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The principle of purchasing insurance is based on social insurance, and it is better to add appropriate commercial insurance as a supplement.
The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.
For each of us, we should consider health insurance. Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.
Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.
It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.
Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".
Finally, it should be noted that the principle of insurance application is as follows:
1) Buy insurance first to buy medical health, health can ensure that customers have everything.
2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.
3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.
4) Buy insurance first adults and then children, if adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is adults who pay for children.
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First of all, you must have a general understanding of your family situation, and then set aside 10-20% of your income to solve the problems you are desperate to solve.
It mainly includes 5 aspects.
There are 5 major areas of family security, children's education, medical care, pension and investment.
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Hello, I'm sorry, it's been a long time, I forgot the advice I gave you at that time and your specific situation, you can contact me, ** on the communication I will help you refer to and design a plan! ~
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Project Summary.
Project Company. Project Brief Introduction.
Customer base. Market opportunity.
The investment value of the project.
Project funding and collaboration.
The key to project success.
Company Mission. Economic goals.
Company Introduction. Organizational structure of the company.
History] financial operations.
Company location.
The company's development strategy.
The company's internal control management.
Project Introduction. Insurance project development goals.
Ideas for the development of insurance projects.
The state of resources for insurance development.
Geographical location and background of the project.
The provincial capital of the project.
The city where the project is located.
The basic plan of the project construction.
Planning and construction period and stage.
Project planning and construction basis.
Market analysis. China's insurance market.
Trends in regional insurance market developments.
Characteristics of the development of the regional insurance market.
Target market analysis.
Competitor analysis.
Development strategy and implementation plan.
Execution strategy. Competitive strategy.
Marketing strategy. Positioning in source markets.
Pricing strategy. Promote the best strategy.
Integrate communication strategies and measures.
Internet Marketing Strategy.
Strategic partners.
Progress of project implementation.
SWOT comprehensive analysis of the project.
Advantage analysis. Weakness analysis.
Opportunity analysis. Threat analysis.
Comprehensive analysis. Project management and personnel planning.
Project management. Quality of Service Control System.
Project progress management system.
Human resource development and management.
Risk analysis and mitigation countermeasures.
Risk analysis. Risk aversion.
Input estimation and funding.
Project financing needs and loan methods.
Plan for the use of project funds.
Plan for the use of financing funds.
Loan Methods and Repayment Guarantees.
Financial budgeting. Revenue**.
Financial Assumptions and Conditions.
Estimate of the total cost and profitability of the project.
Project cash flows.
Important financial indicators for the project.
Break-even analysis.
Sensitivity analysis.
Analysis of the value of the company's intangible assets.
Selection of analytical methods.
Determination of the number of years of earnings.
Basic data. Determination of the value of intangible assets.
Attachments...1 Financial statements.
2. Relevant supporting documents.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
-
Project Summary.
Project Company. Project Brief Introduction.
Customer base. Market opportunity.
The investment value of the project.
Project funding and collaboration.
The key to project success.
Company Mission. Economic goals.
Company Introduction. Organizational structure of the company.
History] financial operations.
Company location.
The company's development strategy.
The company's internal control management.
Project Introduction. Insurance project development goals.
Ideas for the development of insurance projects.
The state of resources for insurance development.
Geographical location and background of the project.
The provincial capital of the project.
The city where the project is located.
The basic plan of the project construction.
Planning and construction period and stage.
Project planning and construction basis.
Market analysis. China's insurance market.
Trends in regional insurance market developments.
Characteristics of the development of the regional insurance market.
Target market analysis.
Competitor analysis.
Development strategy and implementation plan.
Execution strategy. Competitive strategy.
Marketing strategy. Positioning in source markets.
Pricing strategy. Promote the best strategy.
Integrate communication strategies and measures.
Internet Marketing Strategy.
Strategic partners.
Progress of project implementation.
SWOT comprehensive analysis of the project.
Advantage analysis. Weakness analysis.
Opportunity analysis. Threat analysis.
Comprehensive analysis. Project management and personnel planning.
Project management. Quality of Service Control System.
Project progress management system.
Human resource development and management.
Risk analysis and mitigation countermeasures.
Risk analysis. Risk aversion.
Input estimation and funding.
Project financing needs and loan methods.
Plan for the use of project funds.
Plan for the use of financing funds.
Loan Methods and Repayment Guarantees.
Financial budgeting. Revenue**.
Financial Assumptions and Conditions.
Estimate of the total cost and profitability of the project.
Project cash flows.
Important financial indicators for the project.
Break-even analysis.
Sensitivity analysis.
Analysis of the value of the company's intangible assets.
Selection of analytical methods.
Determination of the number of years of earnings.
Basic data. Determination of the value of intangible assets.
Attachments...1 Financial statements.
2. Relevant supporting documents.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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