solution that understands and agrees with each other.

2.Agree on a repayment plan: If a friend agrees to repay the loan, you can negotiate a specific repayment plan so that both parties can accept it.

Make sure that the agreed repayment date and specific details such as the amount of the socks are in writing, and keep relevant communication records as a backup.

3.Request a third party to intervene: If communication fails, consider requesting the involvement of an impartial third party, such as a mutual friend, relative, arbitration agency, or legal professional. A third party can help with mediation or provide legal advice.

4.Sue for debt collection: If the above methods still don't solve the problem, you may consider resolving the dispute through legal means.

This may involve suing a friend, filing a civil lawsuit in court, and recovering the debt through legal proceedings. In such cases, it is advisable to seek professional legal advice to ensure that your rights and interests are legally protected.

Either way, you want to be able to resolve debt disputes in an amicable and reasonable way, and maintain good interpersonal relationships.

If a friend owes money and doesn't pay it back, you can first understand whether he really has difficulties, if he is now in a difficult situation, then you can slowly ask him for money, if he has plenty of money and simply doesn't want to pay back your money, then I think this friend can not pay it over, just spend money to recognize a person on the morning stool.

To figure out the reason, is it because there is no money to pay you back, or if there is money that is not paid back. If you don't have the money to pay you back, you can give him a certain amount of time. If you have money, you don't have to play tricks. You can go to the court to sue, and once you go to the court to sue, he will be pulled down from the blacklist of dishonesty, so that all actions will be affected

If a friend owes money and does not pay it back, if he can negotiate, he can negotiate as much as possible, and if he cannot negotiate, he will file a lawsuit with the people's court in a timely manner within the statute of limitations, and if there is a clue about the other party's property, he can provide the court with an application for preservation.

I owe you a lot of money, and I didn't write it before I borrowed it. Go to the pipe, if there is, then you're welcome, you'll arrive. The authorities went to sue him.

If you don't have these procedures, you can talk to him separately and talk about it, and tell him about the borrowed money again, depending on what attitude people have to be less, if you don't pay it back, then there is no way, isn't it? You've met this scoundrel's friend. From now on, you will stay away from him and remove him from the list.

If you don't say hello, you don't go home at night, you should be educated. It is illegal to hit a child, so you can't hit it. If the daughter is a minor, it is the duty and must of the parents to find it.

If you are an adult, you should also look for it from the perspective of your love for your daughter, but from a legal point of view, there is no obligation.

Through the form of ** recording, you can grasp the evidence that your friend owes money and does not pay it back, and you can submit the evidence to the court and the law will make a judgment on it.

Friends owe money and don't pay it back. As friends, we lend money to each other out of righteousness. It stands to reason that it is duty not to borrow, and it is love to borrow.

Since they don't read the friendship, they don't pay back the money they owe. If he is unkind, don't blame the borrower for being unjust. My friend didn't pay the bill.

Then he can only ask his family to repay the arrears on his behalf. If the other party's family members refuse to take care of it. Then there is no choice but to go to the court to sue and ask the other party to repay.

and pay interest. and compensate for their own moral damages. Anyway, there is no point in keeping friends who owe money and don't pay it back.

Friends with character problems are not worth making. It is better to pay back the arrears. Part company with.

From then on, the two did not owe each other. Everyone is well. I will have friends to borrow money in the future.

I'm going to weigh it myself. I don't want to be friends with each other anymore.

Then find a way to get it.

Let's figure it out. After all, my money didn't come for nothing.

If a friend owes money and does not pay it back, you can do the following: 1. Keep the evidence that your friend owes money, and if there is no evidence, you can ask your friend to write an IOU to prove the loan relationship, or collect and fix other evidence, such as witness testimony, audio recordings admitting the loan relationship, etc.; 2. Negotiate with friends to set up collateral for negotiation against difficulties; 3. If the loan amount is relatively large and the other party has no intention of repaying, and the time of the loan is within the statute of limitations, it can also directly file a lawsuit with the court.

[Legal basis].

Article 514 of the Civil Code: Unless otherwise provided by law or otherwise agreed by the parties, the creditor may request the debtor to perform the debt in the legal tender of the place of actual performance.

Ways to pay me back: Settlement, Judgment, Mediation, Arbitration, Litigation.

1. Reconciliation

The way of negotiation and settlement is the simplest and most convenient way to solve the problem, and the creditor and the debtor can negotiate to find a way to solve the debt problem, and it is best to sign an agreement such as a repayment agreement to perform the debt according to the way agreed by both parties. It is also possible to sign a settlement agreement with the mediation and witness of a third party.

2. Mediation

Mediation is also a way to solve the problem, mediation and reconciliation are both ways for both parties to negotiate to solve the problem, but mediation is a way to mediate with the support or witness of an independent third party, and the court or arbitration institution as a third party presides over the mediation of the repentance and procedure, and the court will issue a mediation agreement after the two parties reach an opinion.

3. Arbitration

Arbitration is not applicable to all cases, but arbitration may be used for cases involving property interests, such as labor disputes. Therefore, arbitration can also be used for the treatment of personal debts, and the cost of arbitration is much lower than the cost of litigation and the confidentiality is strong.

4. Litigation

Litigation is commonly known as litigation, which means that the parties resolve their disputes through the process of litigation. It is left to the judge to judge and decide, and the court will make a judgment to deal with the debt in the manner specified in the judgment. Although the time for litigation is relatively long, there is the coercive power of the court to ensure enforcement.

In this case, you can remind your friends tactfully, after all, you can communicate with him and negotiate with him privately, if the negotiation fails, you can ask the IOU to see if the number hall can help, after all, it is not easy for everyone to make money, you can also learn to use laws and regulations to directly sue him for legal procedures, after all, it is a matter of course to repay the money.

Friends owe debts, and the solutions include opening directly when due, asking for money in person, and borrowing money in reverse.

1. Open directly when it expires.

Friends who have not repaid their debts when they are due may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter what, as long as they forget to repay the money, they can take the IOU and tell their friends clearly. Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted.

2. Look at the right time to ask for it in person.

This method depends on the opportunity to act, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, open your mouth and ask the borrower to ask for it, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

3. Reverse borrowing.

When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out is naturally the best. If the other party remembers that they still owe you money, it is easier to pay it back automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending money to him, and then you can get the money.

Precautions for borrowing money between friends:

1. Pay attention to the borrower's creditworthiness and repayment ability, first of all, look at the other party's fixed assets, economic income, etc., to judge whether it has the ability to repay; Second, it depends on how the other party usually behaves and how creditworthiness is, and if the borrower has a bad record of borrowing but not repaying, he must resolutely refuse. Don't blindly borrow because you want to save face, listen to fancy words, or accept small favors, otherwise, you will suffer a big loss in the end.

2. When borrowing with a loan contract or IOU, do not take into account factors such as Huaishan favors and relationships, and be sure to let the borrower write the contract or IOU in person, and indicate the borrower, the amount of the loan, the purpose, the interest rate and the repayment time, etc., sign and draw the pledge, and both parties hold a copy and keep it properly.

3. For relatively large amounts, guarantee and mortgage procedures should be performedFor the sake of insurance, for large loans, it is best for the borrower to find a guarantor or guarantee unit with certain economic strength, and if necessary, the borrower can also be mortgaged by personal property such as certificates of deposit, bonds, motor vehicles, real estate, etc., and improve the guarantee or mortgage procedures. In this way, in the unlikely event that the borrower is unable to repay the debt, he can pursue the loan from the guarantor or legally use the collateral to repay the loan. <>