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What consumption principles should consumers follow in order to be reasonable.
Zhonggu Legal Network Lawyer:
1. Don't be greedy for small gains, you must know that there is no free lunch in the world.
2. Try to ask for documents when you consume, so as to preserve evidence of your violation of rights.
3. Buy at some merchants with good business reputation.
When there is an infringement of consumer rights and interests, it can be mediated by the consumer association, and if the mediation fails, a lawsuit can be filed with the people's court.
Article 7 of the rights of consumers.
Consumers have the right not to be harmed in their personal and property safety when purchasing and using goods and receiving services. Consumers have the right to demand that the goods and services provided by business operators meet the requirements for protecting personal and property safety.
Article 8. Consumers have the right to know the truth about the goods they buy or use or the services they receive. Consumers have the right to require business operators to provide the goods, origin, producer, use, performance, specifications, grades, main ingredients, production date, expiration date, inspection certificate, instruction manual, after-sales service, or the content, specifications, costs and other relevant information of the goods.
Article 9. Consumers have the right to choose their own goods or services. Consumers have the right to independently choose the business operators that provide goods or services, to choose the types of goods or services, to decide whether to buy or not to buy any kind of goods, and to accept or not to accept any kind of services.
Consumers have the right to compare, identify and select goods or services when they choose goods or services independently.
Article 10. Consumers have the right to fair trade. When consumers purchase goods or receive services, they have the right to obtain fair trading conditions such as quality assurance, reasonableness, and correct measurement, and have the right to refuse the forced trading behavior of business operators.
Article 11. Where consumers suffer personal or property harm as a result of purchasing or using goods or receiving services, they enjoy the right to receive compensation in accordance with law.
Article 12. Consumers enjoy the right to establish social groups to protect their legitimate rights and interests in accordance with the law.
Article 13. Consumers have the right to obtain knowledge about consumption and consumer protection. Consumers should strive to master the knowledge and skills of using the goods or services they need, use the goods correctly, and raise their awareness of self-protection.
Article 14. Consumers enjoy the right to have their personal dignity and national customs respected when purchasing and using goods and receiving services.
Article 15. Consumers have the right to monitor goods and services and to protect consumer rights. Consumers have the right to report and accuse acts that infringe on consumer rights and interests, as well as violations of law and dereliction of duty by state organs and their staffs in efforts to protect consumer rights and interests, and have the right to criticize and make suggestions on efforts to protect consumer rights and interests.
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Have a plan, don't buy unnecessary things even if they are cheap, don't be greedy for small bargains, etc. Calculate your monthly expenses, set your own expenses for the next month, and try not to buy if you can!!
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1. Live within your means and consume moderately: On the one hand, consumer spending should be compatible with your own income, which includes both the current income level and the expectation of future income, that is, the dynamic factor of income capacity should be considered. This is because credit consumption is directly related to people's expectations of future income.
On the other hand, within one's own economic capacity, one should advocate active and rational consumption without curbing consumption, otherwise, on the one hand, it will affect the quality of life of individuals, and on the other hand, it will also affect the development of social production, in particular, at present, a buyer's market has been formed in our country.
We should give full play to the leading role of consumption in production.
2. Avoid blind obedience and rational consumption: First of all, pay attention to avoid blind conformity in consumption. Blind conformity is a common consumer psychological phenomenon in consumption, and it is also a consumer psychological phenomenon that has the greatest impact on ordinary consumers.
Because people's consumption behavior is always affected by consumer psychology, such as herd mentality.
comparison psychology, etc., and these psychology are often interconnected and jointly affect people's consumption. Therefore, in consumption, we should try to avoid the influence of some unhealthy consumption psychology, and insist on rational consumption based on the actual needs of individuals.
3. Protect the environment.
Green consumption: consumer products should be green and harmless to our environment, and do not buy three-no products.
Inferior products. 4. Be diligent and thrifty, and work hard: Consumption should be diligent and thrifty, do not be extravagant and wasteful, work hard, and do not take some crooked ways.
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1. The same price selection quality, the same quality selection.
2. When the curve and the budget line are tangent, the consumer utility is maximized.
1) On the same indifference curve, people's satisfaction is the same, and the farther away from the origin of the indifference curve, the higher the satisfaction. Therefore, rational people want their indifference curve to be as high as possible.
2.The budget line is calculated based on all the money that a person is ready to spend, and the same line represents the same level of consumption, the higher the level of consumption, the farther away the line is from the origin. However, due to spending power, people can only reach various combinations within the budget line.
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Here are some tips on how to spend wisely:
1.Create a budget: Before you make a purchase, create a detailed budget plan that includes the total amount available each month or week and a budget for each category (e.g., food, clothing, entertainment, etc.). This can help you better control your spending.
3.Buy Wild Essentials: When shopping, buy necessities rather than luxuries whenever possible. Make sure you have enough money to cover everyday expenses and emergencies.
4.Focus on quality: Choose high-quality, affordable, and guaranteed products and services that can save you time and money.
5.Keep an eye out for events: Keep an eye out for events and discounts while shopping, but be careful not to buy unnecessary items because of the discount.
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Start by setting your own budget for a month by taking notes (other bookkeeping software can be used) or by handwriting.
Record every income and expenditure in daily life, and it is best to do it in detail.
At the end of the month, you can view the income and expenses of the month through icons or lists.
If there is no bookkeeping on the same day, remember to check WeChat, Alipay and other payment software to check the transaction before going to bed at night. At the end of each month, analyze whether there is an overspending in the current month and whether there is a balance, and re-set the expenditure budget for the next month according to the expenditure situation of each month.
At least half a year of bookkeeping habits, you can cultivate your own consumption habits or habits, know your own expenses, and make yourself more rational and reasonable consumption.
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1. The first step of reasonable consumption is to keep accounts, see where your own money is spent, how to reduce unnecessary consumption, then we can choose some bookkeeping apps to help us better manage our money, I use pocket bookkeeping to feel good, and then will summarize their own consumption accounts every month, carefully examine, those who do not have to spend money will be reduced or will not appear next time.
2. The monthly salary should be carefully planned, for example, a large salary can be divided into different equal parts, one is saved, one is used as basic living expenses, one can be used for some small investments, and some small ** can be invested, but the risk is still not minding, after all, we don't have much money, the early stage is still stable, and the later funds can be considered to go in the general direction.
3. Self-investment is also very important, only if your ability to improve up, you will have a better space for development, contact more excellent friends, you can put a small part of the money on reading and body, the body is the capital of the revolution, no one can treat our body, then growth is also the most appreciative potential investment.
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Make a budget plan for your own month, and plan the ratio of your spending to savings.
Energy saving: Turning off lights, saving water, saving gas, etc., is not only good for environmental protection, but also can reduce energy expenses.
Do it yourself: Learn simple mending skills, repair clothes, furniture, etc., and avoid unnecessary consumption.
Spend less time going out: Cut down on unnecessary outings, try to solve problems at home, and avoid spending on things like transportation and entertainment.
Find deals: Look for deals when you buy items, such as discounts**, use coupons, and more.
Cook your own meals: Cooking your own meals can avoid the expense of eating out and is also good for your health.
Shop less: Cut back on unnecessary shopping and try to spend on practical items instead of spending too much money on entertainment consumables.
Use credit card offers: Pay with a credit card to get some benefits, such as cashback, points, etc.
Borrowing books: Borrowing books can save you money on buying books and improve your knowledge.
I feel that learning must first be interested, you should not see learning as a burden, but as a kind of happiness, and you should put your energy into learning.
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