What insurance does you get at the age of 48 Please introduce Life, Ping An, Pacific .

You have a very enlightened father, and you are really lucky, he doesn't want to burden your future very much, which is very enviable. The strength of buying a commercial insurance company is of course very important, but it is also very important to have a person who can serve himself for a long time, and each insurance company has its own characteristics, so it is important to choose a good person.

At the age of 60, you will start to receive more than 18w, and if you receive it for 10 years, it will cost 1,500 yuan per month. I don't know if you've heard of AIA. Our company's Jinfu is a good pension insurance, flexible payment, pension after the age of 60 on a monthly basis, and annual cash dividends.

On July 1 this year, AIA launched a Quanyou Life, which guarantees 5 benefits, first, 34 major illnesses pay the sum insured; second, the sum insured is paid in the terminal stage of an illness other than a critical illness; thirdly, the sum insured is paid on death; Fourth, disability in old age, that is, if you are unable to take care of yourself after the age of 60, AIA will pay a fixed amount of nursing expenses every month for 10 years according to the sum insured; Fifth, the sum insured is paid for total disability, and the protection time is lifelong. Many types of critical illness insurance in China are insurmountable for disability and disability in old age, and this product fills the gap in China. The duration of coverage is lifelong.

If you haven't heard of AIA, you can check the strength and reputation of AIA on the Internet, we are the only pure foreign insurance company in the country.

Liu Wei, AIA Xuzhou Branch.

Ping An Zhiying life is omnipotent, you pay 10,000 a year, and all conditions can be met.

Our Xinhua Insurance's Furu Donghai is a good type of insurance, which is guaranteed for life.

The first is to buy insurance, first to choose **people, followed by products, and finally to the company, secondly, **people have been with you for a long time, which is very important.

Third, you mentioned three companies, and you should compare them with other companies, and many companies have good products, and fourth, I wish my father good health, and I wish my son a successful job and a prosperous career.

This age is not suitable for buying all-purpose, safe pension, love a lifetime, and a golden life.

Jintai Life ((Pacific Insurance Company.

Chinese's life insurance types include children's insurance, health insurance, old-age insurance, protection insurance, two insurances, accident insurance, additional insurance, participating insurance, group (enterprise) annuity, etc. Wage earners should choose medical insurance and protection insurance first, so that they can get financial compensation in time when they are sick or accidentally disabled. If you are a successful person who goes to the sea to do business, it is recommended that you have a high income at the same time, you must have high protection, high protection insurance, medical insurance must be sufficient, if you can take into account children's education and pension insurance, the protection will be more comprehensive, of course, you can also achieve the purpose of pension through the investment function of dividend insurance.

If you are a civil servant who is relatively blind in all aspects of protection, it will be a good choice to buy some savings and investment dividend-paying insurance (insurance and wealth management). If you are new to the society and have a small and unstable income, you can buy some short-term accident insurance with low fees, and then gradually buy other types of insurance when you have a certain financial foundation in the future.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello! For 48-year-old people, there are still many types of insurance to choose from, but in terms of insurance selection, it is recommended to focus on protection-based insurance.

Under normal circumstances, the best insurance strategy for individual commercial insurance is to give priority to improving accident insurance, health insurance and other protection insurance, and then choose appropriate pension insurance and wealth management insurance as appropriate supplements.

You can take a look at the middle-aged insurance strategy, which contains some insurance recommendations and some insurance tips for your age, so that you can make a better choice!

It is recommended to participate in social security first, social security is the most basic protection, it is necessary to participate, and then it is necessary to buy some commercial insurance to supplement, you can consider the first choice to consider accident insurance, then women's health insurance, and finally you can consider endowment insurance.

1. Accident insurance is a protection type of insurance, the premium is not expensive, the insurance amount is very high, and if there is disability or death caused by accidental injury, it will be compensated. When housewives apply for accident insurance, they should focus on products with accidental burn and disability protection. Because when living at home, gas may be the first and household appliances may catch fire due to short circuits, and these unexpected risks are beyond our control.

2. The unique physiological function of women determines that women are more likely to suffer from serious diseases than men, such as breast cancer, cervical cancer, ovarian cancer and other diseases have been recognized as fatal diseases with a high incidence of life. Due to many factors such as environmental pollution, competitive pressure, accelerated work rhythm, and lifestyle changes, the incidence of ** diseases among Chinese women has advanced by 10 years, showing a significant upward and younger trend, so a specific women's health insurance is particularly important.

The old woman has gradually entered the old age, at this time it is necessary to buy an endowment insurance for yourself, and as a housewife, there is no work income, and there will be no unit to buy insurance for it, and now buy an endowment insurance for yourself to make your old age life after the age of 60 guaranteed.

Finally, I remind you that you can't buy insurance blindly for yourself, choose insurance rationally, and choose the most suitable insurance for yourself taking into account your actual situation and family economic situation.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Healthy Lifelong + Century Taikang. $4,000 budget; It's a little too little...

Taiping Life's Healthy Life B Whole Life Health Insurance Plan is the most suitable for covering 55 critical illnesses and receiving annuities with low premiums.

Hello! Your age protection is the most important, it is recommended that you buy Ping An's life universal insurance, pay 4,000 yuan per year, choose 20 years to pay you can achieve very high and comprehensive protection, recommended combination: life insurance 150,000 lifetime critical illness 100,000 life.

Accident 100,000 to 65 years old, accidental medical treatment 20,000 to 65 years old.

Premium waiver for 20 years.