-
Anonymous users2024-02-10To understand financial insurance, you must first know these points:
1.What are the financial insurances?
Financial insurance can be divided into four categories, and the education fund, which has been very popular recently, is also a kind of financial insurance, but is the education fund worth buying? I'm here to share the analysis with you:"Must-read for parents:
Is it necessary to buy education insurance? How to choose the right product? 》
2.How to choose financial insurance?
It is difficult to choose financial insurance, at least you must understand these points first:
(1) Dividends are not necessarily cost-effective
Although the China Banking and Insurance Regulatory Commission stipulates that 70% of the distributable surplus of the participating insurance business in the current year needs to be given to the policyholder, but this value depends entirely on the insurance company, and the annual dividend can not be **, so don't give it a good deal to have dividends.
(2) The higher the guaranteed interest rate and settlement interest rate, the better
Guaranteed interest rate: The money transferred from the annuity account to the universal account or the money we want to add must be calculated according to the guaranteed interest rate, which can only be lower than 3% according to the current regulations of the China Banking and Insurance Regulatory Commission.
Settlement interest rate: This is the actual interest rate, which is published every month, and is related to the operating conditions of the insurance company.
(3) Choose different revenue trends according to demand
Different financial insurance will have different income trends, some are cash value can be quickly recovered, some suitable for pension financial insurance in the early stage of slow return, the later annuity is much more, suitable for pension.
If it is possible to use this capital turnover, it is necessary to choose an annuity insurance with a fast cash value return to better help the capital turnover. If the demand is for the elderly, it is recommended to choose products with slow return on investment in the early stage.
3.Who should buy financial insurance?
(1) Middle-class parents
Financial insurance is suitable for middle-class parents to buy for their children, many parents want to leave some money for their children, and the longer the insurance period of financial insurance, the better the income.
Many people will think that the money wants to be spent by themselves, then it is okay, the money in the universal account belongs to the policyholder. Therefore, although it is the parents who buy it for their children, the initiative of the funds is still in the hands of adults.
(2) Business elites over 40 years old
Entrepreneurs or company managers over the age of 40 are another main group of people who buy financial insurance, this part of the people have strong economic strength, and insurance brings them not a rich return on investment, but stability and security, so that they can also inherit wealth relatively secretly. Hope!
-
Anonymous users2024-02-09At present, there are three main types of wealth management insurance: participating insurance, universal insurance, and investment-linked insurance. Among them, participating insurance and universal insurance are wealth management products, with a minimum guaranteed interest rate, that is, to guarantee the basic income of policyholders; Investment-linked insurance is an investment product, the account does not promise investment returns, and all profits and losses of the account are borne by the policyholder.
-
Anonymous users2024-02-08Current wealth management is a change treasure, which is an asset appreciation jointly provided by multiple currencies** or wealth management plans such as GF, China Universal and Penghua. The fixed wealth management includes five types of wealth management products: fixed income wealth management, daily wealth management, bill wealth management, cash pass, and peace of mind.
-
Anonymous users2024-02-07** There are generally only these two types of fixed deposits, including Alipay, most of which are these two.
-
Anonymous users2024-02-06You can check it on Suning's official website, or ask their customer service.
-
Anonymous users2024-02-05What is Suning Wealth Management? How about Suning Finance? Suning Wealth Management is Suning Financial Wealth Management Products, so, how about Suning Wealth Management? Next, let's find out together.
What is Suning Wealth Management? When we enter "Suning Finance", we can see "financial management", "crowdfunding", "insurance" and so on. Suning Wealth Management includes Coin Treasure, Bill Wealth Management, ** Wealth Management, Fixed Wealth Management, and Cash Loan.
Suning Coin Treasure is a value-added financial service jointly provided by GF** and China Universal Wealth**, the purchase of Coin Treasure is equivalent to the purchase of a currency**, which can get a low-risk and stable and considerable investment expected annualized expected return. The bill wealth management includes the Fortune Prosperity and Bank Undertaking Treasury series.
How about Suning Finance? Suning Wealth Management, a selection of wealth management products, focuses on easy financial management, so that wealth is at your fingertips. Suning Wealth Management's business model is currency**, which is a wealth management product under Suning Electric.
From the perspective of the Tuanhui brand, the security of Suning Wealth Management is guaranteed. Intuitively speaking, Suning Wealth Management seems to be relatively safe, but it is not uncommon for the loss of funds to be compensated if the account is lost. Therefore, investment still needs to be cautious.
Suning Wealth Management is similar to the transfer of creditor's rights on a general P2P platform. The operation interface of Suning's wealth management platform is friendly, and it feels good in terms of brand recognition. It is believed that Suning's online and offline development will further promote the development of Suning's financial management.
-
Anonymous users2024-02-04Anxinying: Anxinying is a creditor's rights transfer product pushed by insurance companies, which provides performance guarantee insurance and Suning Financial provides information display and payment services, which is suitable for customers with "stable" and above risk types to purchase.
Coin treasure stuffy macro: Suning coin treasure is provided by Guangfa, Hui Tianfu, Penghua and other currencies** Li Paitong financial value-added services, the purchase of coin treasure is equivalent to the purchase of a currency **, the income is stable.
Bill Wealth Management: At the expiration of the loan period, the borrower promises to repay the principal and interest to the investor in a lump sum at the maturity of the loan, and the drawer will unconditionally accept it at maturity. Bill pledge loan products are fixed-term products, and if the loan has not yet matured, the lender cannot get the money back in advance.
Suning 1200 refers to Suning's "1200 Project", "1200 Project" is a special talent project for Suning to introduce and cultivate talents internally, with the goal of making fresh graduates grow into the core backbone of the group's middle-level management team within 2 to 3 years through comprehensive, systematic and professional training, and become the mainstay of Suning's future development. Since 1993, Suning has begun to pay attention to the introduction of high-quality talents and recruit elites from fresh graduates. In 2002, Suning Electric entered a new round of rapid development and rapidly deployed nationwide. >>>More
The annualized income of Coin Treasure is that the income of a product derived from it, Coin Treasure Upgrade Deposit, is slightly higher than that of other similar products; >>>More
You really asked the right person, because**live broadcast this year, the traffic of small anchors is basically very small, and the traffic of Jingdong live broadcast is less, you can't get in Mushroom Street, Jingxi live broadcast is also an internal test, at present, only institutional anchors and those with Jingdong ***, Pinduoduo is also in internal testing, it can't be launched for half a year and a year, there is no live broadcast on other platforms, you can only do Suning, Suning is still in the traffic dividend, just launched, there are few anchors, and the traffic is large, if you say that live broadcast sells goods, this platform is a good choice. We have done it on various platforms, and if you comprehensively analyze it with thresholds, competitiveness, traffic, etc., Suning is a good direction. From June to October next year, Pinduoduo, Jingxi, and Vipshop are also a good investment direction. >>>More
This evening, Suning Electric announced that it intends to change the company's name to "Suning Yunshang Group Co., Ltd." to better adapt to the company's future business scope and business model. At the same time, the English name of Suning Electric was changed from the original "Suning Appliance Co.",ltd. >>>More
It's very good, my machine was bought in Suning, it's been used for almost 3 years, and there has been no problem, it's best to catch up with them when they have ** activities, and there will be a lot of discounts. If you have friends there, you should be able to have a *** or more supporting things for you, which is great.