Does fund investment need to be held for a long time, and why should funds be held for a long time?

Under normal circumstances, ** is a target of long-term investment, and we generally don't use ** to speculate**. There are usually several reasons to hold it for a long time.

First of all, if you operate, you need to charge a huge handling feeUnder normal circumstances, it is stipulated that if the holding time is less than 7 days, a redemption fee will be charged, and this redemption fee is very much, and under normal circumstances, the income that 7 days can create for us is very limited. There are up to 5 trading days in 7 days, even in a big bull market, we will not get a high return from the **, if the redemption fee is deducted, then for our investment, the blow is huge. In addition to the impact of 7 days on the redemption fee, the longer the holding time, the lower the redemption rate, so long-term holding has a better impact on our returns.

In addition, especially for **type**, we just give our own money to the **manager, let him help us**, usually in his portfolio, **the day's ups and downs will not be too large (except for the theme**). Then it has to go through a long period of operation before he can help us earn more incomeTherefore, our long-term holding** is the most suitable for our returns.

In addition, it is very important that every **manager** will have a very reasonable positionSo if it's a big deal. If we re-sell, then we will invest our money in **, if we re-sell, then in fact we seem to lock in profits, but in fact, the share of ** may be less than the original money, because we need to deduct the rate of ** and the rate of buying.

But this sentence is not absolutely correct, **when** is important, but when to sell is more important, ** must be sold in the end to be able to obtain profits, before selling, no matter how much percentage of our income is shown on the book is useless,Therefore, when we earn the target yield on the ** we purchased, we should consider finding a good time to sell them to lock in the profitSo how should we start a new round of investment, it is best to use the method of regular investment to invest in heavy positions with low valuations.

Therefore, to hold for a long time, mainly because the handling fee rate is very high for short-term holding, and short-term holding can not earn higher returns, but long-term holding does not mean that you do not sell at all.

There are two reasons why it is suitable for long-term holding, one is that the fluctuation range is not large, and the probability of obtaining income from short-term holding is small, and the other is that the redemption fee is determined according to the length of holding time, and the redemption fee is more expensive and the transaction is not cost-effective. **Transaction fees include subscription fees and redemption fees, each ** fee standard is different, the subscription fee is different according to the transaction amount, the larger the general transaction amount, the lower the subscription fee, the redemption fee is different according to the holding time, the longer the holding time, the lower the redemption fee, or even 0, investors can check the fee standard in the trading rules.

Because it is a very good thing, it can protect our interests, and it can make us money, and the phenomenon of loss is very small, so it is completely necessary to hold it for a long time. It's a great deal.

Because ** is a long-term fishing for big fish, the rate of return on long-term holding is more impressive than that in the short term.

First, the fluctuation range is not large, and the probability of obtaining income from short-term holding is small, and the second is that the redemption fee is determined according to the length of holding time, and the redemption fee is more expensive and the transaction is not cost-effective.

Only by holding it for a long time can you guarantee that you will get a certain amount of dividends in the end, and in this case, you can guarantee that you will not lose money, so you must hold it for a long time.

Because the income is very good, it is also relatively stable, and the risk is relatively low, so it should be held for a long time.

OK. **Mainly long-term holding, but long-term holding does not mean that there is no brainless persistence, and there is no selling, but after holding for a long time, when the account is profitable, it is necessary to take profit reasonably. Of course, if you choose a good **, then it is right to hold it all the time, but there will also be swings, and there is no ** always**, so proper take profit is also the key to profit.

A few simple tips to teach you how to choose a high-quality **, if you hold it for a long time, the probability of making a profit is very high:

1.Pick according to your risk tolerance, and if you're worried about risk, you can choose currencies and bonds, both of which will make money by holding them for a long time unless force majeure occurs. If your risk tolerance is high, you can choose Market-Related Equity.

2.Equity can be selected according to the manager's past performance, the manager's years of experience, the number of managers managed, the maximum drawdown, the scale and other indicators. Choose a high rate of return, long experience, no more than 5 managed numbers, small maximum drawdown rate, and moderate scale.

3.Do not operate frequently.

Let's take the currency ** and pure debt bonds** as an example, it is generally safer to hold ** for a long time, and the risk of currency ** and pure debt bonds** is relatively small, and the volatility is relatively small, and generally speaking, there will be no loss of principal.

There is no absolute security for long-term holding of mixed ** and **, so some of this kind of ** are invested with**, we all know that ** fluctuations are relatively large, ** will follow the fluctuations of ** market and rise or**.

Therefore, when the **** is good, the investment will be, and if the investment is not good, the investment will be, and the risk is relatively high.

Hybrid** also invests in bonds, etc., with a view to achieving a balance between return and risk by investing in different asset classes. The expected risk of a hybrid is lower than that of a bond, and the expected return is higher than that of a bond. It provides investors with a tool to diversify their investments across different asset classes, making it more suitable for more conservative investors.

The investment risk of hybrid** mainly depends on the size of the bond allocation. Generally speaking, the risk of equity-biased and flexible allocation** is higher, but the expected rate of return is also higher; Debt-biased** has a lower risk and a lower expected yield; The risks and returns of equity-bond balanced** are more modest. The market is risky and investors should be cautious.

**It is better to invest in long-term holding, and the fluctuation of short-term returns is generally larger, and long-term investment is still more promising if you have spare money to plan well.

**Worth holding for a long time!!

Generally speaking, if you hold it for 3-5 years, you can basically get a good return.

A steady hit can be held for a long time. That's how our family is, long-term.

**It should have been held for a long time to avoid losses.

Yes, it is generally done in the medium and long term, and it is difficult to control it in the short term.

**Can be held for a long time or for a short period of time. Therefore, investors can choose to hold for the long term or for the short term according to their needs.

However, it is recommended that investors do not hold it for too long, and generally hold it for about 5 years before selling. Because the main purpose of buying ** is to make a profit, and generally speaking, the ideal income can be achieved in 5 years, so the holding time is about 5 years.

Of course, it should also be noted that it is not necessary to make money by holding it for a long time, and it may incur losses when it is at risk. However, since long-term holding can dilute the investment risk, even if you incur a loss, you will not lose much.

This is to be divided into situations, if you choose a bad **, hold it for a long time, the longer you put it, the more you will lose, but if it is a good **, assuming that it rises by 50% or 60% every year, then you can consider holding it for a long time to make money.

In addition, it is worth noting that we should be clear about a concept when we buy, buying ** is to go to the heart of wanting to make money, ** is not a deposit, it is not guaranteed principal, and it is not interest-guaranteed.

After earning a certain amount of income, it is necessary to redeem it, so that the money is in the pocket, and you need to buy low and sell high to make money when you buy **, and you must know how to take profit appropriately, for example, the current market is particularly high, then you must pay attention to the risk of **.

Notes:

**It is suitable for long-term holding, and long-term holding can effectively diversify the risk, but when choosing, it is necessary to choose a good **long-term holding from many considerations, rather than saying that ** is suitable for long-term holding, if you choose a bad **, long-term holding will only lose more and more.

If not all of them can be held for a long time, there should be a selective choice to hold them for a long time, and in addition, long-term holding can reduce a certain redemption fee, and when redeeming, the longer the holding time, the less the redemption fee.

First of all, it must be good enough, for a high-quality **, it is definitely no problem to hold it for a long time to make money. But for some of the problems themselves, such as a change in managers, a very low ranking, and a problem with heavy stocks. No matter how long you hold it, it won't be possible to make you money.

The high-quality ** long-term performance is excellent, the ** manager has been in the industry for a long time, and the ** company has a high reputation.

Holding it for a long time will not necessarily make money, but it will increase the odds of making money. 99% of long-term holdings will achieve positive returns.

**Long-term holding will generally make money, but you have to choose me to be more growth-oriented, so that it may make money.

Yes, ** is a long-distance run, and ** is also going up in the long run. Therefore, you should be patient and stick to regular investment.

Yes, it is still a long-term investment tool, but you need to be on time and sell at a relatively high point.

Hello, absolutely, but only if you, the **manager**, must have a good track record.

Fourth, the general trend: if the day of the sharp fall, the break is even worse, there is a limit do not chase in general, **broken ** on the main force and the psychological impact of the chase plate is also huge, the main force to pull up the determination to weaken accordingly, follow the trend disk also stop chasing up, the main force in the case of no pick-up, often appear the next day helpless immediately ship the phenomenon, so in the ** break the sharp fall when it is best not to chase the limit.

When **in the band**, there are more opportunities for the daily limit, and there are more opportunities overall, so you can be bold in chasing the daily limit; When the ** band is weak, we should be especially careful and try to focus on ST shares, because ST shares and ** may go in reverse, and the other 5% increase will not cause too much selling pressure. If the trend is unclear during the consolidation, it is mainly based on the ** pattern, the morning and evening limit time, and the time-sharing chart performance.

Fifth, the first limit is better, and the reason for the second limit in a row is that the short-term profit plate is too large, and selling pressure may occur. Of course, this is not a certainty, and the leading stocks in the bull market or the stocks with great good news can be exceptional.

Most people do financial management without professional financial knowledge. During the bull market, I listened to my friends and colleagues around me about how to make money and how much money can be made in a day. Then you are also ready to move, at the beginning of the Maverick tried to buy a little knife, and it turned out that it was indeed quite profitable.

Slowly I wanted to earn more and increase my **entry, but when I met a big **, I was lucky at first, thinking that it would rise back in two days. As a result, I couldn't wait, the income was lost, and in the end, I lost the principal and left the market.

I believe that many friends are very concerned about the daily ups and downs, and they are very sad to fall today, and they are very happy to rise today. Always looking at the market trend, the loss is depressed. But do you know what you're buying?

**is hosted by the **manager** team for you, and our understanding of the ** sector is not as professional as them. At this point, we don't need to stare at the trend of the market for a long time, and it is more difficult for you to operate it. Most people think of **as ** as a general fry.

Time is a very important concept in investment and financial management. Short-term usually refers to less than one year, which period is three to five years, and more than five years is a long-term investment. Holding for a long time is very important for investment.

If investors frequently sell in order to obtain the difference income of the net value, it will greatly increase the cost of subscription and redemption, and in fact, they will damage their investment income.

You can pay attention to it and slow, in WeChat, Zhihu's official "and slow housekeeper banquet infiltration", daily sharing of all kinds of ** investment dry goods and financial knowledge, is your intimate little housekeeper on the investment road. And slow is a service platform focusing on personal finance under Yingmi**, providing users with simple and worry-free financial solutions.