Can I buy insurance, and can I buy insurance now?

The specific recommendations for insuring your child are as follows:

1.When buying insurance for your child, you should first consider whether the adult is adequately protected, and don't put the cart before the horse.

2.Don't ignore local insurance policies, such as whether there is medical coverage for the elderly and the young.

2.Children's insurance, based on the basis of protection, then talk about education funds.

3.In terms of protection, accidents, critical illnesses, and medical treatment must be considered.

4.There are three types of children's insurance in the market: dividend, universal and investment-linked, and it is recommended to choose the first two.

5. Insurance planning, do what you can, don't deviate from the reality of affordability, then it is not insurance. Best, solve whatever you can? Don't aim for a one-step solution.

6.Remember the additional exemptions!!

6.Buying insurance for your children, don't plan too much for a rainy day, and plan your life, which is very unrealistic. Treat it rationally and do what you can. You can set short-term, medium-term, and long-term financial goals, but if you don't ask for them all, reverse the order, and it will be a mess and a waste of money.

7.First of all, we must clearly understand the above needs and rules, and then select a qualified ** person, which is very important and very important, and then choose an insurance company.

It is recommended to communicate with ** people in detail and verify with multiple parties, after all, face-to-face communication is the most practical and effective way.

Insurance is worth buying. There are three reasons for this:

1. The risk cannot be **. When faced with sudden risks, physical accidents, the main income of the family is interrupted, and a sum of money is urgently needed to save, it is difficult to cope without sufficient financial support. Therefore, buying insurance can avoid risks and avoid the expansion of losses.

2. The incidence of diseases is high, and the cost is huge. Judging from the annual reports of insurance companies over the years, 40-60 years old is a period of high incidence of critical illness, especially the high incidence of cancer, with more than 2 million new cancer patients every year. 、

3. The five social insurances cannot solve all problems. For example, work-related injury insurance covers accidents and sudden death during work and on the way to work, and sudden death is not covered if it is a holiday or at home; Medical insurance has a minimum payment line, out-of-pocket ratio and drug list restrictions, and many drugs urgently needed for serious illnesses are not covered.

Commercial critical illness insurance is a compensation upon diagnosis, and as long as it meets the definition of disease agreed in the contract, you can get the corresponding compensation.

Medical insurance is a reimbursement type, mainly to solve the reimbursement of medical expenses, after discharge from the hospital with medical invoices and other information to make a claim, will not exceed the actual medical expenses.

Accident insurance is to protect the injury caused by the accident, accidental death benefit, there are also traffic accident death benefits, disability, etc., some accident insurance can cover sudden death, and the medical expenses caused by the accident can also be compensated, there is no place and time limit for occurrence.

So insurance is worth buying.

Of course, you can buy it, but you have to go to a regular insurance company to buy it, and those small insurance companies don't want to go, because many small insurance companies will shirk their responsibilities and are unwilling to compensate you.

In fact, buying insurance is like we have spent money to hire a "bodyguard" to protect your personal safety at the agreed time, even if you are not "attacked", it also provides real protection, although now we don't know whether we will use insurance in the future, but one day in the future, maybe it is such a small decision to buy insurance today, which will make our own and the whole family's trajectory completely different.

The probability of illness and accidents may not seem high, but for individuals, it is either "0" or "1", and once it happens, it is a heavy mountain that falls on every family, and what insurance can do is to move this mountain. Therefore, for the matter of buying insurance, we use a longer-term vision to consider, if we only focus on the current situation without illness and disaster, the premium will be wasted, it is very likely to lose a lot due to a small loss. Therefore, insurance can still be bought.

If you meet a regular insurance company, of course, you can buy it, which is also a kind of protection for yourself, and it is also a rainy day, so you can choose the right one.

You should choose your own suitable insurance and purchase it according to your own needs, so as to make the best use of your insurance.

If you come across insurance, of course. It is also a kind of protection for yourself, and it is also a kind of prevention, so if you choose the right one,

Hello! Insurance is reliable! I can buy it!

Since buying insurance is a more professional science, most people actually can't understand the terms of insurance when they buy insurance. Coupled with the salesman's "flickering", you may have bought an insurance that is not suitable for you.

If you don't know which product to buy, you can click to make an appointment for [1-to-1 Insurance Planning Service], and Deep Blue Insurance will provide you with professional advice.

For example, let's say we buy an accident insurance and think that if an accident happens, we can compensate for it. As everyone knows, the "accident" you imagine may not be the "accident" agreed in the insurance.

Take sudden death as an example, we usually think that sudden death is accidental death, and accident insurance has to pay for it. In fact, most of the causes of sudden death are caused by illness, and in order to meet the conditions of accident insurance, it must be "external, unintentional, non-diseased, and sudden".

Although sudden death may seem like an emergency, the cause is death due to an underlying disease, so in principle, sudden death accident insurance is not covered.

However, in order to meet everyone's needs, the excellent accident insurance products on the market will come with sudden death protection.

For example, if you buy a medical insurance, you think that as long as you get sick and go to the hospital**, you will definitely be able to pay for it.

Wrong again! Medical insurance does not cover some pre-existing conditions because they are excluded from the exclusion clause of medical insurance. If you haven't read the insurance wording carefully, you probably don't know that pre-existing conditions are not covered.

The reason why most people think that insurance is a fraud is that information asymmetry is to blame.

What Deep Blue Jun wants to tell you is that the insurance itself is reliable! It's also true!

Law is a system of norms enacted or approved by the state and guaranteed by the coercive power of the state, reflecting the will of the ruling class determined by specific material conditions of life. The law is the embodiment of the will of the ruling class.

Laws are the general term for basic laws and ordinary laws that are enacted, amended, and promulgated in accordance with legal procedures by the legislature exercising the legislative power of the state, and are guaranteed to be implemented by the coercive power of the state. Law is a collective term for the code and the law, which respectively regulates what citizens can and cannot do in the life of society.

China's laws can be divided into: (1) the Constitution; (2) Legal; (3) administrative regulations; (4) local regulations; (5) Autonomous regulations and special regulations. Law is subordinate to the peremptory norms of the Constitution and is the concretization of the Constitution.

The constitution is the foundation and core of national law, and law is an important part of national law.

You can buy insurance, but whether you want to buy it or not depends on your own situation. For example, in the case of protection insurance, once the insured is unfortunately hospitalized due to accident or illness, the protection insurance will pay a claim under the agreement of the contract terms, which can reduce the financial pressure of the family brought by the insured's hospitalization and ensure that the family can maintain a normal daily life. However, whether to buy insurance or not should also consider the family's financial situation, budget, physical condition, etc.

If you have a limited budget and are in poor physical condition, you may not be able to buy the corresponding insurance.

1. Consider the premium budget, and clarify how much budget you can take out to buy insurance, so as to determine what type of insurance you can buy. Depending on the budget, the insurance you choose is different.

2. From the perspective of economic situation, the overall economic situation of the family is very important. Under normal circumstances, the higher the household debt, the higher the amount of coverage for the breadwinner.

3. From the perspective of physical condition, under normal circumstances, the better the insurance, the stricter the health notice, and the higher the threshold. If you are not clear about your physical condition, it is difficult to choose the products you can buy, and there is a risk of being denied a claim if your physical condition does not meet the conditions for claims.

Insurance can protect your property and family by providing financial security, as well as protection against unexpected risks. The steps to buy insurance are simple, first, you need to determine your insurance needs, then search for the right insurance product, compare different insurance companies, and what they offer in order to choose the best insurance product for you. Second, you'll need to fill out an insurance application form, providing the required information so that the insurance company can review your application.

Finally, you'll need to sign the insurance contract, pay the premiums, and complete the insurance purchase process. When buying insurance, you need to understand the basic concepts of insurance, including the types of insurance, the types of insurance, the duration of insurance, the responsibilities of insurance, the cost of insurance, etc. In addition, you need to understand the credibility of the insurance company, as well as the services provided by the insurance company, so that you can ensure that the insurance product you purchase is the most suitable one.

Yes, it is possible to buy insurance. Insurance is a financial instrument that can help you defend against financial losses in the event of an unexpected or unforeseen situation. Insurance can protect your property and family by providing financial security and protection against unexpected risks.

The steps to buy insurance are simple, first, you need to determine your insurance needs, then search for the right insurance product, compare different insurance companies, and what they offer in order to choose the best insurance product for you. Second, you'll need to fill out an insurance application form, providing the required information so that the insurance company can review your application. Finally, you'll need to sign the insurance contract, pay the premiums, and complete the insurance purchase process.

When buying insurance, you need to understand the basic concepts of insurance, including the types of insurance, the types of insurance losses, the duration of insurance, the responsibilities of insurance, the cost of insurance, etc. In addition, you need to understand the credibility of the insurance company and the services provided by the insurance company so that you can make sure that the insurance product you purchase is the most suitable one.

Can you add, I don't quite understand it.

Of course, you can buy insurance, which is a financial tool that can help us deal with unexpected risks and protect ourselves and our families' property. Insurance can be divided into life insurance and property insurance, life insurance can protect the life and health of the insured, and property insurance can protect the property safety of the insured. When choosing insurance, we need to consider our actual situation, according to our family situation, financial situation, risk tolerance and other factors, to choose the right insurance sock hole dust products.

At the same time, we should also pay attention to the credibility of the insurance company, as well as the coverage of insurance products, insurance costs, etc., to ensure that our interests are protected to the greatest extent. In addition, we can also inform Zen to purchase insurance to achieve wealth accumulation, for example, through term life insurance, investment insurance, etc., to achieve wealth accumulation. In short, buying insurance is a rational choice that can effectively protect the property safety of yourself and your family, and at the same time, you can also achieve wealth accumulation.