I have insured my child with Chinese Life Insurance and Urban Resident Insurance, and the order of c

First, the general insurance is to apply for a state-owned one, first in the urban area, and then in the commercial insurance.

Second, commercial insurance recommends choosing a small company and a company that is not too large and has good service to deal with to avoid the state-run face because the state-owned enterprise is the boss and you can't afford to mess with it.

Third, you can reflect this problem to customer service to deal with, and at the same time, you can find the relevant unit to deal with the complaint, there is no way to solve it online.

Fourth, commercial insurance has a contract and there is no need to worry.

Fifth, I wish you a smooth work, a prosperous career, a healthy life, a happy family, and a happy baby**.

Your question involves the matter of handling claims for urban residents' insurance, and now the insurance for urban residents is not unified across the country, and there are certain differences in the procedures in various regions, so it is recommended that you better ask the person in charge of the urban residents' insurance claims department, what seal you need to stamp with the insurance company, and you will write down the seal that needs to be stamped, and then go to the insurance company, which will be smoother.

Generally speaking, after the commercial insurance company handles the claim, the insurance company will issue a division order, which is legally valid, but it seems that some local social security departments do not recognize the division order issued by the insurance company. If this happens, just see if you can work around, there is no good way.

Finally, I would like to give you a suggestion, if there is a claim in the future, go to the urban residents to handle it first, and then go to the commercial insurance company. Generally speaking, urban resident insurance has a minimum payment line, and the part below the minimum payment line needs to be borne by the individual, according to the proportion, first to compensate the urban residents, and then to the commercial insurance company will pay a little more. Of course, we all hope that we don't have to go to the insurance company to settle the claim in the future, hehe.

I wish you a smooth work, good health, and a healthy growth of your baby!

The handling of Chinese life business is not authentic. Despise the quality of the case-handling personnel.

When we apply for insurance for customers, we always remind customers that they must apply for social security and medical care, including rural and street insurance. , insurance is the first to ensure social security medical care. Then go to a commercial insurance company for reimbursement.

If you get the reimbursement order reversed, it is not your sole responsibility, and the insurance company that reimbursed you is also responsible.

If you can't negotiate, it is recommended that you go through the litigation channel. There is no other way.

The insurance company will stamp a split stamp stating the amount that has been retained and the amount that has been paid. Generally, there are no two stamps.

Don't live in the city first, according to the terms of life, if there is a third party to pay, it will be reduced.

Be sure to pay in life first.

They complained without covering it and complained directly to the IA. It's basically useless to hit their company's complaints**.

Our company does not need the original when making a claim, as long as the original is a copy, you can try to go to Life Insurance to get the original back.

The insurance company will stamp a stamp certifying that the claim has been made.