How do I repay my credit card and where do I repay my credit card credit card ?

1. Full repayment.

Credit card overdraft spending must be moderate, try to spend as much as you need, and have the ability to pay off the bill in full by the last payment date. As long as your credit card bill is paid in full by the end of the last payment date, it's the best deal, as these purchases are interest-free and you don't have to pay any fees.

2. Minimum repayment repayment.

When it comes to the last repayment date, the cardholder is tight on cash and cannot afford to repay the full amount, then the minimum repayment can be chosen. The minimum payment is generally 10% of the credit card bill amount, and once the minimum payment is selected, the cardholder will no longer be interest-free. At present, most banks adopt the method of full interest calculation, which charges 5/10,000 interest per day from the date of consumption accounting, and is calculated on a monthly compound basis.

3. Choose to repay in installments.

In this repayment method, the cardholder can repay according to his own repayment ability, and the bank provides different installment periods, and the cardholder can decide the installment amount and number of installments by himself. There is no interest on installment repayment, but there will be a handling fee, and the charging standard of each bank is different, but the larger the installment amount and the longer the number of installments, then the higher the fee.

Hello. The repayment date of ICBC credit card is the money spent this month, and as long as it is paid off on the 25th of the next month, it is an interest-free period!!

For example, if you spend 1,000 yuan on the 1st of this month, then you pay it off on the 25th of the next month, which is the maximum interest-free period of 55 days, and if you spend 1,000 yuan on the 30th of this month, then you pay it off on the 25th of the next month, which is the shortest interest-free period of 25 days!

The easiest way is to go to the counter and repay the loan. The most convenient thing is to tie the debit card of the same company to repay the loan at maturity, and most credit cards can also be repaid at the automatic deposit machine.

2. Bind the credit card (credit card) and bank card to set up automatic repayment. However, it is necessary to ensure that the amount in the bank card is sufficient for repayment.

3. Repayment at ATM. Once the card is inserted, click on "Credit Card (Credit Card) Repayment".

4. Online banking repayment. Log in to your online banking, go to the credit card (credit card) page, and you can repay the loan in Account Management.

5. In the mobile phone** a related credit card (credit card) bank APP, log in to me, and add a bank card in it. You can enjoy the benefits of your credit card (credit card) and save the repayment fee.

Hello, yes, credit card (credit card) repayments can be transferred directly to the card. On the date of repayment, the bank will deduct the balance in the credit card (credit card) to repay the loan, so it is very correct to deposit the money in the credit card (credit card) and transfer the repayment funds directly to the card. In addition, some users have opened the credit card (credit card) automatic repayment service, which binds the credit card (credit card) to another bank card, so that the bank will directly deduct money from the repayment bank card to run the credit card (credit card) repayment.

In addition, no matter which method of repayment is used, the user must ensure that there is enough money in the bank card to repay the loan on the repayment date.

After successfully applying for a credit card (credit card), many users struggle with how to use the credit card (credit card) correctly. Here's how to use a credit card correctly

1. Repay on time: After the current bill of the credit card (credit card) is generated, the repayment operation can be run, and the repayment before or on the same day of repayment does not need to pay interest. Qin Qing hand.

2. Pay attention to discounts: Major banks will cooperate with different merchants, such as an offline store swiping a Bank of Communications credit card (credit card) on Thursday to get a 5% discount, etc., making full use of credit card (credit card) discount activities to save money.

3. Points exchange: The points of credit cards (credit cards) can be exchanged for gifts or rights, and they must be exchanged for points within the validity period of the points.

4. Appropriate use: Credit card (credit card) itself is a kind of advanced consumption behavior, if you can't consume properly, then the later repayment pressure will be very great.

In order to provide cardholders with a convenient card experience, there are many ways to repay credit cards from various banks, mainly including the following:

1. Automatic repayment by binding a card.

3. Online banking repayment.

Through the online banking of the card-issuing bank, you can also repay the loan with the card, and you need to open personal online banking.

5. Repayment through third-party channels.

In general, you only need to choose the most common and convenient repayment method for yourself, because the actual experience of different repayment methods is not much different.

Nowadays, all banks have launched credit card (credit card) business, and it is easy to approve and difficult to repay, which is estimated to be a problem that everyone will encounter now, so how to run the repayment of card debts after credit card (credit card) consumption? First of all, we will give you a few repayment methods for your reference options.

1.According to the bank where the credit card (credit card) is located, go directly to the bank ATM to run the deposit repayment credit card (credit card), which is a type of cash repayment; If you are transferring money from card to card, it has the function of direct transfer of debit card to repay credit card (credit card);

2.**Mobile banking app runs mobile transfer, which is not limited to peer transfer repayment, it can be inter-bank transfer repayment, but you must fill in the relevant information of credit card (credit card);

3.The current WeChat wallet and Alipay wallet have opened the function of Jingmin's credit card (credit card) repayment and transfer, but it should be noted that the transfer and repayment of the Weiliang leakage wallet will incur a handling fee, and there is no Alipay without it.

Hope you find the above helpful!