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The house has become a mountain that crushes the young and middle-aged, and I feel that the distressed families are almost all for the house, because of the influence of traditional culture, the public thinks that having their own house is really a stable home. Therefore, the demand for houses has been growing, and many people who have extra funds have invested their funds in housesHowever, because of the impact of the new crown epidemic this year, the economic downturn is very serious, and many people think that there may be people who speculate on houses and cannot afford the pressure of multiple houses, so they have chosen to sell their houses, but unexpectedly, this situation has not happened at all, and even housing prices have risen in many places. <>
Not only has the sell-off of second-hand housing not come, but now many real estate companies are not in a hurry about the sale of houses, and even the prices of houses in some slightly better locations are still going forward. The ** of the house has not changed, and even floated, but the salary level of home buyers has decreased, which has led to more and more pressure on home buyers. Now most families can't pay off the full amount when buying a house, they can only choose a part of the down payment and the rest of the loan, but now because the economic situation is not good enough, the income level of home buyers has decreased, not only the pressure of the down payment, but also the monthly loan plus living expenses can crush them.
Just like my friend, her parents bought a house for her younger brother this year, with a total price of 1 million in fourth-tier cities, a down payment of 500,000, a loan of 500,000, and a 300,000 yuan loan, which was paid off in 30 years, and the sum of principal and interest reached 1 million, and the monthly mortgage reached 3,000. She told me that even if his brother finishes his studies and adds his own living expenses, he can't afford the pressure of the mortgage in the short term, so there is no sell-off wave, which means that the house price is still stable, and the pressure on home buyers will continue to increase. <>
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Regardless of whether there is a sell-off or not, it is very stressful for current home buyers, and the houses are in the millions at every turn, starting from millions in first-tier cities, and it is difficult to buy by salary without the support of family members.
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Even if there is no sell-off, for workers, the pressure to buy a house is as great. Basically, all the savings of the life are spent on the house.
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I think the current situation is still unclear, in fact, the two sides are still in a game process, but now the demand is indeed not as much as before, and the economic situation is not good this year, so the pressure on real estate developers is greater.
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I think so, because a lot of homebuyers just wait for the price to drop and it doesn't happen.
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It is indeed very stressful for home buyers, because the current housing prices are still very high, and many people can hardly bear it.
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Housing prices are too high, and the average office worker simply can't afford to bear such huge financial pressure.
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