Who do you ask for unemployment pay when you lose your job? Who pays for unemployment insurance?

Unemployment insurance can only be received after the labor relationship has been terminated with the unit, and the labor relationship can only be received if the employee has terminated the labor relationship without personal will, and the cumulative contribution of unemployment insurance has reached one year. The details are as follows:

1. Can you get it?

According to Article 14 of the Regulations on Unemployment Insurance, an unemployed person who meets the following conditions may receive unemployment insurance money:

1) Participating in unemployment insurance in accordance with regulations, and the unit to which they belong and themselves have fulfilled their obligation to pay contributions in accordance with regulations for one year or more;

2) Interruption of employment not due to the person's will;

3) Have been registered as unemployed and have a job search request.

2, How much to receive:

If the unemployed person's employer and himself have paid contributions for one year but less than five years in accordance with the regulations before becoming unemployed, the maximum period for receiving unemployment insurance money is 12 months; If the cumulative payment period is 5 years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months; If the cumulative payment period is more than 10 years, the maximum period for receiving unemployment insurance benefits is 24 months. If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money may be combined with the period for receiving unemployment insurance money that should have been received but not yet received in the previous unemployment, but the maximum period shall not exceed 24 months.

3. How to receive.

If you meet the conditions for receiving unemployment benefits, you generally need to provide materials for terminating labor relations, ID cards, household registration books, **, etc., to apply for unemployment benefits to the social security institutions of the insured cities within 60 days, and the unemployed can only receive unemployment benefits after unemployment registration and training. Generally, it is paid in the next month after unemployment, which is paid by punching in and received locally on a monthly basis (in rural households, in some places, a one-time unemployment benefit is issued). Due to the different procedures in different places, it is recommended to consult the local social security agency.

Unemployed persons who meet the following conditions can receive unemployment insurance benefits: 1. Interrupt employment within the legal working age without their own will; 2. Have a permanent urban residence in the city; 3. Pay unemployment insurance premiums in accordance with regulations during employment; 4. Pay unemployment insurance premiums for one year before dissolving or terminating labor or work relations; 5. In accordance with the provisions of these measures, go through the unemployment registration procedures and unemployment insurance application procedures, and have job search requirements.

The period for receiving unemployment insurance money shall be determined on the basis of the number of years of unemployment insurance premiums accumulated before unemployment (deducting the period of payment for unemployment insurance premiums that has been verified). If the payment period is 1 year but less than 2 years, the period for receiving unemployment insurance money is 2 months, and for each additional year of payment in the future, the period is increased by 2 months, and so on, but the maximum period for receiving unemployment insurance money at one time shall not exceed 24 months.

According to the regulations, it is generally 40% of the average salary of the 12 months before the unemployment of one's own salary, and the maximum cannot exceed the local average social wage, and the minimum cannot be lower than the times of the local minimum security standard.

If you are unemployed, you can go to the social security office in the neighborhood to go through the relevant procedures, and then you can enjoy the relevant benefits of unemployment.

Legal analysis: Unemployment insurance money is not paid by the employer, and the unemployment insurance money is directly paid to the unemployed by the social security department. Unemployment insurance money refers to the basic living expenses paid by unemployment insurance agencies to eligible unemployed persons in accordance with the law, and is a temporary compensation for the loss of wage income by unemployed persons during the period of unemployment.

Legal basis: Social Insurance Law of the People's Republic of China Article 45 If an unemployed person fails to meet the following conditions, he shall receive unemployment insurance money from unemployment insurance**: (a dry smile) before becoming unemployed, the employer and the person have paid unemployment insurance premiums for one year; 2) Interruption of employment not due to the person's will; (3) Those who have already registered as unemployed and have requirements to seek employment.

Article 46 Where an unemployed person has paid contributions for one year but less than five years before he or she becomes unemployed, the maximum period for receiving unemployment insurance money shall be 12 months; If the cumulative contributions have been made for five years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months; For those who have made contributions for more than 10 years, the maximum period for receiving unemployment insurance money is 24 months. If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money shall be calculated together with the period for which unemployment insurance money should have been received but not yet received in the previous unemployment, and shall not exceed 24 months.

Article 47 The standard of unemployment insurance money shall be determined by the people of the province, autonomous region, or municipality directly under the Central Government, and shall not be lower than the minimum subsistence guarantee standard for urban residents.

<> "Unemployment Insurance Premiums.

1. What does unemployment insurance premium mean?

Unemployment insurance premiums are actually the fees paid by the Social Security Bureau to eligible unemployed persons, which are temporary compensation for the unemployed who have no wage income during the unemployment period, and unemployment insurance is also an important part of social security. It is necessary to know that unemployment insurance money is mandatory to purchase, which is financed by the work unit and individual contributions and related subsidies, etc., which is a kind of help for the unemployed to lose their economy due to unemployment, in order to ensure the basic life.

2. How to pay unemployment insurance premiums.

In other words, unemployment insurance is paid jointly by the work unit and the individual in accordance with the rules, and it is divided into two types: employees of urban enterprises and public institutions and peasant contract workers recruited by urban enterprises and public institutions. Generally, the employees of urban enterprises and institutions pay unemployment insurance premiums according to 1 percent of their wages, but if they are peasant contract workers recruited by urban enterprises and institutions, they do not need to pay unemployment insurance premiums.

3. The number of years in which unemployment insurance premiums can be paid unemployment insurance money.

Unemployment insurance premiums can be paid for more than one year, and the conditions for unemployment insurance benefits must be met at the same time. You must know that as long as you have paid for one year and meet the conditions, you can apply to the local social security bureau to receive unemployment insurance money, and you can receive unemployment insurance money for up to two years, during this time, there will be relevant departments to help you provide employment training to provide better job opportunities.

The conditions for receiving unemployment insurance money are: those who have paid unemployment insurance for more than one year, are not voluntarily unemployed, and have also registered with the relevant departments for unemployment can receive unemployment insurance benefits.

On the question of how to pay unemployment insurance premiums, Article 6 of the "Regulations on Unemployment Insurance" stipulates that urban enterprises and public institutions shall pay unemployment insurance premiums at the rate of 2 percent of their total wages. Employees of urban enterprises and public institutions shall pay unemployment insurance premiums at the rate of 1 percent of their wages. Peasant contract workers recruited by urban enterprises and institutions are not required to pay unemployment insurance premiums.

Further information] Main features of unemployment insurance:

1. Universality. It was established primarily to ensure the basic livelihood of wage earners after they lost their jobs, and its coverage included most members of the labor force. Therefore, when determining the scope of application, the insured units should be divided into departments and industries, regardless of the nature of ownership, and their employees should be regardless of the form of employment, regardless of their homes, towns, and rural areas, and after the dissolution or termination of labor relations, as long as they meet the conditions, they have the right to enjoy unemployment insurance benefits.

An analysis of the changes in the scope of application of unemployment insurance in China shows a trend of gradual expansion. The principle of universality has been fully embodied from the four types of people in state-owned enterprises to the seven categories and nine types of people in state-owned enterprises, and the workers of public institutions under enterprise management, and then to all urban enterprises, public institutions, and their staff members as stipulated in the "Unemployment Insurance Regulations."

2. Mandatory. It is enforced through the enactment of laws and regulations by the state. According to the regulations, units covered by the unemployment insurance system and their employees must participate in unemployment insurance and fulfill the obligation to pay contributions.

According to the relevant regulations, units and individuals who fail to fulfill their payment obligations shall bear corresponding legal responsibilities.

3. Mutual aid. Unemployment insurance is mainly raised by the society and is jointly borne by the unit, the individual and the state. The proportion of payment and payment method are relatively stable, and the unemployment insurance premiums raised, regardless of the channel or the nature of the payment unit, are all incorporated into the unemployment insurance, and are uniformly dispatched and used in the overall planning area to play the function of mutual aid.

Application and payment of unemployment insurance benefits:

1. The unemployed person shall go to the Municipal Unemployment Insurance Administration Office to apply for unemployment insurance money within 60 days with his own certificate and the certificate of termination or dissolution of the labor contract issued by the original unit, and fill in the "Registration Form for Application for Unemployment Insurance Money" and other materials;

2. The Municipal Unemployment Insurance Administration shall approve the unemployment insurance benefits, standards, and deadlines according to the individual payment records;

3. Notify the unemployed of the results of the examination and issue the "Certificate of Unemployment Registration for Employees of Enterprises and Institutions";

4. Unemployed persons shall go through the application formalities and job search registration formalities at the designated unemployment insurance agency with the "Certificate of Unemployment Registration for Employees of Enterprises and Institutions", and participate in employment training;

5. Unemployed persons shall register for receiving unemployment insurance money on a monthly basis;

6. Unemployed persons shall receive unemployment insurance money at designated banks every month with their cards.

If you have been unemployed for 10 years, you may still be able to receive unemployment benefits. The premise for receiving unemployment benefits is: unemployment insurance was paid before becoming unemployed; and the employment is not interrupted because of the person's will; and that the unemployed person was registered as unemployed.

Article 14 of the Regulations on Unemployment Insurance.

Unemployed persons who meet the following conditions can receive unemployment insurance benefits:

1) Participating in unemployment insurance in accordance with regulations, and the unit to which they belong and themselves have fulfilled their obligation to pay contributions in accordance with regulations for one year or more;

2) Interruption of employment not due to the person's will;

3) Have been registered as unemployed and have a job search request.

During the period of receiving unemployment insurance money, an unemployed person shall enjoy other unemployment insurance benefits at the same time in accordance with regulations.