Is it better to renew the insurance in the 4S store or find a salesman to do it

"Jin Xiangyu is your fully protected fixed life two-penny passbook].

"Jin Xiangyu" is a universal insurance product launched by Sunshine Insurance. Flexible access and comprehensive protection. It is your guaranteed two-pence passbook.

A comprehensive investment account integrating education, marriage, pension and medical care.

Yes: a universal account that preserves and appreciates the value of assets, resists inflation, reasonably avoids taxes, and is flexible in use.

Example: A 30-year-old man saves $6,000 a year, assuming a deposit for 10 years.

Protection: After successfully opening an account, you will immediately have the following protection:

10,000 yuan worth protection;

10,000 yuan of early payment critical illness benefit (42 types);

10,000 yuan of additional benefits for minor illness (10 types);

10,000 yuan of accidental injury protection;

Accidental Injury Medical Benefit;

$ for inpatient medical expenses;

7. Hospitalization allowance of 50 yuan per day.

Income: daily interest, monthly compound interest, compound interest 12 times a year. If it is saved for 3 consecutive years, an additional continuous payment bonus of 120 yuan per year will be awarded after the fourth year.

Safety: The guaranteed interest rate is not lower than, there is no cap, and the current income is.

Flexible: Deposit, it is recommended to save for more than 10 years, and the time is determined by yourself; It is recommended to receive part of it after 10 years, or a one-time collection, take more and take less by yourself, and the account balance is not less than 1,000 yuan, and you still enjoy insurance protection.

Calculated according to the current investment rate of return:

If you are 50 years old, you can receive it at one time;

If you are 60 years old, you can receive it at one time;

If you are 70 years old, you can receive it at one time;

If you are 80 years old, you can receive ...... at one time

42 Critical Illness Coverage:

1. Paralysis of malignant tumors; 2. Acute myocardial infarction; 3. Sequelae of stroke; 4. Major organ transplantation or hematopoietic stem cell transplantation; 5. Coronary artery bypass grafting; 6. End-stage renal disease; 7 multiple limbs missing; 8. Acute or subacute severe hepatitis; 9. Benign brain tumor; 10. Decompensated stage of chronic liver failure; 11. sequelae of encephalitis or meningitis; 12 deep coma; 13. Deafness in both ears; 14. Blindness; 15 paralysis; 16. Heart valve surgery; 17 severe Alzheimer's disease; 18. Severe brain injury; 19. Severe Parkinson's disease; 20 severe burns; 21. Severe primary pulmonary hypertension; 22. Severe motor neuron disease; 23. loss of language ability; 24. severe aplastic anemia; 25 aortic surgery; 26 multiple sclerosis; 27Human immunodeficiency virus infection caused by blood transfusion; 28 end-stage lung disease; 29 severe rheumatoid arthritis; 30 Systemic Erythematogram.

9 Minor Illness Coverage:

1. Non-life-threatening malignant lesions; 2. Pituitary tumor, brain cyst, cerebral aneurysm and cerebral hemangioma; 3. Aortic interventional surgery; 4. Mild primary pulmonary hypertension; 5. Coronary intervention; 6. Loss of a single limb; 7. Heart valve interventional surgery; 8. Craniotomy for traumatic brain injury; 9. Smaller, third-degree burns.

The 4S shop is for the insurance company**, the salesman is a direct service, of course, the salesman is good.

Of course, it is the best person around you, and the follow-up service is good.

Find the best people around you, and the follow-up will be more powerful.

Hello: Of course, find the salesman around you.

Or find a salesman, someone will help you handle the claim.

Of course, looking for salesmen, they are still professional!

Renewal specialists are not easy to do. Now car insurance is all direct sales, and the owners of 4S are generally not renewing their insurance in the store. With the popularity of cars, more and more consumers are beginning to replace them, and even new owners who buy a car for the first time are becoming more and more savvy.

Doing it in a 4S store is basically a one-shot deal.

The financial commissioner is relatively stable and more suitable for girls, with less commission, but they can learn a lot, as long as they study more seriously, there will definitely be opportunities for promotion and salary increase, and the automobile aftermarket is a very potential industry, there will be more and more loans to buy cars, and more and more people will insure cars.

Job Responsibilities of a Renewal Specialist1. Responsible for the insurance application and renewal of customer insurance.

2. Responsible for contacting customers whose insurance expires in one year, and facilitating the completion of customer renewal.

3. Responsible for the collection and sorting of customer insurance information.

4. Responsible for the solicitation and statistical analysis of investment and renewal business.

5. Acceptance of on-site investment and renewal business of customers.

6. Maintain a good cooperative relationship with insurance companies.

7. Responsible for the consultation and answer of incoming calls and customers to the insurance business.

8. Responsible for the reconciliation of relevant insurance business with finance on a regular basis.

9. Follow up the insurance customers who have not renewed their insurance in the company before.

10. Solve the complaints of renewal customers about insurance business.

11. Responsible for advising and improving the renewal process to promote the achievement of renewal performance.

Hello, I have received your question and am sorting out the answer for you, please wait, thank you

Hello, glad to answer for you. The renewal specialist of the 4S store mainly does the following work:

1) Familiar with car insurance terms and claims operation practices.

2) Have good communication skills and service awareness 3) Responsible for achieving the renewal business goals.

4) The target of the total amount of renewal (number of vehicles, amount) and the target of renewal rate.

5) Summary of the failure of the renewal of the insurance on the 1st of each month, summarize the reasons for the failure of the renewal of the previous month, and submit the improvement plan to the financial and insurance manager.

6) Manage the customer's insurance files as required (including the sorting and storage of physical files, electronic files and system entry, etc.).

7) Responsible for explaining the insurance terms and insurance butler claim service to customers.

8) Familiar with the operation of the billing system and responsible for the escrow of insurance policies.

9) Log in the insurance information of renewal customers and new insurance customers into the system in a timely manner to ensure that the insurance rate of the system is consistent with the actual situation.

10) Do not recommend insurance companies that are not certified by our store to customers, and if found, they will be punished according to the company's policy.

If there are no other problems, you can click End Service in the upper right corner and give a thumbs up. Thank you and have a great day

Normally, after the insurance expires, the insurance company will take the initiative to contact you, and then renew the insurance directly through the online business hall of the insurance, and you don't need to go to the 4S store anymore.

If there is no limit to the 4S store, you can save money by choosing an insurance company to insure.

There are pros and cons to this. Hello to the insurance company to talk to him**. In the case of a four-s store, you can only talk about some benefits.

However, the 4S store may give you a discount that is a little higher than that of the insurance company. Because he's also trying to attract you, the customer. At the same time, the insurance company will also give him a part.

The main features of 4S store renewal are:

1. The insurance ** is generally "high" but more convenient; Since the 4S shop itself is often the loss assessment point of some insurance companies, the final damage assessment ** is maintenance **, if you are not very concerned about the premium, and at the same time there is no time to handle cumbersome claims. In order to make claims smooth and convenient, the full set of services of 4S shop claims and maintenance will save you a lot of time and worry.

2. Pay attention to the insurance in the 4S store that has a loss assessment agreement with the insurance company. There is usually an "authorization plate" from the insurance company at the door of the 4S store that has a damage assessment agreement with the insurance company, so that you can enjoy the maintenance and claim service of car insurance more assured.

The main features of insurance company renewal are:

1. Relatively preferential premiums; If you are very knowledgeable about car insurance and have experience in handling accidents and claims, then going to an insurance company is a good option.

2. Easy to handle; In order to facilitate car owners to apply for insurance, many insurance companies have opened ** car insurance, online insurance and other services, which are convenient to handle.

3. Fast processing speed and professional service; One of the advantages of insurance companies applying for car insurance is that they can get timely feedback on the type of insurance they apply for, and the information provided is very professional.

Of course, it is better to find the insurance company to renew the insurance number, do not go to the 4S store to renew, the insurance in the 4S store is expensive. The insurance is the same. It's better to come out and find an insurance company to renew your insurance by yourself, and you can find a larger insurance company, which is cheaper than a 4S store.

It is definitely better to go to the insurance company to renew the insurance by yourself than to renew the insurance in the 4S store. You can compare and compare**.

1. The renewal of the 4S store you mentioned should refer to the renewal of the vehicle insurance business sold by the 4S store. Second, to do a good job in the renewal work, it is necessary to do the following work in ordinary times: (1) Familiar with the vehicle insurance business, understand the car insurance process, master the insurance premium calculation method 1, familiar with the vehicle insurance business, many 4S shop car insurance renewal personnel often do not receive training on the job to envy Liang Jing to learn, and even do not know the compulsory traffic insurance slag and commercial insurance.

What's going on, then in the communication with the customer, it is definitely not possible to reassure the customer of their business. Therefore, the renewal personnel must learn the terms of vehicle insurance, understand the insurance liability and the name of each type of insurance, and at least know how to explain the car insurance business to the customer. 2. Understand the insurance process, and when the customer has the intention to insure, the customer should be informed of the information and requirements required for insurance.

This may seem simple, but in practice, there will be many problems, such as the vehicle license.

The requirements of the annual examination of the attached page are different from the requirements of compulsory traffic insurance and commercial insurance in some companies, and many companies require the annual examination of vehicles before insuring commercial insurance.

Qualified. 3. Mastering the calculation of premiums requires renewal personnel to learn the rate regulations of car insurance and the requirements for the use of various rate factors, and it is not required that the calculated premiums are consistent with the insurance company's system, but at least they can inform customers of the general amount of premiums. (2) Do a good job of sorting out customer information files.

1. Screen customer information from the system at least one month in advance to extract the customer information of the previous year from the system, understand the type of insurance that the customer has invested in the previous year, the amount of premium, and the expiration date of the insurance, so as to design the underwriting plan and notify the customer. 2. Record the contact with customers in a timely manner, that is to say, do a good job of daily work logs, and record the contact with customers in a timely manner, so as to facilitate tracking of customers and promote the achievement rate. 3. Maintain communication with customers, and notify customers of some preferential activities in 4S stores in a timely manner to strengthen contact with customers.

Third, master the skills of the word This is a very important aspect, many people do not pay attention to the practice of words, in the communication with customers can not communicate with customers smoothly, many 4S stores are often through the first contact customers, such customers often do not choose 4S shop ** auto insurance business.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The biggest advantage of the renewal of the 4S store is the value-added service: high-quality maintenance quality, all parts are made of original originals; There is also a one-stop claim service, which is convenient and fast, and does not require customers to pay for maintenance by themselves; Compared with insurance companies, 4S stores have more detailed services and have dedicated claims specialists to serve you. Overall, insured at a 4S store, customers can:

Rest assured about insurance, worry-free in insurance, rest assured in maintenance, and worry-free in claims!

The advantage of 4S shop insurance is in the new car, and most insurance companies look at the car re-car business. The advantage of 4S renewal is to grasp customer information, and second, the claim is more authoritative, and resources can be exchanged for resources. To compete with telemarketing, you can contact insurance companies that have telemarketing, do channel integration, guide telemarketing, and obtain a part of the cost.

About 3%. You seem to be quite developed, we are all willing to go to the 4S store, and the insurance company is led by the nose by the 4S store.

From the second year onwards, car owners can choose to buy in ** enough. So is it better to buy insurance in a 4S store or outside? Look at the two aspects, the insurance and the claim after the accident.

From the second year onwards, there will be a discount on the premium, and the discount will be the same regardless of where you buy it, but there will be different activities and incentives in different places. For example, buying car insurance through ** is often a cheaper channel, and some gifts, fuel cards, car wash cards, and various car equipment will be given. 4S stores will also have preferential measures, such as giving away gold coupons for work, membership discount cards, car supplies, or direct maintenance.

When we buy insurance, it is best to inquire in many aspects**, and discount the price of the things that are useful and valuable to us, where to buy them cheaply, and the premium is the primary reference factor.

After the vehicle is out of insurance, there will definitely be no special circumstances will require to go to the 4S shop for maintenance, because the accessories are original parts, and the maintenance process is better. Therefore, if the 4S shop has the same or similar premium as the outside, and you usually go to the 4S store for maintenance and repair, then go to the 4S store to buy it, and repair the car in the future without worry. If you want to get more claims services, you can apply for insurance through the official website of each insurance company.

Test your anti-risk index, experts will interpret it for you for free!

Engaged in the automotive industry for more than 5 years, I personally believe that the 4S shop should do a good job in renewing the insurance, a systematic process, you can learn more professional training in this area when you have time, and the industry is currently in the industry to sing Shenzhen Brahma.

The "After-sales Active Marketing Course" course of management consulting is not bad, it is more systematic, solves problems in multiple dimensions, and truly realizes the overall performance improvement of the entire after-sales service.

I would also like to briefly post a personal opinion on your question:

With the competition in the insurance market and the pressure of the group and manufacturers, the renewal of 4S stores is becoming more and more difficult to do, and I think this is also the most headache for 4S stores now. So how should we deal with it?

1. Information collection;

2. Solicitation of follow-up insurance;

3. Insurance handling;

4. Post-accident treatment;

The top priority of renewal, renewal to do a good job, first of all, you have to do a good relationship with customers, don't not contact for a year, as soon as you meet or receive ** is to renew the insurance, the customer will definitely be uncomfortable.

Clause. Second, don't be stingy about the return to the sails, don't want to get some profits on the renewal of the insurance, but hope that the customer can return to our 4S shop for repair when the accident occurs.

Clause. Third, the insurance company should have bargaining chips and agree on the period of contact with customers, otherwise the new insurance will be reduced. Of course, it depends on whether you are hard enough (this is the performance speaks).

Extended lack of Zheng reading: [Insurance] How to buy, which is better, teach you to avoid these insurance"pits"