Pacific Insurance January 532 5 years paid, dividends 110 percent, what is 15

Your question is not clear, but look at your dividend of 110% in the coming year, it should be accident insurance or something, then your insurance age is too long, and pay 532 yuan a month, then a year is 6384 yuan, and five years is 31920 yuan.

Look at you, haven't you seen the salesman, have you bought the insurance that is sold by **?

If you bought it from a salesman, it is impossible for him to misreport his work number to you, and you will also see his business certificate.

Dividends are not guaranteed, follow the market, no company guarantees 110%!

Can you tell us more about the name of the product?

Is it the best insurance sold, such as Geely Insurance, which generally protects against accidents. 110% of the premium paid will be refunded at maturity

1. Insurance is not an investment. Buying insurance is not about calculating how much you can get.

2. Insurance is a guarantee.

3. Dividends are uncertain, no matter which level the other party demonstrates to you, it cannot be guaranteed.

What was it used for at that time?

Please think carefully.

Hello, I'm Zhang Jianhua from Chengdu Ping An Life, and I'm glad to have the opportunity to serve you! Before you buy insurance, ask yourself why you want to buy it. What problem was it bought to solve?

Protection and financial management at the same time. Pay attention to security, pension, or both? Outsmart Life Protection:

The maximum sum insured can be set to protect you! Solved the risk of the dearest! Outsmart Life Pension Type:

The protection is moderate, and the pension is supplemented! Ping An Outsmart Life is a good type of insurance with flexible payment and balance between protection and financial management. Value, critical illness, accidental injury, and accidental medical treatment are all covered, and the sum insured can be adjusted.

It's hard to say, it's not like a pension dividend, and it can't be a sickness insurance plus a dividend, but one thing is for sure, dividends can't be determined, if he guarantees how much dividends you have, it's a lie to you.

Hello! For relevant information, you can call Pacific Insurance Company Service**: 95500 for inquiries, or you can find a professional salesman in the same city to help you interpret the benefits you enjoy in the contract. Hope it helps!

I don't understand what your problem is? There is a 5-year payment period, but I don't understand the dividend of 110%, can you tell me the name of the product, I can answer for you, thank you.

What is the name of the type of insurance that you are talking about? You don't know??

Summary. Pacific participating insurance can continue to be held for 10 years. Continue to hold: After the insurance has been paid for 10 years, we can continue to receive dividends and survival funds as agreed in the contract; This part of the cost can be used for pension, education supplement, and even wealth inheritance.

What should I do if the Pacific participating insurance pays enough for 10+ years.

Pacific participating insurance can continue to be held for 10 years. Continue to hold: After the insurance has been paid for 10 years, we can continue to receive dividends and survival funds as agreed in the contract; This part of the cost can be used for pension, education supplement, and even wealth inheritance.

Surrender: Commercial insurance policies can be surrendered before the end of the coverage period, and the specific amount of surrender has a greater relationship with the nature of the policy. Like pure participating insurance, its cash value will be higher, and there will be no great loss when surrendered; If other types of insurance have a bonus benefit, the cash value will generally be less than the premium.

Can I take it out after 10 years?

You can take it out after 10 years.

Do you get them all?

Yes, you need to read the contract clearly when signing the insurance contract.

The contract says that it will be paid for ten years, and it will take ten years to get the principal back.

If I want to get my principal back early, do I have to lose money?

Yes, if you get your principal back early, you will lose money.

Because I didn't understand it at the time, I was fooled by the insurance seller and bought it.

Summary. If the Pacific Participating Insurance expires in 10 years, the insurance contract is terminated, the protection is invalid, and the policyholder or beneficiary cannot withdraw the principal from it, if there is a maturity liability, in this case, the corresponding maturity insurance amount can be obtained.

Pacific 10-year participating insurance.

The policy can be surrendered at any time after 10 years.

Pacific 10-year participating insurance This is a participating insurance, which is an unstable investment, and you can check the dividend ratio according to the policy you signed.

If the Pacific Participating Insurance expires in 10 years, the insurance contract is terminated, the protection is invalid, and the policyholder or beneficiary cannot withdraw the principal from it, if there is a maturity liability, in this case, the corresponding maturity insurance amount can be obtained.

After expiration, the policy can be surrendered, but it is not possible to withdraw all the money at once.

How many years have you paid now? Do you want to surrender the policy?

It's been 5 years.

Generally speaking, only the cash value can be refunded.

If you surrender this kind of participating insurance, you can only refund about 70% or 80%.

It's still a little better, and the less can only be refunded by 50%.

If you want to surrender the policy in full, you need to meet certain conditions.

Summary. Dear, first of all, the dividends of the participating insurance products like the one you purchased are uncertain, and the annual dividends are determined according to the profit of the insurance company in the current year. Generally, insurance companies will send dividend reports to customers every year, so you can know how many dividends you have paid that year, and add them together to calculate an approximate number.

If you don't surrender the policy halfway, there is no loss of your own money, but it is just a matter of how much you get in dividends. However, one thing that needs to be reminded is that the most likely problem involved in the middle is the problem of currency inflation, that is, the 20,000 you pay now may not be the same value as the 20,000 in five years.

In fact, the essence of insurance is protection, so don't just look at the profitability of this product, but also pay attention to the comprehensive protection. If the protection is not very comprehensive, you can buy some consumer insurance products to supplement, more than 100 yuan a year, and the protection is not bad!

Hope mine will be helpful to you!

Pacific Insurance dividends pay 20,000 yuan a year, and you can get money after 5 years in a row, and how much money can you get at that time.

Hello, glad for your question. This kind of insurance does not mean that it can be returned by itself after expiration, but it must be returned according to the participating insurance every year. Basically, it is very difficult to get the principal back.

Dear, first of all, the dividends of the participating insurance products like the one you purchased are uncertain, and the annual dividends are determined according to the profit of the insurance company in the current year. Generally, insurance companies will send dividend reports to customers every year, so you can know how many dividends you have paid that year, and add them together to calculate an approximate number. If you don't surrender the policy halfway, there is no loss of your own money, but it is just a matter of how much you get in dividends.

However, one thing that needs to be reminded is that the most likely problem involved in the middle is the problem of currency inflation, that is, the 20,000 you pay now may not be the same value as the 20,000 in five years. In fact, the essence of insurance is protection, so don't just look at the profitability of this product, but also pay attention to the comprehensive protection. If the protection is not very comprehensive, you can buy some consumer insurance products to supplement, more than 100 yuan a year, and the protection is not bad!

Hope mine will be helpful to you!

Summary. Dear, hello, this 10% is not a dividend, it should be a fixed amount of return, the dividend is uncertain, and the insurance company is not less than 70% of the actual income of the year to return to the customer. This 10% should be the money deposited into the universal account, in which compound interest earns, this money can be withdrawn, and after it is withdrawn, there will be no dividends, it is a long-term income.

Taiping Golden Future Insurance. Dividends. After paying yuan for one year and paying for three years, the dividend is 10 of the basic insurance amount, which is how much.

Dear, hello, this 10% is not a dividend, it should be a fixed return amount, the dividend is uncertain, and it is not less than 70% of the actual income of the insurance company to return to the customer. This 10% should be deposited into the universal account of the money Lao Qingru, in which compound interest earns, this money can be withdrawn, and there will be no dividends after taking it out, it is a long-term income.

Dear, I would like to introduce to you the characteristics of this insurance product 1 Admission loan, the first in China: The first insurance product in China to provide the function of a policy advancement loan, children between the ages of 17 and 21 can enjoy the right to a study loan as long as they present the admission notice of the university at home and abroad in that year; 2. Received every other year, with long-term returns: You can receive 10% of the basic sum insured from the beginning of three years after the contract has been in effect, and then receive it every other year until the age of 60; From the age of 60, you can receive 12% of the basic sum insured every other year until the age of 88; 3 years of annual increase, dividends and profits:

The survival insurance premium increases steadily with the increase in dividends, and the more you receive it, the happier you are; 4 Return of investment, safety of funds: At the age of 88, all premiums will be returned, as well as value-added income.

The money you get for three years is 1002 * number of shares + 3 years of dividends, dividends should be calculated according to the number of years you have saved, your age and gender, and the operation of the insurance company in the current year, and the insurance regulatory commission stipulates that the insurance company shall not publish the dividend rate in any form. For a simple example, if you and your lover buy the same product at the same time, the dividends you get may be different, the insurance is different for each person's situation, and the interest rate is different from the bank deposit for everyone. Therefore, you can't calculate your dividend rate by demolishing and teasing others, you can only call 95500 for consultation, or go to their business hall and ask them to give you a list, or you can contact your salesman and entrust him to inquire about you.

However, it is only 1002 in the third year, and the dividends will not be more. Insurance is all about preparing for 10 or 20 years of risk, not for making a fortune, what are you doing with it in a hurry :)

Extended reading: [Insurance] How to buy, which one is good, teach Nianchang to avoid these insurance"pits"

Summary. Consultation Record · On 2021-05-28, I bought 20,000 yuan per year from the Pacific Ocean, and paid 5 years of dividend insurance (Liying Annuity Insurance) for one year.

Hello, I am helping you to inquire about the relevant information and will reply to you immediately.

Hello, the specific situation is analyzed, you can refer to this I bought the Pacific Profit Win to pay 20,000 yuan per year every year, and after paying the fee for five years, how much can I refund at the end of the year?

Can I still get a universal account back?

Universal insurance can be refunded, the premium paid can be refunded during the hesitation period, and the cash value of the policy can only be refunded after the hesitation period, and it is generally difficult to recover the principal within 5 years, and there will be a lot of losses when surrendered, but it also depends on what the product is.

Win every year.

It can be returned.

Summary. Hello dear, happy to answer for you. The dividend of Pacific Annuity Insurance is 50,000, and the participating annuity:

This type of insurance divides the income into two parts, one is fixed income and the other is dividend income. The fixed income part is much lower than that of traditional annuity insurance, and the dividend income is not fixed, which may be high or 0. How much money can be obtained in the end of the dividend-paying annuity is uncertain and has a certain risk.

Does participating insurance lose money?

Dear, you are rotten, I am happy to answer for you. The dividend of Pacific Annuity Insurance is 50,000, and the dividend annuity: this type of insurance divides the income into two parts, one is fixed income, and the other is dividend income.

The fixed income part is much lower than that of traditional annuity insurance, and the dividend income is not fixed, which may be very high, or it may be 0. How much money can be obtained in the end of the dividend-paying annuity is uncertain and has a certain risk.

China Taiping Kaimo Mingyang Insurance (Group) Co., Ltd. (hereinafter referred to as "China Pacific Insurance") is an insurance group company established on May 13, 1991 on the basis of China Pacific Insurance Company, headquartered in Shanghai, successfully listed on the Shanghai Stock Exchange on December 25, 2007, and successfully listed on the Hong Kong Stock Exchange on December 23, 2009.

A pro who will not lose money.

How to calculate the dividend of participating insurance?

The first is the dividend according to the premium, that is, according to the amount of insurance we pay to carry out the bridge envy method, based on this fee, and then according to a certain interest rate dividends to our customers, because all of them are more consistent standards, so the final difference will not be too big, in this method, the way of payment will affect the final income, generally speaking, if we use the silver of the lead is paid on time, The dividends received in this way are higher than those paid in one go.

The second way of calculation is to divide according to the amount of insurance we insure, in this way, if we are able to buy the same amount of products, then no matter which payment method we have, the income of our people is basically the same hole, and there are many companies that have launched this kind of participating insurance products.