What is one year comprehensive accident insurance What should I pay attention to when applying for o

One-year comprehensive accident insurance, also known as accident insurance, refers to the insurance with a coverage period of one year, with the insured's body as the subject matter of insurance, and the insured suffers death, disability, medical expenses or temporary loss of working ability caused by accidental injury as the condition for payment of insurance benefits. The premiums of different one-year comprehensive accident insurance are different, so the question of how much is the one-year comprehensive accident insurance you ask should be treated specifically. In order to make you more at ease after applying for insurance, it is recommended that you try to purchase one-year comprehensive accident insurance through a formal insurance platform, and you need to pay attention to the following before applying for insurance

1.Choose the coverage according to your living situation. If you often run outside, you should pay attention to the protection of public transportation when purchasing accident insurance.

2.Pay attention to the coverage of medical expenses in accident insurance. When buying accident insurance, you should pay attention to the reimbursement of medical expenses.

3.Understand what it means to be unexpected. The insurance clause stipulates that the accident is "foreign", "sudden", "unintended", and "not sick".

For example, if it is a sudden illness, then even if it is sudden, it is not intended, but because it is a disease, it is not in the category of accidental injury.

4.Understand the exclusion of liability for accident insurance, the scope of coverage, the insurance conditions and the hospital you visited. Accident insurance has restrictions on the occupation of the policyholder, and high-risk occupations will be denied.

Most accident insurance products have requirements for the hospital you visit. The general requirement is a second-class hospital or above.

5.Pay attention to the provisions of the insurance clause on the deductible, out-of-pocket ratio and maximum reimbursement limit for medical expenses, and try to choose accident medical insurance with low deductible, large reimbursement ratio and high reimbursement limit.

Life is inevitably bumpy, and it is necessary to give yourself and your family a guarantee. Comprehensive accident insurance refers to high disability, medical expenses, etc. caused by accidents. The cost is not high, 50-200 yuan.

Death, disability, inpatient medical care, outpatient medical treatment and hospitalization benefits are included. There are 100, 200 short-term insurance cards, and long-term accident insurance. The short-term insurance card is insured for one year and the long-term insurance is paid for ten years and covered for thirty years.

Accident insurance includes minor injuries and major injuries, both inpatient and outpatient, and you must do automatic renewal when you buy an accident.

Hello, comprehensive accident insurance means that all medical expenses caused by accidents can be reimbursed, one year is the so-called consumer insurance, buy a year to insure one year, if there is no claim, the cost is cleared, you can cancel at any time, you can be insured at any time, thank you, I hope to help you, you can also chat with me in detail, I wish you peace and health.

If you don't consider the long-term insurance for returning to the principal, the small investment and small protection of 100 yuan of accident insurance a year is also a reflection of your own responsibility.

Accident insurance covers both outpatient and inpatient services caused by large and small accidents.

Coverage for accidents within one year.

This includes inpatient medical care, major and minor accidents, and outpatient services.

Comprehensive accident insurance is caused by various accidents.

Hello, the one-year comprehensive accident insurance covers a relatively wide range. It mainly includes accidental injuries caused by accidents, accidental medical treatment and hospitalization allowances, public transport accidents, etc.

Ping An Insurance Company still has a lot of one-year comprehensive accident insurance, and you can filter according to the amount of insurance and coverage you need. If you have higher requirements, you can choose a high-value protection plan that also includes personal accident and death due to illness, so that your personal protection is more comprehensive.

When applying for the corresponding one-year comprehensive accident insurance, you need to pay attention to the policy age, deductible and exclusions.

Hope it helps you in your choice.

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Considering that accident risks are ubiquitous, it is recommended that you give priority to Ping An's one-year comprehensive accident insurance products when purchasing, so as to obtain more comprehensive accident protection with higher cost performance.

Is Ping An one-year comprehensive accident insurance good? What is its coverage? Which one to buy.

Different Ping An one-year comprehensive accident insurance covers different areas, so you should treat them specifically. Generally speaking, Ping An's one-year comprehensive accident insurance covers the following:

1.In the event of death due to accidental injury, disability and burns, we will pay the accidental death, disability and burn insurance benefits;

2.For medical expenses incurred due to accidental injury, we will pay medical insurance benefits for the part of the medical expenses that exceed RMB 100 that can be reimbursed in accordance with the regulations of the local social medical insurance department within 180 days from the date of the accident.

3.For hospital admissions due to accidental injuries**, we will pay you the daily amount of the hospitalization lost time allowance as stated in the insurance policy, up to a maximum of 90 days.

4.For hospital admissions due to accidental injuries**, we will pay you the daily amount of the inpatient care allowance stated in the insurance policy, up to a maximum of 90 days.

It is recommended that you integrate the services of major insurance companies, reputation and reputation, etc., and choose the best among them.

If you take out a suitable one-year comprehensive accident insurance, the right one is the best. Ping An One-Year Comprehensive Insurance is a wise insurance policy for you, and you are welcome to purchase one-year accident insurance products provided by many well-known insurance companies, including Ping An. The following products are recommended for you:

All the way safe comprehensive accident insurance (online version).

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello! One-year comprehensive accident insurance refers to insurance with comprehensive accident protection for a period of one year. One-year comprehensive accident insurance generally has the characteristics of comprehensive protection and affordability.

One-year comprehensive accident insurance is divided into different types according to the content of insurance and the different objects insured, including children's accident insurance, elderly accident insurance, women's accident insurance, and comprehensive accident insurance. It is recommended that when you choose a one-year comprehensive accident insurance, you can choose based on your age characteristics, protection needs or occupation type.

You can go to the accident insurance sales platform of the happy insurance network to choose, there are many insurance products of insurance companies on the happy insurance network, you can compare them in detail and choose the one-year comprehensive accident insurance product that you are satisfied with. Here are a few one-year comprehensive accident insurance products recommended to you: (1) Kunlun auspicious year comprehensive accident insurance:

Provide multi-faceted protection: Accidental Disability Benefit, Accidental Death Benefit, Aviation Accident Disability Benefit, Aviation Accident Death Benefit, Accident Medical Insurance Benefit, Accidental Hospitalization Allowance Insurance Benefit and Ambulance Expenses Benefit; Moreover, 100 yuan is guaranteed throughout the year, and there is a special ambulance fee allowance, which is rich in humanized design. (2) Volkswagen's comprehensive medical treatment plan (including flight delays) throughout the year

Provide comprehensive protection against domestic travel accidents, accidental injury, disability and burns, daily hospitalization allowance and intensive care allowance, flight delay benefit, etc.; Bus, private car, and aviation accidents are all insured, and accidental injuries suffered by air, buses, and private cars can be covered with ordinary accidents. (3) PICC Huixuan Xin'an Comprehensive Accident Insurance: The premium is low, only 100 yuan a year, with an average of 2 cents per day; Comprehensive coverage, covering accidents, burns, disability, aircraft, trains, ships, land, sea and air; After the accidental medical treatment is removed from 100 yuan, 100 yuan will be paid, with a maximum of 10,000 yuan.

Hope mine is helpful to you.

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Accident insurance is mainly to pay for accidental injuries, and diseases are not covered by its protection, so it depends on the nature of your work, if you are working in the office and rarely go outside, it is useless, so it depends on the nature of the work.

Sudden death is a curving disease, and accident insurance will definitely not take care of it. Medical malpractice is also chaotic and does not fall under the category of accidents. You have to understand the definition of surprise, so your problem is caused by a misunderstanding of you.

One-year comprehensive accident insurance is a life insurance that is paid by the insurance company on the condition that the insured suffers from general accidents and traffic accidents, and its insurance period is one year. If you are engaged in dangerous chain work, you must buy it.

Coverage:

1.Accidental death, disability, burns.

If you die of a disability burn due to an accident, the insurance company will pay the insurance benefit for the accidental death, disability burns;

2.Medical treatment for accidental injuries.

The insurance company will pay the medical insurance premium for the part of the medical expenses incurred due to the outpatient or hospitalization due to the accidental injury accident and the actual expenses incurred within 180 days from the date of the accident that can be reimbursed in accordance with the regulations of the local social medical insurance department in excess of RMB 100.

3.Sickness and Nursing Care Allowance.

If you are admitted to the hospital due to an accident**, the insurance company will pay you the daily amount of the hospitalization lost work allowance stated in the insurance policy, and the cumulative number of days of payment shall be limited to 90 days.

4.Emergency medical evacuation.

5.Death in a traffic accident Disability.

If the Insured dies or becomes disabled due to an accidental injury while riding as a passenger during the insurance period, the insurance company will pay the accidental death benefit or accidental disability benefit.

Coverage:

1.The maximum amount of death insurance for minors other than aviation accidents shall not exceed 100,000 yuan;

2.Traffic Accident Death Disability & Primary Accidental Death Disability Cumulative Benefits.

Comprehensive accident insurance is only responsible for accidents within the scope of the policy, and it is important to read the insurance contract clearly when choosing. At the same time, different accident insurance can be added separately or as needed. Some situations are not accidents, and intentional acts such as suicide or self-injury, whether directly or indirectly, are not accidents.

The key is to look at the cause of the injury, the cause is due to an accident, and the result of the injury is an accident, although the result is an accident, and the cause is not intended to be outside the tomb, it is generally not considered to be an accidental injury.

Comprehensive accident insurance means that all accidents that occur will be quietly related to this insurance. There are many places where there are 100 yuan a year, dozens of yuan a year, and hundreds of yuan a year, so his insurance coverage is also different from Wang Yunxiao.

Accident insurance with leaks covers sudden death.

As for medical treatment, it includes accidental medical treatment, which is also included in the hand-searched family.

It depends on the product purchased and the coverage of the insurance.

What does the one-year accident insurance cover?

Accidental death and dismemberment.

Disability is generally compensated according to the proportion of disability, with 10% of the insured amount for grade 10 disability and 100% of the insured amount for first-class disability

Accidental medical treatment. If you go to the hospital or outpatient clinic due to an accident, you can reimburse the relevant ** expenses, which are basically 100% reimbursed, and you should pay attention to the reimbursement amount of accidental medical treatment when you apply for insurance, especially the reimbursement amount outside of social insurance, but here you need to remind everyone that accidental medical treatment cannot report disease expenses, such as high blood pressure, which belongs to the disease category, and accidental medical treatment will not be reimbursed.

Emergency medical evacuation.

When the insured person needs emergency medical assistance and seeks help from the insurance company, the insurance company will provide corresponding consultation, guarantee and reimbursement for medical expenses.

Sickness and Nursing Care Allowance.

If the insured is admitted to the hospital due to an accidental injury, the insurance company shall pay the allowance for lost work due to hospitalization on a daily basis according to the contract, with a maximum of 90 days.

Whether it is yourself or your family, you should insure an accident insurance, especially the National Day holiday is coming, this long holiday due to the epidemic, everyone has been squeezed for too long and too long, so it must be explosive, in order to prevent it from happening, relieve worries, so that we can better enjoy the beautiful life of the holiday with peace of mind.

I think that the one-year comprehensive accident insurance, if you don't need to buy it, don't buy it, I think it's the most practical to buy medical insurance.

Accident insurance means insurance in the event of accidental death! It is not a natural death, such as a car accident and a fall. This cautious answer to the insurance of filial piety, it depends on whether your work is all year round and the local security is clear. For example, if you are building on a mountain road.

The coverage of one-year comprehensive accident insurance is quite good and worth purchasing.