What do you need to pay attention to when investing in funds, and what do you need to know?

You need to first understand the type of **, including the investment scope, subscription and redemption conditions and related fees, etc., as well as how the net value performance of the ** was before. I can tell you some data here, 1Public Offering**:

In 2011, the average loss of partial stocks** Wang Yawei's Huaxia Strategy and Huaxia** total income in 2011 were respectively.

2.Private Placement** (Sunshine): In 2011, 963 private placements** fell by an average of 15%, with returns ranging from -60% to 41%, with the top 3 results being38% and the average return of the top 50 private placements**.

Therefore, if you want to buy **, I still recommend that you buy bonds** (basically no losses), or wait for **index to reach a relatively safe point before buying** (such as below 2000 points).

1. Base selection. 2. Persistence.

Short-term investments are bought into currency**, and now the currency** is more than a year's term; Long-term investment is used for regular investment, but regular investment must be adhered to.

First of all, you have to understand**including**regular investment and venture capital****There is not much difference between regular investment and savings, which is equivalent to a fixed deposit, and the risk of venture capital is still relatively large, **affected by the European debt turmoil and **downturn**The loss is also larger.

10,000 do** Basically, there will not be much gain and loss. If you want a high yield, you can consider** ** In the current situation**, ** there will be more opportunities. Of course, before entering the market, you must be familiar with the entire market and operation methods, otherwise it is easy to lose money.

The ** profit, the charge!

To choose the right one, you must first set your own investment objectives and investment horizon, assess your risk tolerance, and determine whether you are a conservative, prudent or aggressive investor; Secondly, carefully and comprehensively assess a number of indicators, such as the performance of income over the years, the ability and quality of managers and researchers, the risk control means and investment style of the management company, etc., and choose excellent varieties that are suitable for their own risk appetite for investment; Finally, keep track of what you've invested in** and adjust your financial portfolio based on its performance, your funding position, and your income goals.

Hello, Investor Notice:

**It is an effective tool for long-term financial management. Don't treat ** as savings, and manage money as wealth. There is a risk of losing the principal amount of the purchase**.

The gains made from the purchase of ** in 2006 are difficult to repeat. Don't invest your precautionary savings in risky capital markets, let alone mortgage loans.

There are many types, and different ones have different risk-return characteristics. The greater the benefit, the greater the risk. , hybrid**, bonds**, money market** may achieve benefits and risks that can be taken are gradually reduced.

**It is advisable to hold it for a long time, and it is not advisable to speculate frequently.

Focus on diversification and don't put all your eggs in one basket.

Analyze your risk tolerance and financial goals, and invest in products that match your risk tolerance.

Go to a legal place to buy the products of the legal ** management company. The list of regulated institutions and products can be found in the China Securities Regulatory Commission**(

or China**Industry Association**(

Inquire. It is not that the cheaper the better, and the higher is often the proof that it has a good historical performance.

It's not that it's better to buy new**than old**. In a bull market, buying an old ** that has been performing well may achieve better investment returns.

**It has the advantages and characteristics of collective financial management, professional management, portfolio investment and risk diversification. With the smooth progress of the construction of basic systems such as the reform of equity division of listed companies in China, the comprehensive management of the company, the liquidation of the capital occupation of major shareholders and the illegal guarantee of listed companies, the deep-seated contradictions and structural problems of the market have been gradually resolved, the market efficiency has been improved, and the industry has maintained a good momentum of rapid and healthy development. The China Securities Regulatory Commission has strengthened strict supervision while promoting the development of the industry, and has strived to consolidate the foundation for the development of the industry.

By improving the legal system, strengthening daily supervision, actively promoting innovation, steadily expanding opening up and other measures, the industry has initially formed a diversified competition pattern, the competitiveness of the management company has been continuously improved, and the scale has been expanding, providing investors with a good way to enter the market and share the fruits of China's economic growth. However, the high returns brought to investors have also made some investors ignore the investment risks behind them, and invest their precautionary savings in the high-risk capital market, and some even use housing as a mortgage to buy, which brings great concerns to the healthy and stable development of the market. Many new investors often ignore the investors who made gains in 2006 while seeing the huge gains in 2006, and a considerable number of them entered the market in 2004 and 2005 or even earlier, and they have experienced the pain and suffering caused by investment losses for a long time.

Therefore, new investors must establish a correct concept of financial management, understand themselves, understand the market, understand history, understand the management company, and be a clear investor. (**: China **Industry Association).

To choose the right one, you must first set your own investment objectives and investment horizon, assess your risk tolerance, and determine whether you are a conservative, prudent or aggressive investor; Secondly, carefully and comprehensively assess a number of indicators, such as the performance of income over the years, the ability and quality of managers and researchers, the risk control means and investment style of the management company, etc., and choose excellent varieties that are suitable for their own risk appetite for investment; Finally, keep track of what you've invested in** and adjust your financial portfolio based on its performance, your funding position, and your income goals.

You can refer to the following CMB Five-Star Choice**(

1.Understand the basics of **: **** can be divided into 4 categories in order of risk level. Among them, the least risky is the currency ****, the bond type with slightly higher risk controllability, the riskier hybrid type**, and the most risky type**

2. Understand the transaction standards: If you want to buy the transaction standards and main costs. There are differences in the cost of different types of asset management products. In which the currency **** is not subject to subscription fees and redemption rates;

3. Understand the advantages and disadvantages of ** and related rankings: buying ** is not necessarily to buy the top ****. However, most of the top **** tongchen and quality are very good, and the risk index is also relatively low;

4.Understand the purchase method: There are three purchase methods, namely the official website of the management company, the bank counter and the third-party purchase service platform.

In the distribution bureau mark-to-eye business, the interest rate of the third-party sales** will be more preferential than that of the ** and the bank. Moreover, the **** purchased by the bank and the **** purchased by other random ways are not different from their users.

Personally, I think that to choose those stable funds, but also according to the current situation, policies and some information you know to choose ** pay attention to many aspects, first of all, you should pay attention to yourself to have basic investment knowledge, and also have a basic understanding of the rise and fall of **. At present, our lives are getting better and better, many people's wages are also very high, in addition to paying living expenses, there is a lot of money to manage money, most of the financial management will choose to invest, because ** is a common project at present, many people have made money by investing**. There are many issues to pay attention to in investment, and I will talk about my views on the investment **.

First, you must first learn a series of related knowledge.

Second, you must be prepared before investing.

Third, we should take a closer look at the current situation and policies.

Everyone must pay attention to the risk and be cautious in investment.

It is best to choose some more stable **, choose some less risky **, you can choose treasury bonds, so that you can solve these problems, when you choose, you must pay attention to the situation of the issuing company, you need to pay attention to the situation of the industry, pay attention to the situation of the entire market.

When choosing, you should choose some with good development potential. The problem that needs to be paid attention to is that we must choose according to the market, but also according to today's development to choose, we must pay attention to the risk when choosing, and we must also pay attention to the amount of the first, but also pay attention to their own investment methods.

When choosing the best market, we must choose a good market economy, and we must choose low risk and high profit, so that the best selected will not have a loss. When choosing the best we must look at the development prospects, we must also look at the market value of the first, and we must consult with professional people when choosing, so that there will not be a lot of losses at this time, and our interests can be guaranteed at this time.